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How My Life Instantly Changed for Good

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I’m Jossy Katung, a 25 year old lady working-class lady. I’m not always going to be the prettiest girl in the room but i sure had a lot going for me in the looks department especially knowing i was blessed with a firm derriere that seemed to bring a lot of attention my way despite always ensuring all was decently covered.  I was tired of experiencing blockades and dead-ends on the job. I knew i was neither promiscuous nor on a  mission to seduce anyone by way of provocative dressing or untoward behaviour. All i ever wanted was to work and get paid for my contribution on the job.

It all went well until sometime in 2015 when the company i worked for at the time experienced a staff turnover. We had new managers and execs join the company and with this came many who thought every woman on their team was a plaything attracted to money, a good car and posh living spaces. The top dawg was a man who had lost count and wanted every woman who came into his space, single or attached. His lecherous looks sent cold chills up my spine whenever i had cause to visit his office. Most of my female colleagues weren’t helping as the grapevine was bursting with news of who was dating who now within our office.  On a faithful evening that i was working late, one of the new managers met me at the store room which was barely large enough to contain two people and tried groping and forcing himself on me. I resigned the week after that event.

Changing jobs did not help as i suddenly had a phobia for male colleagues. It could have been my phobia or simply an event i had come to always expect but the harrassment became more brazen and rampant. Lip licking, unwanted body contact, vulgar statements etc. The more i warned them and the sterner i became, the more rampant it got. After reporting two incidents at the office, i was nicknamed sister Jossy. I was tired of all this and decided to start a business venture selling curtain materials and designing homes. Things went well for a while until i noticed one issue, many of my clients would buy my curtain materials, let me sew it for them but would not want me to come to their homes and complete the interior aspect of my business which honestly was where the real money was. This happened a bit too often and got me worried. I was so worried that i decided to stop this business and resign to fate on any job, maybe even attempt accepting the next advance since my constant refusals have made me enemy no 1 instead of achieving the reverse. After much thought, I spoke to my pastor’s wife who finally placed a finger on what the issue was. She said that many of the mature women who happened to constitute a larger percentage of my customer base were insecure and didn’t trust their randy husbands with a young lady for a minute. She then suggested that i figure out ways to promote what i did without having to be physically present. She then gave me a suggestion that changed my entire life.

I was so excited that i didn’t know how i made it home. I quickly opened my laptop and just like she had described it, there it was. I quickly took pictures, uploaded my products on  BrandMarket(BM) platform and in less than two weeks, made almost $800 from people buying my products directly and an extra $1,300 from commission agents who reffered my Interior decorating services to people who they knew. I can’t thank God enough for this breakthrough but i also could not contain it. I couldn’t believe that this ecosystem of sellers, buyers and referrers could give my life a whole new meaning.

Just last week, i resigned from my day job as my sales income became 5 X my monthly salary in just 2 months. My joy knows no bounds at this moment but my gratitude led me to write to my fellow sisters who go through hell all in the name of doing a business to consider other smart options of getting the word out.

*A true-life testimonial from a BM beneficiary.



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The platform is 98% free. The 2% who pay BrandMarket $1 to promote their products on the platform’s ‘featured ad segment’ enjoy weekly campaigns via publisher networks and get buyers and potential customers viewing their products.

You have the privilege of knowing more by reading up on the platform policies here bm.brandenvoy.mobi/policy/

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Business

Nigeria: Experts predicts Further Naira Depreciation As External Reserves Fall.

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The depreciation of the naira in the parallel market and the Investors and Exporters (I&E) window last week is expected to persist this week, even as the nation’s external reserves maintained its downward trend falling by $955 million in the first ten days of October.



Last week the naira depreciated by N1 in the parallel market where the exchange rate rose to N360 per dollar on Friday from N359 per dollar the previous week. In the I&E window, the indicative exchange rate crossed the N364 per dollar mark for the first time this year, rising to N364.12 per dollar on Friday from N363.42 per dollar the previous week.

On the other hand, data by the Central Bank of Nigeria (CBN) showed that the external reserves declined to $43.35 billion on Wednesday, October 10, from $44.305 at the end of September, translating to $955 million in the first day of the month.

The reserves have been declining steadily since July 5, when it peaked at $47.798 billion. Since then the reserves have declined by $4.448 billion or by 9.3 percent. The steady decline in reserves is driven by increased dollar sales by the CBN to meet increased demand prompted by foreign portfolio investors exiting the nation’s debt market.

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Last week, the CBN sustained its weekly injection of $210 million into the interbank foreign exchange market, allocating $100 million to the wholesale segment, $55 million to the SME window and $55 million for invisibles.

Analysts at Lagos based Cowry Assets Management Limited, projected further naira depreciation of the naira in most segments of the foreign exchange market this week due to persistent demand for dollar by foreign portfolio investors. They said: “This week, we expect further depreciation in the exchange rate in most market segments, especially at the I&E FX window as foreign portfolio investors’ demand for the greenback persist.”

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N494 billion inflow to moderate cost of funds

Meanwhile cost of funds is expected to further moderate downwards in the interbank money market this week in response N494.76 billion inflow from maturing treasury bills.

Last week, cost of funds dropped marginally in response to inflow of N277.07 billion inflow from matured treasury bills (TBs) which mitigated the impact of N244.1 billion mopped out of the market by the CBN through secondary market (or Open Market Operation, OMO) TBs.

Naira down to N360.3/$ in parallel market

According to FMDQ, interest rate on Collateralised lending (Open Buy Back, OBB) dropped by 169 basis points (bpts) to 19.17 percent on Friday from 20.86 percent the previous week. Also, interest rate on Overnight lending dropped by 230 bpts to 19.75 percent last week from 22.05 percent the previous week.

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Singapore reclaims longest flight

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Such a lengthy flight would surely leave your body pleading for mercy if you had to endure it in a cattle-class seat, so the airline has opted to fit the plane with luxurious business seats as well as a number of still-not-that-comfortable-sounding premium economy seats.

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Taking 18 hours and 45 minutes between Singapore’s Changi Airport and Newark Liberty Airport just a short drive from New York City, the service, which starts on October 11, is actually a relaunch after the Asian carrier scrapped the route in 2013 due to running costs.

Having deemed it viable again, the carrier is using Airbus A350-900 ULR (ultra-long range) aircraft with 67 business class seats and 94 premium economy seats for the colossal 10,377-mile (16,700 km) flight. The airline’s other A350-900 aircraft are configured to carry a total 253 passengers instead of the 161 we see here.

In a bid to increase comfort for what sounds like a grueling journey — it does, after all, last just five hours short of an entire day — the aircraft has been designed with special lighting to reduce jet lag (there’s a 12-hour time difference), larger windows, and higher ceilings.

Perhaps wisely, Singapore Airlines also teamed up with health spa resort Canyon Ranch, which has knocked together a wellness plan to ease passengers through a flight that spans half the globe. It includes specially designed menus that focus on hydration, nutrition, and bold flavors; “subtle sleep strategies” to improve rest quality; and guided stretching exercises to ensure that your body doesn’t completely seize up halfway across the Pacific.

For in-flight entertainment, the airline has added 200 hours worth of movies and TV shows to the 1,000 already available as part of its regular services, and for anyone who needs to stay connected even at 38,000 feet, there’s Wi-Fi, though it’s not free.

Seat prices vary according to demand and date, but some passengers have been paying around $4,000 for a premium economy return ticket.

“Singapore Airlines has always taken pride in pushing the boundaries to provide the best possible travel convenience for our customers, and we are pleased to be leading the way with these new non-stop flights using the latest-technology, ultra-long-range [aircraft],” Singapore Airlines CEO Goh Choon Phong said in a release.

Singapore Airlines’ new service takes the place of Qatar Airways Doha-to-Auckland, New Zealand, route as the world’s longest flight. That one launched in February 2017 and takes 17 hours and 30 minutes to reach its destination.

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