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How to send money abroad 6 easy ways



how to send money abroad internationally

Sending money abroad has been made easier than before, Their are people who wish they know How to send money abroad to relatives or friends living abroad with the advancement and development in today’s world sending money abroad have been made more easier and faster than it was before.

Below are 6 easy ways on How to send money abroad:

wise logo

1. Wise

Wise formally know as Transferwise is a fintech firm based in London and they are available worldwide, they are known to be one of the cheapest means to send money abroad internationally. In a ratio of 10, 9 people would prefer to use wise cause of Their fast time track, security, never monthly fees, and no minimum balance needed.

Advantages of Using wise

  1. Wise make use of real time exchange rate meaning the same rates that Google and other sources provide is what Wise use no delay of any kind.
  2. It is more cheaper than using banks to send money abroad or any other means out there.
  3. Wise is secured, licenced, and regulated.
  4. Over 3 million people uses Wise.

How to send money with Wise

Follow these steps to send money abroad internationally:

1. Create an account with wise:

  • To start you need to create an account by visiting their website click here to create an account with wise.
  • Creating an account with wise is Free and doesn’t have any hidden charges. The receiver does not need to have an account with wise to receive the sent money.
  • Verification is needed sometimes, it is easy to do and if you are asked for verification it takes a maximum of 2 days period.
  • You can register an account with wise as a Person you can also add your business if you wish.

2. Fill in the receiver details:

  •  After creating an account with wise and ready to send money abroad, you need to enter the details of the receiver. Money can be sent to friends, family, business partners, or even yourself if you are travelling abroad with wise.
  • Enter correctly your account number and other details. Your receiver do not need to have a Wise account to receive the money abroad.

3. Pay for the Transfer:

  •  After filling in the recipient details, you need to pay the transfer money, which is very easy to do. This can be paid through a debit or credit card you can also pay through a local bank transfer. They are multiple payment options widely available depends on where you are sending From.
  • It is better to pay with a credit or debit card as bank transfer would take more time for verification this is if you want to send the money quickly.

4. Enjoy:

  • After doing the above your payment is ready to get sent. If the recipient email is provided they would receive an email immediately concerning the transfer.

If you want to send money abroad with wise you can create an account here.

Wise is one of the easiest, fastest and cheapest ways to send money abroad and anyplace in the world.

2. Paypal

PayPal is one of the World most used online payment Platforms, used by businesses and individuals to send and receive money across the globe. It is used by over 100 million people regularly. You can also use PayPal to send money abroad to friends, business partners and relatives. Creating a PayPal account is very easy to do.

Advantages of using PayPal:

  •  The recipient would have access to use PayPal for shopping online without redrawing the funds.
  •  Using PayPal to send money to friends and family is cost free.
  • Interface is straightforward and easy to use.
  • Your bank, debit and credit card details are well encrypted and high level of security to help prevent fraud.

How to send money with PayPal

1. Create an account

 To create an account with PayPal is very easy go to PayPal or download the PayPal app from Playstore or Appstore and click on the signup option. If you are new to PayPal you are required to Fill in the details correctly and link your payment method before you can send money abroad. if you have PayPal before click on the sign-in option.

2. Add Money to your PayPal account

To add money to your PayPal from your bank account you need to have a PayPal cash account, it is totally free.


To add money using your bank account you need to first request for Paypal cash card. You would be sent a PayPal cash card if details are correctly filled in.

Once you received your PayPal Cash card you can add funds to your PayPal cash card plus with just using your PayPal cash card in any of the retail shops located worldwide.

Once done, sign in to the PayPal app or Website click on the wallet option, select the transfer money option and add the money to your balance, select your bank and input the amount of money you want to send, same goes for the Apps. It usually takes 3-4 days do the money to get formed.

Benefits of using a PayPal cash card

  1.  you can make purchases online using your funds in your PayPal wallet, make purchases in physical stores and anywhere where the MasterCard is used.
  2. You can redraw money from your PayPal wallet balance from any MoneyPass ATM worldwide with no fees.
  3.  Protection from unauthorized payment sent from your PayPal account.
  4.  No monthly fees for maintenance is charged.
  5. You can signup to PayPal account here.

payoneer logo

3. Payoneer

Payoneer is a finance company that provides an easy way to send and receive money from anywhere in the world. They have over 10 million daily users. Payoneer has proven to be one of the top finance companies to use to send money abroad.

Advantages of Using Payoneer

  1.  Provide a quick and easy payment system to use.
  2. Have coverage to 200 countries.
  3. Schedule payments to more than 50 people at a time.
  4. Good customer care.

How to send money with Payoneer

1. Create an account with Payoneer: to create an account click here to signup for Payoneer. Ensure you fill in all your details required Such as attaching your government issued card it could be a passport or national identity card.

2. Once you have completed the registration, you will receive a mail that your card would be delivered. Once you have received the card, you have to activate it and you can now receive or send money anywhere in the world.

3. To start sending money you have to input your local account details and link them to Payoneer.

4. Note that Payoneer charges an annual service fee of $30.

You can start Creating your Payoneer account here.



4. MoneyGram

 Moneygram is an international finance company based in the United States, they allow you to send money abroad directly to the recipient’s bank account or recipients mobile wallet in selected Countries.

Advantages of using MoneyGram

1. Is the World second largest Money transfer company in the world.

2. Allows money to be sent directly to the recipient bank account.

3. You have huge options to send the money online, using their agent around the world, or with partner banks.

4. Fees vary depends on your location, amount and country.

How to send money with MoneyGram

Before sending money using MoneyGram they are some required information to provide.

1. issued ID by the government such as drivers license and passport.

2. You need to use the recipient issued name that matches the recipient identification.


3. Recipient location should be provided.

4. Money to be sent to the bank require the recipient bank account and name.

5. If the recipient uses a mobile wallet, it requires the mobile number of the recipient.

One’s you have the above information you should find a local MoneyGram agent near you or a partner bank.

Complete your transactions with the desired agents, give the agent the money to be sent, and all the transfer fees. The transfer fee varies.

One’s done notify the recipient, and save your receipts, share the number of the reference with the recipient for easy pickup. If you are using a bank transfer method, recipient’s would receive money in their bank account directly.

western union logo

5. Western Union

Western Union is one of the safest and oldest finance companies to send and receive money from around the world and abroad. The sender can send money internationally to any recipient.


Advantages of Western Union

1. Easy way to send money abroad.

2. No hidden charges, with the Western Union you can keep track of the charges and fees.

3. You can repeatedly send money abroad to the same recipient once you have input the person’s details previously.

4. Western Union is Universally accepted.

How to send money with Western Union

To send money abroad with Western Union you have 4 methods in person, online, through phone calls or the western Union mobile app. You can send a minimum of £1000 in 1-2 months before identity verification would be asked.

1. You can visit their website to carry out transactions online visit here, or visit the Western Union branch near you.

2. Verify the name and address of the recipient, this is important so you know the city to send the money to, and make sure you use the name used in their ID as this would be used for verification of fund to the Right recipient.


3. Choose your preferred method for the transaction. You can send money through Western Union by Cash by visiting the Western Union branch near you or you can make use of a credit or debit card for bank to bank transactions, fees may vary depending on the bank card used

4. If you are using a bank to bank, you need the recipient bank account details such as International Bank Account Number, Bank Identifier Code and any needed details depends on the country you are sending to.

5. Save the MTCN details as it contains the tracking number and the recipient would be required to give these details to receive the money.

6. To send money abroad using the Western Union Website you have to visit their website to create an account, pay online and ensure you save the MTCN details you would be Given as this would be the tracking code for the recipient to receive the money.

7. To send money via phone call you have to call the Western Union agent and provide the necessary needed information of the recipient and you have to pay with a debit card or credit card.

8. MTCN details would be given and you have to save it to use the recipient to keep track of the money and collect it.

9. If you are using the Western Union app the mobile app is available on Android and iOS.


xoom logo

6. Xoom

Xoom is a money transfer firm founded by PayPal that allows you to send money to your friends and loves ones abroad. Usually, money transfers are only allowed if you want to move your money from the US, UK, Europe, and Canada to over 130 countries across the world.

 One thing that set Xoom apart from other money transfer service provider is the recipient do not need to have a bank account as the money can be delivered as a cash payout, home delivery, Bank transfer and Topup ( depending o the location of the recipient).

Advantages of using Xoom

1. Money to be transferred can be funded by credit card, debit card, and bank transfer.

2. You can pay bills to your loved ones who reside in Colombia, Dominican Republic, Costa Rica, Honduras, Jamaica, Mexico, Panama, Nicaragua and other supported countries.

3. Support is available in Arabic, English, Spanish, French, and Italian.

4. Xoom transfers are Fast, as funds can reach the recipient location within minutes but it would cause you more.

How to send money abroad with Xoom

Xoom currently supports only the US, UK, Europe, and Canada to send money. While it supports other 100 Countries to send money. see the checklist of supported Countries here.


To start sending money abroad with Xoom you need to do the following:

1. Create an account with Xoom on their website or sign up on their iOS or Android app.

2. You have to fill in your basic information correctly.

3. You have to verify your email address and your ID to start using your account.

4. Connect your bank account with your debit and credit card. Then you are good to go.


Always be sure of who you are sending money to and avoid any mistakes.


Do not disclose your activities to someone you cannot trust.

The transaction method varies from country to country as some countries restrict some setten method of sending money abroad. 

Also, read How to Register a Business Name in Nigeria


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Stock market pullback, correction, crash. What is the difference



Dante had nine circles of hell in his Inferno, but stock investors have just three, each one progressively worse: a pullback, a correction and a crash. Other than the degree of pain they inflict, these market downdrafts have different characteristics.

Stocks, by their nature, suffer declines, although history shows they gain much more than they lose. Nonetheless, when a market slide materializes, investor fear and even panic, too. It helps to know what you are facing.

Sure, a pullback can morph into a correction and then cascade into a crash. Most times, though, the degree of the market fall is evident pretty early. One key difference among the three classes of market descents is how large the problems were that triggered the drops in the first place.

Pullbacks are dips of 5% to 10% from a recent market high, and are short-term, lasting a month on average and taking another month to retrace the losses, according to a Guggenheim Partners research paper. Pullbacks often result from news events that turn out to be of fleeting important. Look at the last one, in September. The S&P 500 sunk 5.2% amid congressional wrangling over the national debt ceiling, a kerfuffle that got resolved, at least for the moment.

Pullbacks are fairly common, with 84 of them happening since World War II, meaning about one or so per year, with an average loss of 7%.

Because of their short duration, the year when corrections take place very often is positive overall. Since 1974, the S&P 500 has increased an average of around 8% one month after a market correction bottom and more than 24% one year later, the Schwab Center for Financial Research finds.

Crashes are downturns of more than 20%. They’re almost always the prelude to a recession. Financial casualties are fierce, as the 2008 demise of venerated Wall Street firm Lehman Brothers shows. Depending on their severity, crashes can last from 11 to 23 months and take up to a maximum five years to climb back. The market’s worst crash came in 1929, with the Dow Jones Industrial Average plunging 70% until its July 1932 trough. The damage was bad enough that the Dow took 25 years, until 1954, to return to its 1929 level.


Crashes typically are born of deep economic crises, often global in scope, such as the 2008 sub-prime mortgage debacle (the S&P 500 fell 57% then) or the pandemic shutdowns (off 34%). The intriguing epilogue to the 2020 crash was that the market recovered very rapidly, hitting new highs, thanks chiefly to a bounteous government stimulus. Since 1946, there have been 12 crashes, with average losses around 35%, and the market can take up to four years to recover.

Market debacles are as inevitable as heat waves. As long as you can afford to ride out the worst times, you can emerge intact or even ahead. After all, even Dante does eventually manage to escape from hell.

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TikTok & Beyond: The Best Mobile Video Editing Apps



Top videos you watch on TikTok and Instagram have often been produced on full-size PCs, but with smartphones offering more-capable video editing tools, more and more people are editing videos on the mobile devices themselves. Both Androids and iPhones now have a multitude of impressive video editing apps at their disposal. Some of the apps are template-based, requiring you to do no more than select your photos and videos to produce a compelling social video. Others give you nearly as much control as a sophisticated desktop video editing app, with tools for overlays, time remapping, motion effects, and audio editing. Here’s our take on the best of the mobile video editing lot.



Adobe Premiere Rush

$9.99 Per Month at Adobe

Check Price

Adobe’s well-designed mobile app for Android and iOS, Rush, syncs projects to your Creative Cloud account so you can continue editing a project on Premiere Pro on the desktop, but you can use it for standalone mobile editing, too. Versions of Rush itself are available for macOS and Windows, as well. You can shoot video in the app either in a simple or advanced mode, which lets you manually set aperture and focus. Once you’ve got some content, you can add titles, soundtrack music, and graphics overlays. For vertical output like TikTok, the Auto Reframe finds the active area of landscape shots and crops accordingly. The standard adjustments for lighting and color are at your disposal, and you can add track overlays and speed changes. One thing you won’t find are project templates like those offered by other apps here. After rendering a project, you can export it directly to Behance, Facebook, Instagram, TikTok, or YouTube.

Adobe Premiere Rush Review




Apple iMovie

Free at Apple App Store

See It

iMovie was among the first truly functional mobile video editors. The way it handles timelines, letting you scroll the track with your finger rather than moving an insertion point cursor like you have to do on desktop video editors, was a major helpful innovation. The app—which is only for iOS, of course—lets you manage all the standard video joining and trimming as well as tackling more advanced video editing, like green-screen compositing and speed altering. Among our favorite iMovie features is its Trailers templates, which show you exactly what kind of shots to insert. Another plus—you can continue editing projects on a desktop Mac in iMovie or Final Cut Pro.

Only available for iOS.




Visit Site at Canva

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Canva targets small business owners who want to up their social media game to promote products and services. It’s completely template-based and loaded with stock content so that you don’t have to worry about being a pro editor to make things look nice. It lets you make something without needing a single shot of your own. But you can, of course, use your own video clips and photos, as well as do fancy things like stacking simultaneous videos in a vertical layout or use overlays that you can crop. That said, the app lacks some basic video editing features like adjusting light and colors. You can think of it more as the video equivalent of a graphics design application, with strengths in text, shapes, and borders. Canva is available for free use, but many of its features, stock content, and templates require a Pro subscription, which also adds collaboration features for design teams.

Canva Review




CapCut Video Editor

Free at Apple App Store

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This well-designed free app (owned by TikTok creator ByteDance) makes short work of creating shareable videos, thanks to its ShortCut option. With CapCut, you select clips and photos, and the app adds background music and effects. It added a video shake effect and flame overlays to one test video, but it took a couple minutes to render 30 seconds worth of clips on my Samsung Galaxy S21 Ultra. You can split clips, add text, remove backgrounds from shots with people, and even use overlays with transparency. When you’re done, the suggested place to share your work is —you guessed it—TikTok.

Available for both Android and iOS.

CapCut Review






Free at InShot lnc

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InShot is a fun-looking app that lets you produce not only video compilations but also collages and photo edits—but that doesn’t mean it’s weak in video tools. When you start, simple help tips show you how to split and trim clips, zoom in on the timeline, and swap clip positions. One of its strengths is that it gives you a number of stickers to overlay on your videos, in addition to text. Unlike competing video app Splice, InShot lets you easily position your overlays either by dragging the item around with a finger. Picture-in-picture, masking, cropping, and speed changing (including one-click freeze frame) are all at your disposal, as are a generous helping of transition styles. Surprisingly, the app even offers keyframe editing, which lets you animate effects. Background music is available to add from a decent library of stock, but there’s no image stock. The app is free with ads and watermarks on your output; you can remove ads for a one-time $3.99 or better, remove both ads and the watermarks—as well as getting more effects and stickers—for $2.99 per month, $9.99 per year, or $29.99 for forever.

Available for Android and iOS.





Free at Apple App Store

See It

Splice has just about the slickest interface of any mobile video editing app, with a clear workflow and all the tools you could want. You can easily create picture-in-picture overlays (with transparency), chroma keys, masks, and speed changes. The app also supports HDR output. Nifty transitions are at your disposal as well as glitch and vintage effects and tons of text styles. You don’t get quite as much stock content or objects to overlay as you do in PowerDirector’s mobile app, though Splice’s music library is excellent. The price, is a bit steep, however, starting at $2.99 per week or $9.99 per month.

Available on Android and iOS.



Vimeo Create

Free at Vimeo

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Vimeo is the video hosting service used largely by movie and video professionals. In addition to hosting videos, the company puts out a screen capture program called Vimeo Record and a mobile video editing app called Vimeo Create. Vimeo Create makes it easy for marketers or just regular folks to put together a compelling piece of video. The template-based app is free, but some templates require a $24.99-per-month Pro account. Accounts can also take advantage of stock libraries of video and music. Luckily, you can filter template options to find the free ones. Adding video can be slow, but the app emails you when it finishes processing. The app lets you add stickers and text with animations, and it automatically applies template-based transitions. It doesn’t offer much in the way of detailed editing options like keyframes, overlays, or time remapping. Many of the stickers and styles are suitable for creating engaging sales and marketing quick takes, so this highly automated tool is best suited for people in those fields who want to produce something good-looking without getting into the weeds of video editing.

Available only for Android.




Wondershare FilmoraGo

Free at Wondershare

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Wondershare makes Filmora desktop video editing software for macOS and Windows as well as this full-featured freemium mobile app for Android and iOS. You can get started with FilmoraGo by shooting video with your smartphone, using a template, or starting from scratch. When you choose a template, everything is done for you—you just have to add the specified number of photos or video clips. The full editor is clean-looking and powerful, with tooltips like Make This Video Cooler, which takes you to the bountiful transition options. Loads of effects, stickers, and background music tracks come with the app, and a voiceover button makes narration simple. You can choose a blending mode for overlays, but there’s no chroma key option. You can change speed and apply a one-tap freeze frame effect. The free version applies a Filmora watermark and limits you to 720p resolution, which is okay for phone viewing.

Available for Android and iOS.

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Google founders earn $42 billion in 100 days



Founders of the internet search engine, Google Larry Page, 48 and Sergey Brin, 47 have earned $42 billion dollars in the first quarter of 2021.

With a total worth of $104 billion, Page has earned $21.2 billion in 100 days, while his founding partner, Sergey Brin, with a wealth valuation of $100 billion, has earned $20.4 billion in the same period.

The majority of Larry Page’s wealth comes from his stake in Alphabet, the parent company of Google. The Standford trained entrepreneur currently holds $12.6 billion in cash.


Sergey Brin’s wealth valuation is also derived from his stake in the world’s most popular search engine and presently, his cash holding is valued at $12.7 billion, Nairametrics noted.

The growth of the United States economy is said to have boosted the buying pressure on Google shares, leading to a surge in the founders’ gross income and wealth.


Global investors are increasingly holding on the tech juggernaut’s shares as amazing economic data from America’s service industries coupled with an advance in the tech sector fueled the hike in Google shares seen in recent months.

After winning the long standing US Supreme Court case against Oracle, financial reports note that investors consequently invest significant amount of funds into Alphabet Inc. the parent company of Google.


The search engine’s recent price action reveals the stock presently, is trading at $2,285.88 closing its 52-week high of $2,289.04 with a yearly return on investment currently pegged at 89%.

Stock experts have expressed surprise by such record gains in Google shares despite a swift move seen lately by some institutional investors into utility, energy-based stocks and of late U.S Treasury bonds.

Alphabet Inc currently is said to have a market value of about $1.54 trillion.

The recent earnings of Page and Brin at $41.6 billion, is collectively much more than the total foreign cash reserve holdings of Africa’s biggest economy.

It also surpasses Nigeria’s foreign cash reserve which stands at a gross valuation of $35 billion by $6 billion.

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GoDaddy security breach exposed 1.2 million WordPress users



GoDaddy, a web hosting company, stated on Monday that an unauthorized third-party access had exposed the email addresses of up to 1.2 million current and inactive Managed WordPress customers.

The problem was detected on Sept. 6, according to the company, and the third-party accessed the system using a hacked password.

The company, whose stock dropped 1.6 percent in early trade, said it had blocked the illegal third party immediately and that an investigation was ongoing.

What GoDaddy is saying

Chief Information Security Officer Demetrius Comes said in a filing. “We identified suspicious activity in our Managed WordPress hosting environment and immediately began an investigation with the help of an IT forensics firm and contacted law enforcement.”


The document also stated that the required credentials had been reset and that it will work with users to provide new SSL certificates. The company expressed their regret for the event and the distress it has caused its customers.

We, GoDaddy leadership and employees, take our responsibility to protect our customers’ data very seriously and never want to let them down. We will learn from this incident and are already taking steps to strengthen our provisioning system with additional layers of protection.”


What you should know

This isn’t the first time GoDaddy has been exposed to a security breach. An AWS error exposed data on GoDaddy servers in 2018, and an unauthorized person compromised 28,000 user accounts in 2020. GoDaddy was also mentioned in a cyberattack that brought down a number of cryptocurrency-related websites last year.

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