In those days the use of piggybank or kolo was what many of us to save our money, but as science and technology have improved along with saving and investment. One of the improved ways of saving and investing is PiggyVest.
In this way, I present How to save and invest with PiggyVest and get huge retunes.
Saving and investing is an important aspect any person who thinks of the future will engage in. In those days the use of kolo or Esusu to save money required discipline as emergency fund might come which will require the person to break the time period of saving his or her money or the person might be tempted to spend the money unnecessary.
PiggyVest provides you with the option to save your money in a strictly locked day to be released on your set date. It also provides you with the option to save either daily, weekly or on your desired day and amount. You can also join other people to save money on a fixed amount it could be towards the year ending or in a 5 month period.
In today’s world we have financial institutions such as the bank, fintech companies, and other saving and investing opportunities that can help you save your money toward setten goals it could be to start a business, pay for school fees, pay for house rents, travel abroad or something else, PiggyVest provides you with all these options and many more.
And fast forward to this present age you don’t need to be there physically to save and invest your money. They are online saving and investment opportunities that you can do comfortably online right now either with your Smartphone or laptop without being physically there. PiggyVest is a saving and investing app that gives you such advantages to save your money and also invest your money on profitable platform with added interest and bonus.
How to save and invest with PiggyVest and get huge retunes
What is Piggyvest?
PiggyVest is a registered online and App saving and investment platform. Founden by co founders Joshua Chibueze, Odunayo Eweniyi, and Somto Ifezue. Launched in 2016 formally known as piggybank.ng. PiggyVest is the first saving and investing platform in West Africa.
However piggybank.ng launched only as a saving platform in 2016 when it was known by its formal name Piggybank.ng, as at April 2019 they rebranded to PiggyVest making saving and investing accessible to its users.
Adding investment to its features, PiggyVest has been associated with different banks in West Africa making saving and investing with PiggyVest secure, available and easy for its users.
What does PiggyVest do?
PiggyVest helps its, users, to save their money and invest through the easiest method. What this means is that with PiggyVest you can save your money in form of daily contribution either daily, weekly or at your desired time with your own fixed price, it could be 500 naira daily or more or less while still having the option to redraw your money at your fixed time.
Simply if you want to save money for projects, business, school fees, to travel abroad or any others thing and you are not sure you can save it on your own without spending it. PiggyVest would help you do that while giving you interest, bonuses while you save your money.
While in the investment platform PiggyVest gives you the opportunity to invest your money in Profitable platforms like farming, fishing, transportation and so on. With a starting of 5000 naira after the investment duration, you would be given back Your money along with 25% interest. While giving you the option of not Only saving but getting more than you save with their investment platform and you can also go for the mature plan for bigger interests.
How to create an account and register on PiggyVest
Step 1: Visit the PiggyVest official website https://www.piggyvest.com on your phone or PC.
Step 2: once on the home page, click on the create free account button.
Step 3: After that, you will be redirected to a form where you are required to fill in your details such as your full name, email address, phone number, and password. Click on the create account button when done. Take note of your email and password as it will be used regularly when using the app.
Step 5: Login in to your PiggyVest account, click on the login option and type your phone number or email used in creating your PiggyVest account and type in your password in the next text box. Then click on the Login button.
Do I need to give my BVN to PiggyVest?
Yes, to begin investing and saving your money on PiggyVest you are required to give your BVN details reason being that with your BVN PiggyVest would be able to carry out a smooth transaction of the money you save to your bank account and also make saving faster and easier. Note that PiggyVest would also require you to give your bank account details.
What Licence does PiggyVest have?
PiggyVest is licenced by the NDIC and CBN to ensure security to all the funds deposited on the PiggyVest account.
Can PiggyVest be trusted?
PiggyVest can be trusted as it has helped millions of Nigerians gain wealth through saving and investing.
Is PiggyVest approved by CBN?
PiggyVest is approved by the CBN as a matter of fact PiggyVest is seen as a microfinance bank to help Nigerians save and invest.
Is PiggyVest approved by NDIC?
PiggyVest is approved by NDIC, and have been recognized as a major fin Tech app in Nigeria and one of the First saving and investing platform in West Africa.
Can I use PiggyVest without BVN?
No, you can’t use PiggyVest without BVN, you are only required to give your BVN details once after that you wouldn’t be asked again. Every individual who has benefited From the PiggyVest platform have given their BVN details when registering.
How to verify your BVN on PiggyVest
To verify your BVN
Step 1:Select “My account” This option is located at the end of the page.
Step 2: Select My BVN setting
Step 3: Add your BVN number “11 digits” and verify it.
Step 4: PiggyVest would verify the BVN either by calling the number associated with it or through text message.
Step 5: Save your BVN, type in your password and select Save BVN.
Now that you have learned more about PiggyVest let drive into How to save and invest with PiggyVest and get huge retunes:
Saving on PiggyVest means you want to save setten amount of money in your account either daily, weekly, monthly, or on your custom day. Without using it until the desired period.
This can be a short, medium or long time saving. After you can redraw your money directly to your bank account and use it to your need. Bonuses and interest are added to the money you save on PiggyVest depending on your duration and saving option.
While investing on the other hand on PiggyVest means you want to invest your money into the investment platform provided by PiggyVest. After investing large interest would be paid to you alongside with your money when you want to redraw it.
You can both save and invest with PiggyVest, it is important to note that you must have saved some amount of money on PiggyVest account before you can start investing.
How to save on PiggyVest
To save on PiggyVest after logging in to your account. You will need to connect your bank account to your PiggyVest account. So that you can have the autosave option available which is you can set an amount you want to be credited to your PiggyVest account at a particular day or time. PiggyVest has a lot of saving option this option include:
1. Quick Save
This feature enable to save money on PiggyVest manually. This means that you type in how much you want to deposit to your Piggyvest account. PiggyVest quick save enable you to save money for as low 50 naira at a your desired time and as you want.
With the quick save any amount you want daily or weekly, you can also set a desired day for saving. You can desired to save 500 naira daily to your PiggyVest account manually.
The Autosave option enables you to save your money automatically once you have linked your bank account details. This option help you to do either daily saying or weekly without doing it manually.
It can be done automatically once the feature is enabled. You can save your money to your PiggyVest or piggybank with just a tap and the rest day are automatic. This is good if you are interested in doing daily, or weekly saving. No amount is too small in PiggyVest.
What better way to save your money and only redraw it at a particular fixed day if not safe lock. With safelock you have the feature to save money directly to your safe lock account without redrawing it at your set date. Although you can. Break the rules but this will require PiggyVest to charge you. The longer your money stay in safelock the bigger the interest increase.
4. Target Saving
Treat saving enable to save for setten interest or goal along side with the option to save with other people or on your own with a fixed day to meet the target amount you want the save and the day you want to redraw. By meeting your target Amount you will be given interest and can redraw your money without any charges.
5. Flex dollar
Flex dollar is a PiggyVest feature that allows you to save your money in dollars and also redraw them. With flex dollar you have the option of saving your naira without any inflammation. You can also redraw your flex dollar in to your dormitory Bank account.
6. Flex naira
This is a saving wallet that saves of your interest from saving or performing one activity or the other on PiggyVest. You are given 8 per cent interest per year on the interest you save.
PiggyBank enable you to save money to your PiggyVest account either manually or atomatically from your bank account. You can also deposit money through your unique account in any POS machine or bank account.
PiggyBank allows you to redraw your money 3 times a month and after you would be required to pay setten fee. Also redrawer free days are also available. The purpose of PiggyVest is to encourage saving and investing among it users.
How to invest on PiggyVest
PiggyVest provides a platform where you can invest setten amount of money and get your money back along with your interest and bonuses at setten date. This platform is called investify.
investify provide you with the option to invest in Profitable sectors such as farming, agriculture, cattle farming, transportation, crypto currency and so on. With 5 thousand naira you can start investing with PiggyVest and Also you also go into their mature plan where you invest a bigger amount of money.
Frequently asked questions about PiggyVest
How do I delete my PiggyVest account?
If you find that you no longer want to use PiggyVest you can contact PiggyVest support on their official website or mobile app make sure you are Login to contact them and send the your request to delete your PiggyVest account.
Can I have 2 PiggyVest accounts?
No, you can’t have 2 PiggyVest account. Running two multiple accounts on PiggyVest is not possible because to use PiggyVest you need to make use of your BVN. Which PiggyVest only allow one user to one BVN.
How much interest does PiggyVest give?
The saving and investing platform available on PiggyVest gives 10% to 13% interest and can even go more. Depending on your commitment to saving and investing.
Why Choose PiggyVest over your usual Bank?
They are many reasons you should choose PiggyVest over your usual Bank account.
1. PiggyVest provide you with more discipline in saving, your usual Bank gives you access to save and redraw which is good but how many times have you actually saved? You may have a savings account but you found out that you keep spending your money unnecessarily. PiggyVest helps you improve your saving, which features like safelock and likes if others.
2. PiggyVest gives you higher and guaranteed interest, PiggyVest pays you interest of 6 to 15% while saving and more than 25% on investment. While bank pays you a maximum of 4% while still charging on ATM and alert usage.
3. PiggyVest gives you no charges such as maintenance fees, transaction fees and so on.
4 PiggyVest gives you access to save towards a goal and interest. Alongside you can join others to save and get motivated as they save towards similar goes.
Also read, How to send money abroad 6 easy ways
4 Powerful Ways to Stop The Four Horsemen That Predicts Divorce
Meet the Four Horsemen of the Apocalypse in Marriages?
After putting in over 40 years of research, Dr. John Gottman, Ph.D. showed that there were certain patterns that once introduced in a marriage could prove destructive to love and at the end destroy the love in the marriage. Research shows that these four interactions; criticism, defensiveness, stonewalling and contempt are very damaging to a marriage. When you learn to identify these horsemen in a marriage, you must be able to immediately help couples turn them around. Let’s quickly delve into the notorious four horsemen.
First Horseman – Criticism
I believe that a marriage that does not have conflicts is a marriage that may not grow. The same way tough times make us aspire for more and become better as individuals, conflict in marriages make us communicate with our partner and build better marriages. Criticism happens when you constantly blame your partner and makes them feel like something is fundamentally wrong with them.
If you discover that you or your partner constantly puts each other down by pointing out flaws, this horseman is already present in your marriage.
When you criticize someone its about them, when you complain, it’s usually about the topic or behavior. I’ll give you a really quick example.
You get to the kitchen after a hard day of cleaning and scrubbing only to discover that your partner had used the sink and didn’t clean it.
CRITICISM: What is wrong with you? Can’t you just learn for once and do the needful. Its so simple, clean up after washing.
COMPLAINT: Please lets clean up after using the sink like i’ve always said. It attracts ants if not cleaned.
Second Horseman – Defensiveness
It is human to defend yourself when under you feel criticized. The attack could be physical, emotional or mental but regardless of the kind, you will defend yourself when attacked. It’s important to know that there are times we need to draw a fine line between “feeling criticized”‘ and actually “being criticized” . This is hugely dependent on how your partner has been handling related issues or how much you personalize what is being said to you. When defending yourself from a perceived attack, you either retaliate with a counter-attack or simple adopt a victim stance.
If you truly want to excel in marriage, Never be the one who denies all charges. Accept what is true and change what can be changed in the moment.
Using our first scenario about the kitchen sink, This is what a defensive stance looks like
Defensive Stance: I have not even washed anything today, Why are you accusing me of pouring water all over the sink if i haven’t even been there?
Healthy Stance: Oh shoot! i know you keep asking me to clean up, Thing is i haven’t been in there today. I’ll clean up when next i use. Thanks for the heads up.
When you truly accept some responsibility for whatever must have happened, you exterminate Defensiveness. This way you are looking for something you agree with and not what you can bite on to. I see couples who due to defensiveness trigger their partners who react so badly that things get out of hand quickly.
Lastly, there is such a thing as understandable defensiveness when you are just being attacked by a partner for simply breathing in oxygen. Now you have to hold your breath around them to a point where you feel like it’s all not worth it.
Third Horseman: Stonewalling
Now, this is where things really get serious because from this stage, you decide to shut out your partner even if the both of you are in the same room. If they cannot take care of my emotional, mental or physical well-being, i might as well shut them out. At this point, the tell-tale signs begin to creep in.
A) Defiance Stance: When you notice that you’d rather be doing something else while your partner is talking to you, then you are definitely stonewalling them.
B) Little or No Eye-contact: In sessions, i see couples who cannot maintain eye contact. This is such a telling sign that a lot of damage has been done. At a recent event where i had the opportunity to speak to over 300 couples i played a little game where i asked couples to maintain eye contact for 10 seconds without making funny faces, saying anything, laughing or doing anything to take away from the seriousness of the moment. by a show of hands, It was obvious that only about 20% of the couples could complete this successfuly. The reason i understand is very simple.
Whoever told you the eyes were the windows to the soul was absolutely correct because if you looked closely into your partners eyes, you would see everything you have deposited in there staring back at you. – Temple Obike
C) Passive Aggressive Behavior: When you start making faces or just making gestures that show you are not really listening to what a partner is saying or doing.
When you stonewall you think its because you are so cool and not allowing things get to you but i hate to be the one who breaks this to you.
Stonewalling happens when you are internally overwhelmed with everything that is happening in your marriage or relationship. You get anxious easily, you experience palpitations and sometimes if not handled swiftly, you could become depressed. Sorry. – Temple Obike
For the stone-waller and the stone-walled (like the sound of this)
The moment you see yourself stonewalling your partner, you have given them reason to start fighting harder and trying even harder to be seen and heard. They will escalate whatever conflict you have with them because they feel you must not ignore them.
For the partner who has been constantly criticized and pushed to a point of overt defensiveness, their silence means they are reflecting on everything that has been said and if they have a vindictive bone in them, are most likely thinking of ninety-nine reasons they shouldn’t be letting your negative energy seep through them anymore.
Well, both parties are wrong and MUST re-engage conversations by calming down and conversing again. 85% of the time,, men do most of the stonewalling because 99.9% of the time women do the talking. Guys, one of the things you must first of all identify in therapy is why you stone wall your spouse and then you learn how to calm down. Ladies, for you it’s very important that you understand how your behavior negatively affects your partner thereby making him look disinterested. When the both of you learn to break these patterns, you will become immune.
Then it’s time to re-engage in conversation. It’s helpful also for the woman to understand that her behavior actually greatly impacts her partner, and he’s managing that impact by looking “disinterested.”
Fourth Horseman: Contempt
The final Horseman is contempt. Contempt is a thing that is born in marriages where resentment, toxicity, a lack of communication and more have been allowed to fester. Contempt always happens when the relationship has fully broken down. The moment you and your partner resort to threats, insulting each other, using derogatory terms on each other then you are here.
These traits mentioned are all a form of emotional abuse and they kill love. The state of being contemptuous is by itself an act that seeks to bring down, ridicule or make a partner look bad in an attempt to look better.
In many families before providing them with the required help, I noticed that the husband’s most times were willing to with-hold help from a wife in need just to make her firstly get hurt and then learn from that mistake.
The moment contempt has you in it’s clutch, you suddenly becomes a man or woman who always looks for negative things about your partner. When you do find this, you deliver the report to your partner with such intensity that’s geared to cause emotional and psychological damage. In extreme cases, research has linked contempt to the prevalence of certain infectious illnesses in the life of the person receiving this. This usually shows up in childhood and if not carefully handled can take over in adulthood with or without the presence of a toxic relationship.
The non-verbal ways of identifying contempt is with passive aggressiveness such as eye-rolling, or mimicry.
The quickest way to kill this demon is by becoming appreciative of your partner Yes I called it that “a demon” and it has nothing to do with my Sunday mood. A state of mind that makes you want to literally see someone else get hurt is not purely a human action.
To fully eradicate contempt from your marriage is a long-term process but the very first thing you can do is to begin to talk about issues from your own perspective. Shed light on your feelings, anguish, desires and frustrations.
Lastly, for the therapist dealing with couple’s who come in for proper marriage counseling, the first exploratory session may be given to de-escalating and unpacking all the negatives but moving forward, real therapists take control of the room and quench the negative energy. From that moment onwards, it is now time to talk about your feelings and not about what is wrong with your partner. For couples who may be attempting to do this by themselves from home, this is my advice to you as well. Sit down as a couple and resist the urge to talk about your partner’s fault. Talk about your feelings for once as your partner listens and vice versa. This is how true change and positive energy gets introduced into your marriage.
I Caught My Partner Cheating : 4 Powerful Walk Through Guides
I Caught My Partner Cheating : A Walk Through Guide is an article many require to help them navigate murky relationship waters. It isn’t strange to receive those random messages from individuals torn apart by the fact that their partner was cheating. They just caught their partner right at this very moment cheating. WHAT DO I DO NEXT? As a case study, we will use one that was really touching because it was enough to lose hope in humanity.
100 investment ideas in 2022 you should not miss. Start with Less than $100
100 investment ideas you can begin with less than $100. Have you ever dreamed of starting your own business? What’s holding you back?
If the answer is not having enough money to get started, then here’s some excellent news: You can start countless businesses with less than $100.
People do many odd jobs to pay the bills, and no matter what your skills are, there are ways to put them to work. It doesn’t matter if you’re a handyman or an online marketing expert — you can still make extra money on the side.
Here are 100 business ideas to get you started.
Direct sales representative
Being a local sales representative for companies like Avon, Mary Kay, and Pampered Chef requires you to spread the word about their products by hosting a party or selling them online. Most starter kits cost around $100 and provide you with everything you need to become a sales rep.
If you already have the knowledge or experience in a specific area, such as providing legal advice or showing business how to become more eco-friendly, then you can easily start your own consulting agency. The main costs involved are marketing your business and networking, so invest in a website and business cards. Here is an example consulting guide.
Senior home companion
In 2016, there were more than 49 million people in the U.S. alone aged 65 years or older. That figure is expected to grow to around 98 million in 2060. That means that there are lot of seniors who looking for someone to keep them company or families looking for advice on how to care for their loved ones.
There are a lot of students who need assistance in every subject, ranging from elementary school to college. If you have this knowledge, then starting your own tutoring service can be an appealing business idea that requires almost no capital. After all, the students already have the learning materials with them.
Whether you’re a writer or web developer, freelancing can be a lucrative business idea that pretty much requires nothing more than your talent, laptop and internet connection. Thanks to the numerous websites that post freelance gigs, you should have no problem starting out. Here is a freelancer guide that will help you every step of the way.
Vlog with YouTube
Since every laptop, tablet, and smartphone comes equipped with a built-in camera, anyone can start creating videos and posting them to YouTube. If you have knowledge you want to share, or are just incredibly charismatic, then you can start profiting from your vlog through ads.
If you have a garage, tools and knowledge, then why not start your own auto repair shop? Even if you don’t have a garage, you could start a mobile auto repair business where you go to the broken-down vehicle.
If you like the idea of working with vehicles but you aren’t a mechanic, then consider washing and detailing cars. (I had a former colleague who did this on the side, and eventually, he was able to make this into a full-time gig through word-of-mouth recommendations at work.)
Sharing economy rentals
Thanks to the “sharing economy,” more and more people are opting to rent items instead of purchasing them. You can rent out things ranging from your parking space to your furniture. Try starting with a niche and slowly working your way up. For example, you could start renting out yard equipment like rakes, shovels or leaf blowers. If you don’t already own them, you can purchase them for less than $100.
Managing web design
There are countless sites out there that teach you basic web design. Learn a new skill today. Even if you aren’t a web designer, you could find a designer affordably and still charge less than professional web design firms. They key here is managing the process — most businesses don’t want to do this and are willing to pay.
If you’re able to make minor household repairs, like switching out a broken electrical outlet or sealing a pipe under the kitchen sink, then this is another in-demand business that doesn’t cost much to launch. You could even consider starting out on TaskRabbit, a marketplace platform for small jobs.
Plenty of people are indecisive when it comes to their food. That’s why they’re willing to hire someone to help them plan out their meals. This is a low-cost idea for anyone who enjoys working with food but doesn’t have the resources to prepare and serve it.
This idea essentially requires no initial investment. You can start asking your family, friends and neighbors if they need someone to watch their home or pet when they go out of town.
If you have a green thumb, enjoy being outside and have the tools to get started — like a lawnmower, weed-whacker or chainsaw — then this is a no-brainer of a business idea. The only main cost is advertising and marketing your business.
Homemade gourmet foods
Whether if it’s soup mixes, jellies or chocolates, people love gourmet food products. And since you probably already have a kitchen, you just need cooking supplies, packaging and basic marketing materials to get started.
We live in a materialistic world, and it’s easy to start getting overwhelmed by all the stuff that’s consuming our homes. Just look at the rising popularity of Marie Kondo. Professional organizers can help people get their homes back in order for no more than $20 or so on classified ads.
Green cleaning service
Cleaning services are a dime a dozen. You can stand out from the competition by offering a green cleaning service that uses eco-friendly and natural products. You may even be able to make some of them yourself and sell them for extra cash.
Some major grocery stores offer delivery services, but not all of them do. There’s a chance your local supermarket doesn’t, either. That’s when you can charge customers to have you go to the store for them and then deliver groceries to their homes.
A personal concierge takes care of everything from taking clients to the airport, bringing the dog to the vet or managing schedules. It’s essentially being someone’s personal assistant.
Creating information products
If you have experience with a specific niche, then you can start selling your knowledge by creating products like eBooks or instructional videos. The cost is usually no more than your time, domain name and web hosting.
If you’re familiar with a specific topic, then you can launch a blog where you share your knowledge. You can earn money by selling ad space, becoming an affiliate or starting a subscription service. Here’s a resource to getting started with blogging. (I followed its tips and was able to personally create a solid four-figure income within around 12 months.)
Related: 10 Keys to Make Millions Blogging
Window-cleaning is many people’s least favorite household chore, and a window-cleaning service doesn’t require much capital to become profitable.
Both homeowners and business owners are looking for people to design comfortable, organized and productive spaces.
Local businesses still hire people companies to hand out fliers or place them under windshield wipers. You essentially just need to make a lot of copies, and that’s not a major investment.
Learning how to program or code, such as with the object-oriented dynamic programming language known as Ruby, is one of the most lucrative business out there. Here’s a guide to starting a developer business to help get you started.
This job is similar to being a personal assistant — answering phone calls, responding to emails and keeping your client’s schedule. The difference? You do this remotely.
Businesses and individuals are always on the lookout for people to manage and maintain their social channels for them, and many businesses will pay $500 or more a month for these services.
Believe it or not, not all businesses have in-house project managers, which means that projects can quickly get off-track. Companies are often willing to hire outside project managers to keep their teams focused.
There are a lot of small businesses and individuals who need services like typing, transcribing and proofreading. As long as you’ve got a computer, a printer and the necessary skills, your business should be good to go.
If you’re an outstanding cook but don’t want to invest in a restaurant, then you can start your own catering business directly from your own kitchen.
Want to put your own spin on a repair service? Start one that involves you going to the client. Whether if it’s fixing a mobile phone, a computer or a piece of furniture, this idea doesn’t require more than a vehicle, marketing and your own expertise.
A lot of people have difficulty writing amazing resumes, and that may cause them to lose out on a job they’ve been eyeing. If you have knack for composing resumes, it can become a profitable business. (I personally have paid $100 several times for people to get my resume in shape.)
Everyone wants their home or office to look festive for an upcoming holiday, but not everyone can make that happen. If you can pull off that holiday cheer, then this is another business that doesn’t require much capital.
You can buy a domain on the cheap — sometimes for less than $1. If a business comes along and needs that domain, sometimes they’ll be willing to pay top-dollar for it.
Using a site like Flippa, you can purchase a website, build it up and sell it. You can turn this into a lucrative business. (I personally have been able to make around $25,000 to $30,000 flipping websites each year.)
Cleaning dryer ducts
Dryers get jammed with lint, and if too much builds up, you could have a house fire on your hands. Since this is an area that’s often overlooked, you can start a dryer duct-cleaning business with just a vacuum and some basic marketing.
If you know your area like the back of your hand, then you can start charging tourists for a personalized tour of your hometown.
If you have a blog with a significant amount of followers, then you can become an affiliate. Essentially, this means that whenever you recommend ther people’s products or services, you can use your own special affiliate link that you’ve requested from the company (or a marketplace like Amazon). Whenever a visitor clicks on that link and makes a purchase, you’ll receive a commission.
Dropshipping is selling products for companies on sites like eBay. Whenever the product is sold, the company handles everything else, such as shipping.
If you have snow shovels and maybe even a plow, then this business idea can make you serious cash. However, it’s completely dependent on the weather. (When I lived in Utah, I paid a neighbor $25 every time it snowed to shovel my driveway and walkway, and it only took him half an hour.)
If you enjoy being around pets and can bathe them, cut their nails and give them a decent haircut, then this can be a serious money-maker without much of an investment.
It’s definitely not the most glamorous job, but you’d be doing something that most people dread so much that they’d pay someone else to do it for them.
Event or party planner
If you’re organized and a planner, then taking care of the arrangements for birthdays, retirements or weddings can be a profitable business.
Computer repair and maintenance provider
Think of all the computers out there that crash or need updates. Do you think that each owner has the technical knowledge to handle any troubleshooting problems? Consider starting your own service.
Life coach or mentor
Many people hire coaches or mentors to help them with things like losing weight or finding happiness. (I’ve found that most life coaches charge $50 to $250 an hour.)
It’s important for both businesses and individuals to keep their files neat and tidy, but not all of them have the time to do so. That’s when they hire someone to keep their books in order for them. (I pay my bookkeeper $30 an hour, and I found her on a local website with a classified listing that she paid $50 per month for.)
Preparing taxes is another necessity, but most of us don’t have the time or knowledge to take care of this task. If you’re up-to-date on the latest tax regulations and enjoy crunching numbers, this can be a lucrative business during tax season.
Did you know that both Amazon and Apple have book-publishing arms? Whether you write an instructional book, cookbook or sci-fi adventure, you can now publish it at almost no cost.
Installing your own flooring may sound easy, but it can get tricky. That’s when you can save the day by installing floors for others. Best of all, you don’t need to worry about inventory — you’d only be focused on installation.
Painting addresses on curbs
Many office and residential customers would gladly pay you to spray-paint their address on the curb. You’d just need some spray paint and an address kit to get started.
Parking lot striping
There are plenty of parking lots that need new stripes. You can start off with a straightedge tool and spray paint. As you earn more money, you can purchase professional equipment.
If you’ve already created a successful business, then you can actually turn that knowledge and experience into a new business. New business owners will pay for someone to help guide them in developing their own successful business plan.
Homemade natural soaps and beauty products
Selling natural products is a thriving business. Even if you don’t feel comfortable making your own natural soaps and beauty products, you can dropship for companies that do.
If you’re a creative individual, then designing logos is a relatively easy business to start. You can do anything from designing unique logos to customizing ideas from templates. Here’s a guide to starting a design business that should help you every step of the way.
Businesses are desperately in need of individuals who can speak the language of whatever market they’re entering.
If you’re handy and spot a used piece of furniture that needs some TLC, you could make the repairs and resell. That’s pretty much all profit.
People have been making a living for years off of eBay by selling their old junk, reselling items and dropshipping.
With the mobile revolution in full swing, the demand for apps has never been higher. Even if you don’t have programming skills, you can still hire someone to make your app a reality.
Unlike catering, which may only keep you busy a couple of days per week, personal chefs are responsible for cooking breakfast, lunch and/or dinner for clients. However, you can spend most of your time preparing meals that just need to be reheated. That allows you to take on more clients.
Even though health is a priority for most of us, it can be challenge to not only stay on track but also make sure that you exercise correctly without injuring yourself. By becoming a personal trainer, you can motivate and monitor people while they exercise.
If you don’t have the tools or skills to build something from scratch, you can always modify or beautify an existing product. Take mosquito nets, for example — they’re bland, but you could decorate them with ribbon or beads to create a unique product.
There’s always a demand for photographers at special events like weddings. Here’s a guide to starting a photography business to get you started.
After procuring tools like a sander, a matte-cutter, a glass-cutter, tape, clamps, saws, miter boxes, picture-hangers, a stapler and glue, all you need for this business is marketing.
Flea markets are still thriving, and you can usually rent out a spot for the day for just $20. You can sell anything from the junk laying around your house to the produce you grew in your backyard to handmade crafts. In many areas, there are multiple flea markets taking place throughout any given week, so this can easily become a frequent gig.
Online content producer
Businesses need lots of content today. If they don’t have an in-house team to create and produce content, they often hire talented outside individuals to do it for them. (There are businesses that pay $50 per blog post, such as mine — here’s my own content marketing guide to help you in your journey.)
Everyone should have a website these days, and for the people who don’t have the time or knowledge, you can develop their website for them.
Selling plants online
If you have a green thumb and the space, then you can sell plants online. It’s actually a growing niche since people are becoming more concerned about where their plants originated from, and you can probably charge less the big box stores.
If you’ve got above-average penmanship, then you can charge people to create handwritten invitations.
If you can make handmade crafts, like jewelry and furniture, then you can sell those products on sites like Etsy.
You’ll definitely need to get the proper licenses and permits, but this is a business that you can start at home. In some areas, daycare costs around $15 an hour, so this can be a very lucrative business.
Cleaning out foreclosed homes
Whenever a bank forecloses on a home, they have to hire someone to clean the place out. If you don’t mind getting a little dirty, you don’t need much to start this kind of business.
Recycling scrap metal
Some people drive around and take junk, such as broken dryers, off of people’s hands full-time. Why? Because they can scrap that metal. Just keep in mind that the more valuable metals are aluminum and copper.
Internet security consultant
Security is a major concern for businesses and individuals. Besides expertise and some marketing, it doesn’t cost much to start a business protecting others’ hardware and software.
If you can make a mean Manhattan, Cosmopolitan and other oft-ordered drinks, try marketing yourself as a freelance bartender for private parties and events.
Consider yourself to be the next Cesar Millan? This is another low-cost business idea with the potential for high profits.
Whether a new business or family just moved into town, you can can refer them to the right vendors, babysitters or restaurants. Your only cost would be networking and marketing yourself to the community.
No one likes the hassle of packing up for a move. That’s why they’ll hire other people to pack and load their belongings up. You really don’t need to purchase anything without reimbursement, since boxes and tape will be included in your final price. You’ll probably still be a cheaper option than professional movers.
Writing and/or recording a song
If you have the musical chops, you can make a career out of writing your own music. And it doesn’t have to be the latest Taylor Swift single — you could write jingles for podcasts or local businesses.
Concert and show promotion
If you have some experience in marketing and are passionate about spreading the word about upcoming events, then you can start working with artists, venues and labels to generate buzz with essentially no investment on your part.
Tester or reviewer
Companies are often looking for individuals to test and review their products. You can also start your own blog where you review products in a certain niche.
Sites like Etsy now make it accessible for you to sell your unique fashion designs. Even if you’re not into high fashion, you can start creating your own T-shirts and produce through sites like CafePress.
Whether if it’s for a special occasion like a wedding or for Halloween, people often pay a significant amount for someone to do their makeup.
If you’re up-to-date on the current styles and can cut hair, then you can start your own salon from your home.
Selling snacks and drinks
Have you ever left a sporting event or concert thirsty and starving? We’ve all been there. That’s why you see people selling bottles of water and hot dogs after an event. Unlike investing in a food truck or cart, you can start off with just a cooler.
Now that businesses are creating their own content, such as videos and podcasts, they’re looking for golden voices. If that’s something that you possess, then you could turn it into a lucrative career.
You can buy a beer kit for less than $100 and start tinkering around with brewing your own beer. (I have a family friend who did this with friends and now has his own microbrewery.)
You don’t need a vineyard to start making wine. You can start by growing some of your own grapes or purchasing juice. If your small batch of wine turns out well and you start making some cash, you could eventually start your own vineyard or winery.
Farm-fresh eggs are a big business right now. You can get in on the action by purchasing a couple of hens and building your own chicken coop.
The size of the market for home-baked bread might surprise you. (I know woman who makes her own bread by working just a couple of days a week, and people line up to purchase it.)
Creating customized care packages
Many people enjoy customized care packages that they can give out as gifts. To begin, you need to find a niche, like holiday packages, and start filling baskets with goodies.
You can sell lessons teaching people to play an instrument, cook a meal or even work out. You essentially just need your own knowledge and marketing to get started.
If you have an extra room or home, consider renting it out on Airbnb instead of letting it sit there vacant. (I personally was able to make around $3,000 a month last year renting out a section of my home.)
Landlords can’t always check in on their properties or maintain them via cleaning and mowing. A property management company takes care of these tasks for busy landlords.
Almost everyone has clothes that need to be cleaned or ironed, and oftentimes they don’t have the patience or time to handle these chores on our own. That’s why many people pay others to do it for them.
Clothing alteration service
If you know how to sew or replace buttons or zippers, then you’ve got a new business idea for people who can’t part with their favorite pieces of clothing. It’s also inexpensive to launch this type of business.
Online dating consultant
More and more people are turning to online dating to find a match, but it can be overwhelming when just starting out. If you have experience in the area, then some people are willing to pay for advice.
You can find products or services for local businesses and resell them at a markup.
Even though there are hundreds of travel websites out there, most people don’t have the time or patience to compare the prices on flights and hotel rates. That’s why there’s still a need for people to do the legwork for them.
Whether it’s carving a doll out of wood or making use of a 3D printer, making toys can be a lucrative business idea.
Some people feel they can’t leave the office to pick up food, and others would rather not leave their homes. That’s when they’ll contact you to pick up and deliver food to their doors.
Finest Places in Lagos you Must Visit for a Vacation
Here are some of the finest places in lagos you must visit for a vacation. Generally, adventures and tourism are some of the popular things many of us engage in after a long time of working tirelessly. Let your destination be in Lagos this time round; this is the best place to relax with your loved ones enjoying natural and unique establishments. Without further ado, consider the below-detailed list of top tourist attractions in Lagos.
1. The Nike center for Art and Culture
Nike art Galley was founded by a legend known as Oyenike Monica Okundaye. This is the place of a unique art gallery, workshop, and artist retreat. When you visit the place inside, you will find Nigerian sculptors, craftsmen, and artist honing their skills.
Further, you will love the different levels filled into the brim and with one of the biggest collections in African art or preferably the Nike herself. Admirably, you will be charged nothing to enter inside, and this makes it among the fun and memorable activities to do here in Lagos. Additionally, you can purchase some nice-looking things that you will like.
2. Lekki Conservation Center
This place is very amazing and cool. It was built in 78-hectare in Lagos state. Once you visit lekki, you will immerse yourself in all beauties of nature on an amazing trip. You can even climb the canopy trees, located in the longest canopy Walk Bridge in Africa.
This canopy wall is approximately 401-meter long. You will love the bridge swings while walking on it; it is the top engineering feat bridge. Further, you find a family park, the best world-class picnic that provides sporting facilities, nature walks, and a picnic.
3. National museum
The national museum is in Onikan Lagos and was established back in 1957 before Nigeria gained independence. Essentially, this national museum is among the top-rated tourist attraction in Lagos. The place has great and attractive collections in ethnography, archaeology, and traditional art.
It also has the best galleries which are dedicated to brasses from Benin City and others related. Further, this museum houses an amazing bullet-ridden car that belonged to the country’s former Head of State, who got assassinated in 1976.
Additionally, the museum has a small, decent crafts village with handicrafts and woodcarvings for sale at affordable prices. Besides, if you love history, you need to visit this place for amazing history ever.
4. Freedom park, Lagos
This park is a leisure and memorial park here in Lagos Island. The park was formerly broad street prison to her Majesty. It was constructed to preserve the cultural heritage and history of Nigerians purposely. The monument in this park reveals Lagos colonials heritage and also the fact history of Her Majesty’s. However, the park also serves as national memorials, cultural sites, recreation Centres, historical landmarks, and arts.
5. Tarkwa Bay Beach
This is a sheltered beach near Lagos Harbor. Tarkwa is a popular place with water –sports and swimmers enthusiasts. And also, it is the main home of welcoming the resident community. Unlike most public beaches here in Lagos, Tarkwa is not overcrowded or noisy.
Further, you will enjoy this beautiful and amazing island far removed from Lagos’ bustle and hustle. Besides, this is the place to visit in some lonely moments or a preferably fun day with your loved ones.
6. National theatre
A cultural landmark and architectural masterpiece, the tower is among the best properties in Nigeria, which have stood the test of duration. National Theatre offers an avenue for the tourist to learn more about the history and arts while also having fun in its cool and lush environment.
This place was constructed back in 1976 by General Yakubu Gowon’s military regime and later completed by General Olusegun Obasanjo. National Theatre is a unique house of ancient art, and also it is progressing by inviting the new modern artist. You will love how this place fascinates both exterior and interior designs.
7. Visit the new Afrika Shrine
Don’t worry about your nightlife escapades while in Lagos; I got you fully covered. Fela shrine will make your nightlife most enjoyable and memorable. In the new Afrika shrine, you will enjoy the inspiring story-telling lyrics, political education, sacrosanct palm-wine, and a good lesson in “shaking-it.”
This place is an entertaining open-air center located in Ikeja Lagos. Further, this beautiful place serves as the main host location of all annual celebration music festivals. The new Afrika shrine best showcases image galleries of musical performances and Fela by Seun Kuti and Femi Kuti makes it among the best tourist attractions.
8. Club Ouilox
The lovers of the club, we made your night here in Lagos. Put on your party shoes since equinox will get you fully covered. This is the best place to be every Friday night; it is popular for socialites and celebrities. Many tourists who came here described equinox as addictive, may it be you alone or with your friends, you will not get bored even a minute in this club.
9. Hi-impact planet
The hi-impact planets provide world-class fun for both old and young tourists. Here you will enjoy the unique rides, games, and other types of entertaining attractions. You and your loved ones will have a good time and also form magical memories here. Besides, while in Hi-impact planet, grab a pastry or snack of fun, enjoy the full-brown intercontinental local foods at park three food courts.
10. Ikeja city mall
Every day you will find many visitors and Lagosians walk down this mall. This mall was developed by best Broll property services back in 2011 and comprised more than 100 new stores. Ikeja mall is the home of all classy banks, departmental stores, jewelers, hairdressing, cafes, restaurants, bars, ice-skating arena, beauty salon, and many other’s related.
The mall also features large car parking and houses of enormous whole foods. You will love to visit different silver bird cinemas, ShopRite supermarkets, and many other beautiful places inside this Ikeja mall. Admirable stuff in Ikeja is affordable not to break someone’s bank account.
HERE ARE OTHE|R AMAZING PLACES THAT COULD BE EXCITING TO VISIT WHEN IN LAGOS
Teslim Balogun Stadium
This FIFA rated stadium faces the National Stadium and has some of the best sporting facilities in the country. It witnesses numerous top-billed sporting festivals and events, particularly local and international football matches.
Located in Surulere.
Third Mainland Bridge
Third Mainland Bridge is the longest bridge in Nigeria and the second longest in Africa. It is flanked on both sides by the Lagos Lagoon and records the highest amount of traffic in the state on weekdays.
Location: Oworonshoki – Adeniji Adele, Lagos Island.
Jhalobia Recreation Park and Gardens
As one of the most beautiful gardens in the entire country, visit Jhalobia for your landscaping options, or to simply enjoy the provisions of its fantastic surroundings.
Located on Murtala Muhammed Airport road in Ikeja.
National Arts Theatre
It’s almost impossible to miss this unique landmark, due to its 31-meter height and architectural design. The National Arts Theatre is profoundly symbolic to performing arts in Nigeria.
Located at Iganmu, Surulere.
La Campagne Tropicana Beach Resort
La Campagne’s exquisite environment captures and reflects the beauty and grandeur of Nigerian and African designs, cultures, and traditions. You can take it all in while enjoying your view of the Atlantic.
Located at Ikegun in Ibeju-Lekki.
The first of a chain of entertainment centers within and beyond Nigeria, Silverbird Galleria’s magnificent structure stands as Lagos’ monumental figure for all things movies.
Located on Ahmadu Bello Way in Victoria Island.
Inagbe Grand Resorts and Leisure
An island of sun, fun, and the beach. Visitors holidaying at Inagbe resort are provided with a tasteful and sophisticated environment for relaxation and excitement.
Located at Amuwo Odofin, Lagos.
Iga Idunganran (The Oba’s Palace)
Iga idunganran is where the Oba (Lagos’ monarch) resides. The palace was built in the 15th century and features ancient tombs and shrines. It also plays host to traditional festivities and tourists.
Located on Lagos Island.
This popular landmark features fountains, flowers, trees, and a life-sized statue of a historical figure—Madam Efunroye Tinubu.
Located on Broad Street in Lagos Island.
Kalakuta Republic Museum
Another solidification of Fela’s iconic status, the Kalakuta Republic Museum was once a family house of the Ransome-Kuti’s. Now, the one-story structure is where to go to get a look and feel of the legend’s former belongings, both professional and personal.
Located on Gbemisola Street in Ikeja.
Eko Hotels and Suites
A visit to Lagos is incomplete if you don’t stop by at the impressive Eko Hotels and Suites. In addition to its excellent hospitality, Eko hosts the biggest, trendiest, and most exclusive events within its grand buildings.
Located in Victoria Island.
The first thing that strikes you about this multi-purpose events facility is its urban architectural design. The next thing is how only the most sophisticated events seem to take place there.
Located on Ozumba Mbadiwe Road in Victoria Island.
Yet another captivating getaway that Lagos city has to offer, the quiet town and coastline of Ikare is perfect for those who don’t need to get loud to have the time of their lives.
Located at Ikare.
Well this was a list compiled from amazing sources such as theculturetrip.com and undp.org .
We hope your next outing or trip to Lagos is set and good to go.
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