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Africa: Pan-African Payment System Launched – How It Works



The long awaited Pan-African Payments and Settlement System (PAPSS) was launched Thursday, January 13, in Accra, Ghana, in a virtual event under the theme: “Connecting Payments, Accelerating Africa’s trade.”

The new system allows a buyer in one African country to make a payment in his or her national currency and the seller in another country receives payment in their local currency.

Its commercial launch came after a successful pilot in the West African Monetary Zone (WAMZ) region. The WAMZ is a West-African economic and integration body with six countries – Gambia, Gambia, Ghana, Guinea, Liberia, Nigeria and Sierra Leone.

According to Prudence Sebahizi, the Chief Technical Advisor at the AfCFTA Secretariat, the new system will allow a customer or a buyer to make payment in a national currency and the seller will receive the payment their own currency.

This, he noted, is way easier and less costly than changing the Kenyan shilling to the US dollar and then converting the US dollar to the Ghanaian cedi, as has been the case.

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How to Make Your First 1 Million Dollars in 2022




When we asked our followers from different platforms that what is your immediate financial goal, most of them said that they want to make their first million. So that’s what we’re doing today.

01Be in the top 1% of a lucrative profession


02Write several books that sell ok


03License a patent or trademark to a big company


04Start a dropshipping company under your own label


05Start a small business and keep growing

06Aggressively save money and put it in index funds for several years


07Do an ICO

08Purchase a franchise and make it really successful


09Create a subscription service where 1000 people pay $83 per month



Millionaire Math: The way rich people think about making money!

10Work for someone who’s a multi-millionaire


11Go viral on YouTube

12Have a blog that gets over 41 million views per month


13Make an app that a million people use


14Get over 100,000 twitch subscribers


15Buy — Flip — Repeat


16Come Up With An Original Crazy Idea That It Might Just Work

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8 Best Foods to Help You Gain Weight Healthily



So much nutrition and diet advice is aimed at losing weight, but if you’re too thin, you may be at a loss on how to gain weight. Instead of trying to gorge yourself with masses of sweet, rich, or fatty foods, choose high-calorie foods that provide energy and build muscle mass without all of the unhealthy fats that can cause you harm.

healthy weight gain diet infographic

How to Get Started

The weight gain equation is pretty simple: consume more calories than you burn. If you have a high metabolism or exercise vigorously, you may be placing yourself at a calorie deficit if don’t eat to meet to your need.

If you don’t have a clue how many calories you burn per day, use an online calorie calculator to figure that out. Next, build a diet plan that exceeds that value.

The 3,500 calorie per pound rule has been used to set up diets. Based on the rule, is believed that reducing 500 calories per day is thought to result in a pound of fat loss or gain each week. But it’s not clear how accurate the 3500 calorie per pound rule actually is or how well it will work for setting up a weight-gaining diet.2

Adding roughly 500 calories each and every day—ideally with energy-dense foods and snacks—should give you the extra calories you need to increase your weight.

To make the plan work, eat smaller, more frequent meals throughout the day and use toppings (gravies, chopped nuts, ranch dressing) to add calories without bulk. To get your weight gain strategy started, here are eight nutritious, high-calorie (but still healthy) foods to add to your list:





Verywell / Alexandra Shytsman

Bread and cereals, in general, are good sources of complex carbohydrates, such as starches and fiber that provide energy for your body. These are the types of carbs that are metabolized a little more slowly than simple carbs (like sugar).3


Bagels just happen to be extra calorie-dense. While one slice of white bread has about 70 calories, one small bagel has over 180 calories. Extra-large coffee shop bagels can have well in excess of 300 calories.4

Top your bagel with some nut butter (about 190 calories) and fruit spread (about 50 calories) and you’ll have yourself a tasty, energy-packed mid-morning snack that totals 420–540 calories.

Keep in mind that peanut butter is just one nut butter to try. You can experiment with other types of nut butter including almond butter or cashew butter. You can also try seed butters such as tahini or sunflower seed butter.




Verywell / Alexandra Shytsman

Pasta is another calorie-dense source of carbs that provides an ideal base for any number of meals. Simply add the sauce and you’re ready to go.

Two cups of cooked spaghetti has almost 400 calories. A cup of bolognese sauce adds no less than 160 calories. Sprinkle two tablespoons of parmesan cheese on top for another 45 calories, and you’ll find yourself with no less than 600 calories in one meal.



Dried Fruit

Dried fruit
Verywell / Alexandra Shytsman

Give yourself a quick calorie boost by eating a handful or two of dried fruit. They have less volume than their fresh counterparts, so you can eat more in one go without feeling stuffed.

For example, one cup of raisins has around 400 calories compared to a full cup of fresh grapes, which has about 60 calories.4 Raisins are probably the most popular dried fruit, but you can also try dried berries, apricots, apples, cranberries, and even tropical fruits.



Healthy Oils

Olive oil
Verywell / Alexandra Shytsman

Adding extra fat to your food is an easy way to add calories, but you want to be sure to choose the fats and oils that are good for you.

Olive oil is rich in healthy monounsaturated fats and can add calories and flavor to pasta, bread, or vegetables. Canola oil is a great source of omega-3 (alpha-linolenic acid or ALA) and monounsaturated fats, making it a terrific, all-purpose cooking oil.5 Walnut and grape seed oils are lighter in flavor and perfect for dressing salads.



images 2

Avocados are rich in monounsaturated fatty acids. plus they have vitamin K, potassium, and fiber. One avocado has more than 200 calories, so it’s a good way to add extra calories without sacrificing nutrition.4 Add avocado slices to your sandwiches or make guacamole to serve with baked tortilla chips. You can also add guacamole to soft shell tacos or burritos.

You might also want to try adding avocado to your favorite smoothie recipe. The mild flavor mixes well with ingredients like berries or chocolate.



Nuts and Seeds

Sunflower seeds
Verywell / Alexandra Shytsman

Nuts and seeds contain polyunsaturated fats that add healthy calories to your diet. Brazil nuts, almonds, walnuts, pecans, cashews, sunflower seeds, flax seeds, and pumpkin seeds are all good for you.5 Eat roasted nuts and seeds by the handful or sprinkled chopped nuts on top of ice cream, yogurt, or salads.

If you’re not keen about snacking on nuts, you can pack in extra calories with nut butter. One tablespoon of peanut butter, for example, has about 100 calories.4





Verywell / Alexandra Shytsman

Make your own granola with any combination of dry whole-grain cereals, nuts, seeds, and dried fruits. Store your granola in an airtight container and serve it for breakfast. Pack some granola into small plastic containers that you can take with you on a busy day. For more flavor and calories, add dark chocolate chunks or peanut butter chips.

By having granola always on hand, you can constantly nibble and get your calories throughout the day rather than indulging in big meals.



Protein Bars

Organic Muesli Bars
Tyler Finck / Getty Images

You can increase both your calories and protein intake with protein bars. Protein is especially important because it is what your body needs to build lean muscle.

You can often find high-calorie protein bars in drugstores with a fitness supplements section. While some people prefer protein shakes to protein bars, the former tends to make you fuller faster since it tends to be extra-rich in whey.

Don’t make the mistake of using protein bars as a replacement for meals. You will not get enough calories if you do. Instead, pack them in your purse, desk, or laptop bag so that they are always on hand for a midday snack.

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5 Ways to Gain Australian Citizenship



5 Ways to Gain Australian Citizenship

Australia has become one of the most popular places to live, owing to its thriving economy, excellent quality of life, breath-taking landscapes and large expat population.

The most common ways to gain Australian citizenship, according to Sam Hopwood: director – Australia and Oceania regions at Sable International, are through birth and conferral (naturalisation).

However, he noted that there are some other paths. Here’s a full list:

  • Birth;
  • Conferral;
  • Descent;
  • Adoption;
  • Resume citizenship.

1. Australian citizenship by birth

Most people born in Australia between 26 January 1949 and 20 August 1986 are Australian citizens by birth.

If you were born in Australia after 20 August 1986, you aren’t automatically entitled to Australian citizenship. The nationality and residency status of your parents will determine whether you can make a claim to citizenship.

For example:

A child born to a person who is an Australian citizen OR an Australian permanent resident are automatically Australian citizens at birth.
However, children born in Australia to parents on a temporary visa (like the Temporary Skilled Shortage visa) aren’t Australian citizens by birth and will inherit the same visa status as their parents.


2. Australian citizenship by conferral

There are numerous ways to gain Australian citizenship by conferral. To do so, you’ll need to reside in Australia on a permanent visa. Australian citizenship can be granted after a period of continuous residency (four years) in Australia on a qualifying visa, including 12 months as a permanent resident.

The following are examples of visas or statuses that qualify for continuous residency:

  • General Skilled Migration;
  • Partner of an Australian citizen;
  • Parent of an Australian citizen;
  • Eligible New Zealand citizen.

You will need to meet the criteria below to be eligible for Australian citizenship:

  • Pass the Australian citizenship test with 75% or above (you don’t have to take this test if you’re over the age of 60);
  • Be a permanent resident when you apply and when a decision is made;
  • Satisfy the residence requirement;
  • Intend to continue living in Australia or maintain a close and longstanding link with the country;
  • If you’re over the age of 18, you’ll have to show that you’re of “good character”.

If you’re granted citizenship by conferral, you’ll need to attend a citizenship ceremony where you make the Australian Citizenship Pledge to officially become an Australian citizen.

There are a few exceptions where you don’t need to reside in Australia on a permanent visa to be eligible for Australian citizenship by conferral:

  • Those born to a former Australian citizen;
  • Persons born in Papua New Guinea before independence in 1975;
  • People born in Australia and are stateless.

3. Australian citizenship by descent

If one of your parents was an Australian citizen at the time of your birth, you’re entitled to claim Australian citizenship, irrespective of your country of birth. Your birth will need to have occurred on or after 26 January 1949, or through an international surrogacy arrangement. If you’re over the age of 18, you’ll have to show that you’re of “good character”.

If a parent later loses their Australian citizenship for whatever reason, you continue to remain an Australian citizen.

4. Australian citizenship by adoption


If you were born outside of Australia, but were adopted by an Australian citizen, you may qualify for Australian citizenship by adoption.

If you select this route, you must meet the requirements listed below:

  • Those born to a former Australian citizen;
  • Persons born in Papua New Guinea before independence in 1975;
  • People born in Australia and are stateless;
  • At least one of your adoptive parents must be an Australian citizen at the time of your adoption;
  • If your adoptive parent became an Australian citizen by descent or adoption, they must’ve spent minimum total of two years in the country;
  • You must provide a valid adoption compliance certificate;
  • If you’re over the age of 18, you’ll have to show that you’re of “good character”.

5. Resume citizenship

If you are a former Australian citizen, you might be able to resume your Australian citizenship. Whether you’ll be allowed to do so will depend on the reason you’re no longer a citizen. If you don’t qualify, you’ll need to assess whether you’re eligible for citizenship by conferral.

You’re eligible to resume your Australian citizenship if:

  • As an adult, you became a citizen of another country prior to April 2002;
  • You gave up or renounced your Australian citizenship to get or keep citizenship of another country;
  • You renounced your Australian citizenship to evade considerable hardship or harm;
  • As a child, your Australian citizenship was withdrawn when your responsible parent’s ended;
  • You were once an Australian citizen by registration or naturalisation, however, your Australian citizenship ended because you lived outside of Australia and Papua New Guinea for seven consecutive years between 26 January 1948 and 8 October 1958;
  • If you’re over the age of 18, you must be able to show that you’re of “good character”.

You may not resume your Australian citizenship if:

  • You were born in Papua and lost your Australian citizenship automatically on 16 September 1975 under Papua and New Guinea law (when Papua New Guinea achieved independence);
  • You lost your Australian citizenship for a reason not already mentioned.

Applying for Australian citizenship can be a technical and complex process. We recommend contacting an Australian citizenship expert to ensure you have the best chance of a successful application.

  • By Sam Hopwood: Director – Australia and Oceania regions at Sable International
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CoinCola Helps Africans Abroad to Battle the High Remittance Charges



Africa is considered as one of the regions in the world where remittances play a vital role in the lives of the average family. It is a common occurrence within the continent for Africans working abroad to send money back home to family and friends.

CoinCola Helps Africans Abroad to Battle these High Remittance Charges. These remittances have, over the years, increased as the number of Africans abroad increased. It has become a major source of foreign exchange for the countries.

Buy Bitcoin Using Your Gift Card At CoinCola. Get $5 Bonus In Your First Trade!

It can be said that remittances gained more ground in Africa because many Africans have left the continent in search of greener pastures abroad. They simply want a better and high paying job. Unfortunately, one challenge that these people face when sending money back home to their loved ones or for a project is the high transaction fees that are attached.

Cross border transactions have become more expensive in recent years as traditional institutions sometimes charge as much as 25% in transaction fees. This is extremely high and results in the sender having to spend more money on transactions.

Bitcoin as a solution

Cryptocurrencies have emerged in the past few years as a novel solution to these problems as it allows for cross border transactions with little to no fees. Chief among different cryptocurrencies is Bitcoin.


Buy Bitcoin in Nigeria With Your Hard-earned Money At CoinCola To Evade The High Remittance Fee.

New users will get 0.0001 BTC for the first trade bonus  of 0.001 BTC or more.

Bitcoin is the pioneer cryptocurrency and dominates the market with 58% of the total market share. The premier coin is accepted in thousands of businesses.  The potential that Bitcoin can bring as a remittance currency is endless.

It costs African nationals abroad little transaction fees to send money using Bitcoin. According to research, using Bitcoin would save over $2 billion in fees for migrant workers. That’s a whopping amount of money, isn’t it?

However, one problem that Bitcoin has in Africa is the lack of awareness and the dearth of crypto exchanges that cater specifically to Africans.  There is also the question of security of funds and the simplicity of the platform that would be used to initiate transactions.

This is where CoinCola P2P Bitcoin trading platform  comes as one of the best and reliable for Africans.

It is regarded as one of the fastest growing exchanges and has received excellent reviews from a number of Africans that use the platform to send money.


CoinCola utilizes fast and secure algorithms in its platform that ensures quick transfer of funds from one wallet to another within its ecosystem.

Watch Out for These Amazing Advantages of CoinCola

  • Low transaction fees

Unlike traditional cross border platforms that collect 10-45% as transaction fees, CoinCola collects just 0.7 percent of the fees. This means that if you are sending $1000 worth of money via bitcoin you would be charged $7 but for traditional methods, that’s $100.

  • Secure platform

One major fear in the minds of many Africans is the security problems whereby funds can be stolen through hacking. CoinCola offers a full guarantee of your funds as it uses bank-grade secured algorithms to keep your transactions safe.

There has been no report of hacks or loss of funds on the platform. This makes it a reliable and secure platform.

  • Diverse means of receiving and making payments

CoinCola allows users to trade between themselves as it does not buy or sell cryptos from users. You can send Bitcoin to any country in Africa and get paid via different means as the trade is between users.

You can choose the best payment system that suits you which could be via western union, PayPal, Bank accounts etc.  Once you receive the payment via the preferred means, you authorize the release of the amount of Bitcoin to the buyer.

This makes CoinCola an attractive option for Africans as there are more options than the traditional crypto exchange.

The platform is also certified by regulatory agencies which ensure that funds are secure and readily available.


Get Started with CoinCola

In conclusion, Bitcoin is a revolutionary currency that would help reduce the problems of remittance transaction fees while CoinCola has positioned itself as a platform for transactions to be successful and affordable.

CoinCola Android APP 

CoinCola iOS APP 

CoinCola affiliate 

CoinCola Telegram

Published by Brand Envoy Africa

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