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5 Ways to Gain Australian Citizenship

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5 Ways to Gain Australian Citizenship

Australia has become one of the most popular places to live, owing to its thriving economy, excellent quality of life, breath-taking landscapes and large expat population.

The most common ways to gain Australian citizenship, according to Sam Hopwood: director – Australia and Oceania regions at Sable International, are through birth and conferral (naturalisation).

However, he noted that there are some other paths. Here’s a full list:

  • Birth;
  • Conferral;
  • Descent;
  • Adoption;
  • Resume citizenship.

1. Australian citizenship by birth

Most people born in Australia between 26 January 1949 and 20 August 1986 are Australian citizens by birth.

If you were born in Australia after 20 August 1986, you aren’t automatically entitled to Australian citizenship. The nationality and residency status of your parents will determine whether you can make a claim to citizenship.

For example:

A child born to a person who is an Australian citizen OR an Australian permanent resident are automatically Australian citizens at birth.
However, children born in Australia to parents on a temporary visa (like the Temporary Skilled Shortage visa) aren’t Australian citizens by birth and will inherit the same visa status as their parents.

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2. Australian citizenship by conferral

There are numerous ways to gain Australian citizenship by conferral. To do so, you’ll need to reside in Australia on a permanent visa. Australian citizenship can be granted after a period of continuous residency (four years) in Australia on a qualifying visa, including 12 months as a permanent resident.

The following are examples of visas or statuses that qualify for continuous residency:

  • General Skilled Migration;
  • Partner of an Australian citizen;
  • Parent of an Australian citizen;
  • Eligible New Zealand citizen.

You will need to meet the criteria below to be eligible for Australian citizenship:

  • Pass the Australian citizenship test with 75% or above (you don’t have to take this test if you’re over the age of 60);
  • Be a permanent resident when you apply and when a decision is made;
  • Satisfy the residence requirement;
  • Intend to continue living in Australia or maintain a close and longstanding link with the country;
  • If you’re over the age of 18, you’ll have to show that you’re of “good character”.

If you’re granted citizenship by conferral, you’ll need to attend a citizenship ceremony where you make the Australian Citizenship Pledge to officially become an Australian citizen.

There are a few exceptions where you don’t need to reside in Australia on a permanent visa to be eligible for Australian citizenship by conferral:

  • Those born to a former Australian citizen;
  • Persons born in Papua New Guinea before independence in 1975;
  • People born in Australia and are stateless.

3. Australian citizenship by descent

If one of your parents was an Australian citizen at the time of your birth, you’re entitled to claim Australian citizenship, irrespective of your country of birth. Your birth will need to have occurred on or after 26 January 1949, or through an international surrogacy arrangement. If you’re over the age of 18, you’ll have to show that you’re of “good character”.

If a parent later loses their Australian citizenship for whatever reason, you continue to remain an Australian citizen.


4. Australian citizenship by adoption

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If you were born outside of Australia, but were adopted by an Australian citizen, you may qualify for Australian citizenship by adoption.

If you select this route, you must meet the requirements listed below:

  • Those born to a former Australian citizen;
  • Persons born in Papua New Guinea before independence in 1975;
  • People born in Australia and are stateless;
  • At least one of your adoptive parents must be an Australian citizen at the time of your adoption;
  • If your adoptive parent became an Australian citizen by descent or adoption, they must’ve spent minimum total of two years in the country;
  • You must provide a valid adoption compliance certificate;
  • If you’re over the age of 18, you’ll have to show that you’re of “good character”.

5. Resume citizenship

If you are a former Australian citizen, you might be able to resume your Australian citizenship. Whether you’ll be allowed to do so will depend on the reason you’re no longer a citizen. If you don’t qualify, you’ll need to assess whether you’re eligible for citizenship by conferral.

You’re eligible to resume your Australian citizenship if:

  • As an adult, you became a citizen of another country prior to April 2002;
  • You gave up or renounced your Australian citizenship to get or keep citizenship of another country;
  • You renounced your Australian citizenship to evade considerable hardship or harm;
  • As a child, your Australian citizenship was withdrawn when your responsible parent’s ended;
  • You were once an Australian citizen by registration or naturalisation, however, your Australian citizenship ended because you lived outside of Australia and Papua New Guinea for seven consecutive years between 26 January 1948 and 8 October 1958;
  • If you’re over the age of 18, you must be able to show that you’re of “good character”.

You may not resume your Australian citizenship if:

  • You were born in Papua and lost your Australian citizenship automatically on 16 September 1975 under Papua and New Guinea law (when Papua New Guinea achieved independence);
  • You lost your Australian citizenship for a reason not already mentioned.

Applying for Australian citizenship can be a technical and complex process. We recommend contacting an Australian citizenship expert to ensure you have the best chance of a successful application.

  • By Sam Hopwood: Director – Australia and Oceania regions at Sable International
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HEALTH

Ten Tips for Enjoying the Holidays

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Follow these 10 tips to make the most of your holiday season. Your feelings about the holidays are very personal. They can cause us to feel happy, sad or ambivalent. The holidays can also cause stress because of:
  • Overscheduling, overindulging and overspending
  • Too much time with family or not enough
  • Multiple caregiving roles
  • Personal or family illness
  • Work demands
  • Expectations of what you should do
  • Seasonal affective disorder or depression

No matter how you feel, the following tips can help you enjoy the holidays as much as possible.

  1. Reflect on what is important to you during the holidays. This may change over time, but thinking about what you want for this holiday season will help you choose more intentionally about who you would like to spend time with and how you would like to spend the time. It’s hard to have a meaningful holiday if you don’t determine ahead of time what will give it meaning.
  2. Make a plan as early as possible about what you will do during the holidays. Try to plan at least one activity that is important to you for each holiday that you celebrate. Feel free to initiate activities with family and friends. Consider volunteer activities. Making a plan well in advance can give you something to look forward to and help you feel a greater sense of control.
  3. Communicate clearly how others can assist or support you. Accept offers to help shop, wrap or cook. Some people may not know how best to help, especially if your needs and desires have changed from last year. Most people are happy to help as long as they understand clearly what you want and they have enough time to provide the support.
  4. Realize the holiday season is a marathon, not a sprint. In other words, pace yourself. While extra social gatherings can be exciting, you don’t want to compromise your physical or mental health by doing too much. Acknowledge that you cannot do everything for everyone. Practice saying “no” without guilt. Allow yourself the opportunity to grieve the loss of giving up some activities.
  5. Maintain a healthy lifestyle. Try your best to make good food choices and relax to restore energy.  Your endurance will be better if you can stick to your daily routine as much as possible, including exercise.
  6. Manage your spending. It’s easy to feel the pressure of consumerism during the holidays. Decrease the financial stress by making and sticking to a budget. Thoughtfulness need not come with a hefty price tag. Gift solutions include: reducing the number of gifts; initiating a gift exchange; giving to a favorite charity in family members’ names; and providing gift certificates for babysitting, snow shoveling, a home-cooked meal, or time together. Gift cards can also be purchased for small amounts and the receiver will enjoy thinking of you as he or she enjoys a cup of coffee or music download “on you.”
  7. Monitor alcohol and medications – individually and together. It’s easy to overindulge in alcohol during the holidays. Moderation is key so that your balance and emotional well-being are not negatively impacted. If you do not usually drink alcohol, consider beforehand how alcohol and your medications may interact, especially if you’re taking a new medication or an increased dose. Maintain your daily medication schedule. Missed doses can cause you to feel less than your best or, worse, cause a medical issue that requires emergency care.
  8. Manage your expectations for family gatherings. When multiple generations and multiple families celebrate together, it can be challenging to feel heard and understood. Be clear about what you need the most and flexible about the rest.
  9. Think ahead about stories or observations from the past as a family that you’d like to share. You may know how a specific family tradition began or have a funny story to tell about the holidays when you were a child.
  10. Reflect on what went well this holiday season and improvements you would like to make for next year.
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BUSINESS

TikTok & Beyond: The Best Mobile Video Editing Apps

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Top videos you watch on TikTok and Instagram have often been produced on full-size PCs, but with smartphones offering more-capable video editing tools, more and more people are editing videos on the mobile devices themselves. Both Androids and iPhones now have a multitude of impressive video editing apps at their disposal. Some of the apps are template-based, requiring you to do no more than select your photos and videos to produce a compelling social video. Others give you nearly as much control as a sophisticated desktop video editing app, with tools for overlays, time remapping, motion effects, and audio editing. Here’s our take on the best of the mobile video editing lot.

 

 

Adobe Premiere Rush

3.5
$9.99 Per Month at Adobe

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Adobe’s well-designed mobile app for Android and iOS, Rush, syncs projects to your Creative Cloud account so you can continue editing a project on Premiere Pro on the desktop, but you can use it for standalone mobile editing, too. Versions of Rush itself are available for macOS and Windows, as well. You can shoot video in the app either in a simple or advanced mode, which lets you manually set aperture and focus. Once you’ve got some content, you can add titles, soundtrack music, and graphics overlays. For vertical output like TikTok, the Auto Reframe finds the active area of landscape shots and crops accordingly. The standard adjustments for lighting and color are at your disposal, and you can add track overlays and speed changes. One thing you won’t find are project templates like those offered by other apps here. After rendering a project, you can export it directly to Behance, Facebook, Instagram, TikTok, or YouTube.

Adobe Premiere Rush Review

 

 

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Apple iMovie

Free at Apple App Store

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iMovie was among the first truly functional mobile video editors. The way it handles timelines, letting you scroll the track with your finger rather than moving an insertion point cursor like you have to do on desktop video editors, was a major helpful innovation. The app—which is only for iOS, of course—lets you manage all the standard video joining and trimming as well as tackling more advanced video editing, like green-screen compositing and speed altering. Among our favorite iMovie features is its Trailers templates, which show you exactly what kind of shots to insert. Another plus—you can continue editing projects on a desktop Mac in iMovie or Final Cut Pro.

Only available for iOS.

 

 

Canva

4.0
Visit Site at Canva

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Canva targets small business owners who want to up their social media game to promote products and services. It’s completely template-based and loaded with stock content so that you don’t have to worry about being a pro editor to make things look nice. It lets you make something without needing a single shot of your own. But you can, of course, use your own video clips and photos, as well as do fancy things like stacking simultaneous videos in a vertical layout or use overlays that you can crop. That said, the app lacks some basic video editing features like adjusting light and colors. You can think of it more as the video equivalent of a graphics design application, with strengths in text, shapes, and borders. Canva is available for free use, but many of its features, stock content, and templates require a Pro subscription, which also adds collaboration features for design teams.

Canva Review

 

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CapCut Video Editor

4.0
Free at Apple App Store

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This well-designed free app (owned by TikTok creator ByteDance) makes short work of creating shareable videos, thanks to its ShortCut option. With CapCut, you select clips and photos, and the app adds background music and effects. It added a video shake effect and flame overlays to one test video, but it took a couple minutes to render 30 seconds worth of clips on my Samsung Galaxy S21 Ultra. You can split clips, add text, remove backgrounds from shots with people, and even use overlays with transparency. When you’re done, the suggested place to share your work is —you guessed it—TikTok.

Available for both Android and iOS.

CapCut Review

 

 

 

 

InShot

Free at InShot lnc

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InShot is a fun-looking app that lets you produce not only video compilations but also collages and photo edits—but that doesn’t mean it’s weak in video tools. When you start, simple help tips show you how to split and trim clips, zoom in on the timeline, and swap clip positions. One of its strengths is that it gives you a number of stickers to overlay on your videos, in addition to text. Unlike competing video app Splice, InShot lets you easily position your overlays either by dragging the item around with a finger. Picture-in-picture, masking, cropping, and speed changing (including one-click freeze frame) are all at your disposal, as are a generous helping of transition styles. Surprisingly, the app even offers keyframe editing, which lets you animate effects. Background music is available to add from a decent library of stock, but there’s no image stock. The app is free with ads and watermarks on your output; you can remove ads for a one-time $3.99 or better, remove both ads and the watermarks—as well as getting more effects and stickers—for $2.99 per month, $9.99 per year, or $29.99 for forever.

Available for Android and iOS.

 

 

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Splice

Free at Apple App Store

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Splice has just about the slickest interface of any mobile video editing app, with a clear workflow and all the tools you could want. You can easily create picture-in-picture overlays (with transparency), chroma keys, masks, and speed changes. The app also supports HDR output. Nifty transitions are at your disposal as well as glitch and vintage effects and tons of text styles. You don’t get quite as much stock content or objects to overlay as you do in PowerDirector’s mobile app, though Splice’s music library is excellent. The price, is a bit steep, however, starting at $2.99 per week or $9.99 per month.

Available on Android and iOS.

 

 

Vimeo Create

Free at Vimeo

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Vimeo is the video hosting service used largely by movie and video professionals. In addition to hosting videos, the company puts out a screen capture program called Vimeo Record and a mobile video editing app called Vimeo Create. Vimeo Create makes it easy for marketers or just regular folks to put together a compelling piece of video. The template-based app is free, but some templates require a $24.99-per-month Pro account. Accounts can also take advantage of stock libraries of video and music. Luckily, you can filter template options to find the free ones. Adding video can be slow, but the app emails you when it finishes processing. The app lets you add stickers and text with animations, and it automatically applies template-based transitions. It doesn’t offer much in the way of detailed editing options like keyframes, overlays, or time remapping. Many of the stickers and styles are suitable for creating engaging sales and marketing quick takes, so this highly automated tool is best suited for people in those fields who want to produce something good-looking without getting into the weeds of video editing.

Available only for Android.

 

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Wondershare FilmoraGo

Free at Wondershare

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Wondershare makes Filmora desktop video editing software for macOS and Windows as well as this full-featured freemium mobile app for Android and iOS. You can get started with FilmoraGo by shooting video with your smartphone, using a template, or starting from scratch. When you choose a template, everything is done for you—you just have to add the specified number of photos or video clips. The full editor is clean-looking and powerful, with tooltips like Make This Video Cooler, which takes you to the bountiful transition options. Loads of effects, stickers, and background music tracks come with the app, and a voiceover button makes narration simple. You can choose a blending mode for overlays, but there’s no chroma key option. You can change speed and apply a one-tap freeze frame effect. The free version applies a Filmora watermark and limits you to 720p resolution, which is okay for phone viewing.

Available for Android and iOS.

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HEALTH

What is The Best and Worst Sleeping Position?

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Original Article by sleepreports.com

Chances are, you’ve never really given your sleeping position much thought. You may even be wondering if it makes any difference at all to your overall wellbeing.

After all, most of us have been sleeping in the same position since childhood, and it’s probably a deeply ingrained habit that comes to us as naturally as breathing. On the other hand, if you’re frequently waking up feeling tired, achey or poorly rested, you may have questioned whether your sleeping position has a part to play.

You may be surprised to learn that your sleeping position has the power to either positively or negatively affect your sleep, and your overall health. If you always wake up feeling rested and pain-free, then chances are you are already sleeping in the right position for you.

However, if you’re one of the many people who wakes up feeling less than fantastic, your sleeping position is something you may well wish to evaluate. This leads us to an important question: what are the best, and worst, positions to sleep in? We’ve created an article to answer just that, so read on to discover how to make your sleeping position work for you and your health.

What Makes A Good Sleeping Position?

What is The Best and Worst Sleeping Position? (Important Rules)As unique individuals, there is not one ‘magic position’ that will work for every person. This depends on you, your health, and what feels comfortable to you personally. However, there are a few key ingredients to a great sleeping position.

1. It Feels Comfortable.

If you want to wake up feeling refreshed in the morning, being able to relax at night is a must. The number one factor in determining a good sleeping position is that it feels comfy and cosy, allowing you to nod off quickly and stay asleep through the night.

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2. It Allows Good Airflow And Circulation.

When you’re asleep, it’s vital that you can breathe deeply and properly, and that blood flow to all parts of your body is unrestricted. There are some positions that facilitate this better than others.

3. Your Neck And Spine Is In Alignment.

In order to avoid pain and discomfort, it’s vital that our spine is in healthy alignment. Many of us are familiar with the achey feeling that comes with sleeping in an awkward position. If you’re waking up suffering from discomfort in your neck or back, this could be a sign that it’s time to reevaluate your sleeping position.

4. Your Joints Are Properly Supported.

A decent sleeping position is one that puts no undue pressure on your joints and supports your body. As you will know if you have read any of our content on mattresses, this partly comes down to your bed. However, your sleeping position also has a part to play in properly supporting your joints.

What Position Should I Be Sleeping In?

What is The Best and Worst Sleeping Position? (Important Rules)As we mentioned above, there is no one perfect position that will work for everyone. Many factors affect which sleeping position, including your weight and any health conditions. When you’re thinking about what position you should be sleeping in, you should know about the three main positions and their advantages and drawbacks.

Side Sleeping

If you sleep on your side, then you are like the majority of people. Most people find that nodding off on their side is the easiest way to fall asleep. But is it the best position?

There are several key advantages to sleeping on your side. Firstly, it allows good airflow and deep breathing throughout the night. This means that you consistently get the oxygen that you need all night long.

Also, the blood flow to your organs is unrestricted in this position, making it a healthy choice. Your spine and neck are also likely to be in a healthy alignment, leading to reduced neck and back problems.

However, a major drawback of side sleeping is that it can put pressure on some of your joints. These pressure points can become sore over time, especially if you suffer from a preexisting joint complaint.

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Top Tips For Side Sleepers:

If you choose to sleep on your side, you may be wondering if there is anything you can do to improve your position. This is especially likely if you wake up in the morning feeling achey. Here are our handy hints to make your position more healthy.

  • 1. Select a softer mattress. A medium/soft to medium mattress is ideal for side sleepers, as it conforms to the contours of the body, removing pressure on your joints and reducing pain.
  • 2. Consider memory foam. This is particularly useful if you suffer from aches and pains. The special memory foam material hugs your individual shape, reliving pressure and supporting your pressure points.
  • 3. Place a pillow between your knees. If you find yourself waking up with discomfort in your neck and back, this is the tip for you. A pillow between your knees encourages your spine into a more healthy alignment, supporting your neck, back and all of your joints.

Back Sleeping

If you sleep on your back, congratulations! This is an excellent position to sleep in for many aspects of your health. Although few of us choose to sleep on our backs, it is worth considering if you are often waking up in the mornings feeling sore and uncomfortable. Back sleeping allows good airflow, and unrestricted circulation to all parts of your body.

Furthermore, it encourages your spine into a naturally healthy alignment and reduces pressure on your joints. Interestingly, some people even claim that this position reduces wrinkles, as your face isn’t scrunched up against a pillow all night!

However, if you are a snorer or suffer from sleep apnea, this position is not the best one for you. As your head is positioned above your chest when you sleep on your back, which can make your symptoms worse.

Top Tips For Back Sleepers:

So you are already a back sleeper or are considering making the switch. Perhaps you’re wondering whether you can do anything to make this position even better. Here are our recommendations for those who prefer back sleeping.

  • 1. Think carefully about your mattress firmness. If you sleep on your back, a medium/firm to firm mattress is likely to suit you best, as it provides excellent support to your joints and encourages good alignment.
  • 2. Consider a pocket sprung mattress. Because they are constructed with lots of individual springs, pocket sprung mattresses will spread your weight evenly and reduce any strain on your pressure points.
  • 3. Sleep with one thick pillow. If you place it directly under your head, it will give your neck the ideal amount of support, reducing any pain or stiffness in that area.

Front Sleeping- The Worst Position

If you sleep on your front, we really recommend that you consider switching to a different position. Although sleeping on your front can feel comfy and snuggly, there are several major drawbacks to this position.

Firstly, your neck and spine are forced into an awkward position, which can lead to aches and pains in the morning, and exacerbate any existing joint problems. Secondly, this position does not allow for the best possible airflow during the night. Finally, your organs are constricted, reducing blood flow.

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Top Tips For Front Sleepers:

As we explained above, we strongly suggest that you try not to sleep on your stomach. However, if you really can’t get to sleep any other way, there are some tips you can follow to improve this position. Here are our recommendations.

  • 1. Instead of placing your pillow under your head as usual, try propping it beneath your hips instead. This will help you to achieve a more natural spinal alignment, which should go some way to reducing those niggling aches and pains in the morning.
  • 2. Select a firm mattress. As this position is not very supportive, a firm mattress will help to give your spine and joints a much-needed helping hand.
  • 3. Opt for pocket sprung. Like back sleepers, a pocket sprung mattress could be the perfect choice for you. The individual springs will spread your weight across your mattress, reducing pressure on your pressure points and supporting your neck and back.

I Snore! Which Position Should I Sleep In?

If you snore, it’s likely that you (and your partner) would be glad to find a sleeping position that eases it. Therefore, we suggest that sleeping on your side is the best position for you. This allows the best possible airflow to help with your snoring. Front sleeping is strongly discouraged, as maximum airflow is not possible in this position.

In addition, sleeping on your back is likely to make your snoring worse, as your head is propped up higher than your chest. Finally, if your snoring is caused by sleep apnea, it is even more important that you try to sleep on your side. Consult your doctor if you have any concerns about your sleeping position and sleep apnea.

What’s The Best Position For People With Joint Problems?

If you suffer from a painful joint condition like arthritis, you’ll be pleased to know that sleeping in the right position can help. For people with painful joints, we recommend sleeping on your back. This position will encourage your neck and spine into the ideal alignment, reducing soreness in the morning. Also, back sleeping reduces pressure on your joints, keeping those achey pressure points free from unnecessary strain.

In conclusion

Now that you’ve read our handy guide, you’ll be aware that sleeping on your front is less than ideal. For many of us, sleeping on our backs may actually be the optimum position for a good night’s sleep and reduced pain and soreness in the morning.

However, bear in mind that sleeping positions are highly individual, and you should make your decision based on all the factors mentioned above. Hopefully, you are now able to select a sleeping position that will help you reap maximum benefit from your nightly slumber. Sweet dreams!

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FINANCE

GTBank: Domiciliary Account and International Money Transfer

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GTBank: Domiciliary Account and International Money Transfer

Domiciliary Account at GTBank Makes foreign currency transactions convenient for people. You can carry out these transactions from the comfort of your home, office, or anywhere in the world. Domiciliary accounts at GTBank are available in US Dollars (USD), Pounds (GBP), or Euro (EUR). You can fund your account via cash inflows and deposits. Also, you can make withdrawals from any GTBank branch closest to you nationwide.

 

The Benefits of Domiciliary account with GTBank

  • 24/7 Banking services via our various e-channels.
  • Cash withdrawals in foreign currency from any GTBank branch.
  • Transfer funds in foreign currency to other bank’s domiciliary accounts in Nigeria and abroad.

 

The requirement for opening a domiciliary account with GTBank

  • Filled and signed a Domiciliary Account opening form.
  • A copy of your identification document (Driver’s License, passport, National I.D Card, or any other acceptable by the bank).
  • One passport photograph on a plain background.
  • Two (2) completed reference forms.
  • Utility bill issued within the last 3 months.

 

Need Help to open a domiciliary account with GTBank?

Visit the Help Centre or Call: +234 700 4826 66328 or +234 1 448 0000

 

GTBank International Money Transfer

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The GTBank International Money Transfer (GTMT) is designed to enable both GTBank account holders and non-account holders to receive or send funds to and from any GTBank subsidiary in West Africa. In compliance with the CBN directive, recipients of funds through GTBank International Money Transfer in Nigeria must either be GTBank account holders or must be identified by a GTBank account holder.

 

Characteristics GTBank International Money Transfer

  • GTBank account and non-account holders can walk into any GTBank branch to receive or transfer funds in Dollars (USD) to and from any of our subsidiaries in Nigeria, Ghana, the Gambia, and Sierra Leone
  • Also, GTBank International Money Transfer is an effective way of paying for goods and services
  • GTBank International Money Transfer is denominated in US Dollars (USD)
  • You can make a maximum transfer of $10,000.00 in a single transfer
  • Beneficiaries can be paid in US Dollars or local currency, Cedis, Dalasi, Leone, and Naira (Beneficiaries can only be paid in local currency in Ghana).

 

Benefits of GTBank International Money Transfer

  • It is an easy, convenient, and secure means of transferring funds.
  • Ideal for GTBank account and non-account holders
  • Faster turnaround time for everyone
  • Instant access to cash
  • No documentation is required
  • Eliminates the risk of traveling with cash
  • Transfer of funds ahead of your holiday/business trip and to family members and friends for upkeep
  • Easy tracking of funds

 

Funds Transfer Instruction

For Transfer of USD ($) Into Domiciliary Account Through CitiBank New York:

  • Correspondent Bank: CitiBank, New York
  • Swift Code: CITIUS33
  • FEDWIRE/ABA NUMBER: 021000089
  • FOR CREDIT OF GUARANTY TRUST BANK PLC, LAGOS NIGERIA
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s Account Number with Citi New York: 36129295
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: …………………………………………………. (E.g. Sender’s Name, Reference e.t.c)

For Transfer Of USD ($) Into Domiciliary Account Through Deutsche Bank New York:

  • Correspondent Bank: Deutsche Bank, New York
  • Swift Code: BKTRUS33
  • FEDWIRE/ABA NUMBER: 021001033
  • For Credit Of GUARANTY TRUST BANK PLC, LAGOS NIGERIA
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s Account Number with Deutsche Bank New York: 04434658
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: ………………………………………………….

 

For Transfer Of USD ($) Into Domiciliary Account Through Standard Chartered Bank New York:

  • Intermediary Bank: Standard Chartered Bank, New York
  • Swift Code: SCBLUS33
  • FEDWIRE/ABA NUMBER: 026002561
  • For Credit Of GUARANTY TRUST BANK PLC, LAGOS NIGERIA
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s A/C NO with Standard Chartered Bank, New York: 3582-026828-001
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: ………………………………………………….

 

For Transfer Of USD ($) Into Domiciliary Account Through GTBank London:

  • Intermediary Bank: CitiBank, New York
  • Swift Code: CITIUS33
  • FEDWIRE Routing Code: 021000089
  • An account with Bank: GUARANTY TRUST BANK (UK) LIMITED
  • Swift Code: GTBIGB2L
  • Account Number: 36917996
  • Beneficiary Name: Guaranty Trust Bank plc Nigeria
  • Beneficiary’s Bank Swift Code: GTBIGB2L
  • GTBank’s Account No with GTBank London (with GTBank London): 90110014250330
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: ………………………………………………….

 

For Transfer Of USD ($) Into Domiciliary Account Through Standard Chartered Bank, London:

  • Correspondent Bank: SCB, London
  • Swift Code: SCBLGB2L
  • Sort Code: 609104
  • For Credit Of Guaranty Trust Bank plc, Lagos Nigeria
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • Account Number: 01 027065310 50
  • GTBank’s Account No. with CitiBank, London IBAN Number: GB90 SCBL 6091 0427 0653 10
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: …………………………………………………

 

For Transfer Of GBP (£) Into Domiciliary Account Through CitiBank, London:

  • Correspondent Bank: CitiBank, London
  • Swift Code: CITIGB2L
  • Sort Code: 185008
  • For Credit Of Guaranty Trust Bank plc, Lagos Nigeria
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s Account No. with CitiBank, London IBAN Number: GB72 CITI 1850 0850 0808 3157 95
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: ………………………………………………….

 

For Transfer Of GBP (£) Into Domiciliary Account Through Standard Chartered Bank, London:

  • Correspondent Bank: SCB, London
  • Swift Code: SCBLGB2L
  • Sort Code: 609104
  • For Credit Of Guaranty Trust Bank plc, Lagos Nigeria
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s Account No. with SCB, London IBAN Number: GB90 SCBL 6091 0427 0653 10
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: …………………………………………………

 

For Transfer Of EUR (€) Into Domiciliary Account Through CitiBank, London:

  • Intermediary Bank:  Citibank Europe Plc
  • SWIFT CODE:  CITIIE2X
  • Correspondent Bank: CitiBank, London
  • Swift Code: CITIGB2L
  • Sort Code: 185008
  • For Credit Of Guaranty Trust Bank plc, Lagos Nigeria
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s Account No. with CitiBank, London IBAN Number: GB05 CITI 1850 0810 8205 71
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: ………………………………………………….

For Transfer Of EUR (€) into Domiciliary Account Through Deutsche Bank Frankfurt:

  • Correspondent Bank: Deutsche Bank Frankfurt
  • Swift Code: DEUTDEFF
  • Sort Code: 50070010
  • For Credit Of Guaranty Trust Bank plc, Lagos Nigeria
  • Beneficiary’s Bank Swift Code: GTBINGLA
  • GTBank’s Account No. with Deutsche Frankfurt/ IBAN Number: DE84 5007 0010 0955 7224 01
  • For Final Credit Of: ………………………….. (Beneficiary’s Name)
  • Beneficiary’s A/C Number: ………………………….. (With GTBank)
  • Any Other Detail: ………………………………………………….

 

For more on GTBank: Domiciliary Account and International Money Transfer and to open a domiciliary account with GTBank, please visit the GTBank website

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