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How to send money abroad 6 easy ways

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how to send money abroad internationally

Sending money abroad has been made easier than before, Their are people who wish they know How to send money abroad to relatives or friends living abroad with the advancement and development in today’s world sending money abroad have been made more easier and faster than it was before.

Below are 6 easy ways on How to send money abroad:

wise logo

1. Wise

Wise formally know as Transferwise is a fintech firm based in London and they are available worldwide, they are known to be one of the cheapest means to send money abroad internationally. In a ratio of 10, 9 people would prefer to use wise cause of Their fast time track, security, never monthly fees, and no minimum balance needed.

Advantages of Using wise

  1. Wise make use of real time exchange rate meaning the same rates that Google and other sources provide is what Wise use no delay of any kind.
  2. It is more cheaper than using banks to send money abroad or any other means out there.
  3. Wise is secured, licenced, and regulated.
  4. Over 3 million people uses Wise.

How to send money with Wise

Follow these steps to send money abroad internationally:

1. Create an account with wise:

  • To start you need to create an account by visiting their website click here to create an account with wise.
  • Creating an account with wise is Free and doesn’t have any hidden charges. The receiver does not need to have an account with wise to receive the sent money.
  • Verification is needed sometimes, it is easy to do and if you are asked for verification it takes a maximum of 2 days period.
  • You can register an account with wise as a Person you can also add your business if you wish.

2. Fill in the receiver details:

  •  After creating an account with wise and ready to send money abroad, you need to enter the details of the receiver. Money can be sent to friends, family, business partners, or even yourself if you are travelling abroad with wise.
  • Enter correctly your account number and other details. Your receiver do not need to have a Wise account to receive the money abroad.

3. Pay for the Transfer:

  •  After filling in the recipient details, you need to pay the transfer money, which is very easy to do. This can be paid through a debit or credit card you can also pay through a local bank transfer. They are multiple payment options widely available depends on where you are sending From.
  • It is better to pay with a credit or debit card as bank transfer would take more time for verification this is if you want to send the money quickly.

4. Enjoy:

  • After doing the above your payment is ready to get sent. If the recipient email is provided they would receive an email immediately concerning the transfer.

If you want to send money abroad with wise you can create an account here.

Wise is one of the easiest, fastest and cheapest ways to send money abroad and anyplace in the world.

paypal logo 1

2. Paypal

PayPal is one of the World most used online payment Platforms, used by businesses and individuals to send and receive money across the globe. It is used by over 100 million people regularly. You can also use PayPal to send money abroad to friends, business partners and relatives. Creating a PayPal account is very easy to do.

Advantages of using PayPal:

  •  The recipient would have access to use PayPal for shopping online without redrawing the funds.
  •  Using PayPal to send money to friends and family is cost free.
  • Interface is straightforward and easy to use.
  • Your bank, debit and credit card details are well encrypted and high level of security to help prevent fraud.

How to send money with PayPal

1. Create an account

 To create an account with PayPal is very easy go to PayPal or download the PayPal app from Playstore or Appstore and click on the signup option. If you are new to PayPal you are required to Fill in the details correctly and link your payment method before you can send money abroad. if you have PayPal before click on the sign-in option.

2. Add Money to your PayPal account

To add money to your PayPal from your bank account you need to have a PayPal cash account, it is totally free.

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To add money using your bank account you need to first request for Paypal cash card. You would be sent a PayPal cash card if details are correctly filled in.

Once you received your PayPal Cash card you can add funds to your PayPal cash card plus with just using your PayPal cash card in any of the retail shops located worldwide.

Once done, sign in to the PayPal app or Website click on the wallet option, select the transfer money option and add the money to your balance, select your bank and input the amount of money you want to send, same goes for the Apps. It usually takes 3-4 days do the money to get formed.

Benefits of using a PayPal cash card

  1.  you can make purchases online using your funds in your PayPal wallet, make purchases in physical stores and anywhere where the MasterCard is used.
  2. You can redraw money from your PayPal wallet balance from any MoneyPass ATM worldwide with no fees.
  3.  Protection from unauthorized payment sent from your PayPal account.
  4.  No monthly fees for maintenance is charged.
  5. You can signup to PayPal account here.

payoneer logo

3. Payoneer

Payoneer is a finance company that provides an easy way to send and receive money from anywhere in the world. They have over 10 million daily users. Payoneer has proven to be one of the top finance companies to use to send money abroad.

Advantages of Using Payoneer

  1.  Provide a quick and easy payment system to use.
  2. Have coverage to 200 countries.
  3. Schedule payments to more than 50 people at a time.
  4. Good customer care.

How to send money with Payoneer

1. Create an account with Payoneer: to create an account click here to signup for Payoneer. Ensure you fill in all your details required Such as attaching your government issued card it could be a passport or national identity card.

2. Once you have completed the registration, you will receive a mail that your card would be delivered. Once you have received the card, you have to activate it and you can now receive or send money anywhere in the world.

3. To start sending money you have to input your local account details and link them to Payoneer.

4. Note that Payoneer charges an annual service fee of $30.

You can start Creating your Payoneer account here.

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moneygram

4. MoneyGram

 Moneygram is an international finance company based in the United States, they allow you to send money abroad directly to the recipient’s bank account or recipients mobile wallet in selected Countries.

Advantages of using MoneyGram

1. Is the World second largest Money transfer company in the world.

2. Allows money to be sent directly to the recipient bank account.

3. You have huge options to send the money online, using their agent around the world, or with partner banks.

4. Fees vary depends on your location, amount and country.

How to send money with MoneyGram

Before sending money using MoneyGram they are some required information to provide.

1. issued ID by the government such as drivers license and passport.

2. You need to use the recipient issued name that matches the recipient identification.

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3. Recipient location should be provided.

4. Money to be sent to the bank require the recipient bank account and name.

5. If the recipient uses a mobile wallet, it requires the mobile number of the recipient.

One’s you have the above information you should find a local MoneyGram agent near you or a partner bank.

Complete your transactions with the desired agents, give the agent the money to be sent, and all the transfer fees. The transfer fee varies.

One’s done notify the recipient, and save your receipts, share the number of the reference with the recipient for easy pickup. If you are using a bank transfer method, recipient’s would receive money in their bank account directly.

western union logo

5. Western Union

Western Union is one of the safest and oldest finance companies to send and receive money from around the world and abroad. The sender can send money internationally to any recipient.

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Advantages of Western Union

1. Easy way to send money abroad.

2. No hidden charges, with the Western Union you can keep track of the charges and fees.

3. You can repeatedly send money abroad to the same recipient once you have input the person’s details previously.

4. Western Union is Universally accepted.

How to send money with Western Union

To send money abroad with Western Union you have 4 methods in person, online, through phone calls or the western Union mobile app. You can send a minimum of £1000 in 1-2 months before identity verification would be asked.

1. You can visit their website to carry out transactions online visit here, or visit the Western Union branch near you.

2. Verify the name and address of the recipient, this is important so you know the city to send the money to, and make sure you use the name used in their ID as this would be used for verification of fund to the Right recipient.

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3. Choose your preferred method for the transaction. You can send money through Western Union by Cash by visiting the Western Union branch near you or you can make use of a credit or debit card for bank to bank transactions, fees may vary depending on the bank card used

4. If you are using a bank to bank, you need the recipient bank account details such as International Bank Account Number, Bank Identifier Code and any needed details depends on the country you are sending to.

5. Save the MTCN details as it contains the tracking number and the recipient would be required to give these details to receive the money.

6. To send money abroad using the Western Union Website you have to visit their website to create an account, pay online and ensure you save the MTCN details you would be Given as this would be the tracking code for the recipient to receive the money.

7. To send money via phone call you have to call the Western Union agent and provide the necessary needed information of the recipient and you have to pay with a debit card or credit card.

8. MTCN details would be given and you have to save it to use the recipient to keep track of the money and collect it.

9. If you are using the Western Union app the mobile app is available on Android and iOS.

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xoom logo

6. Xoom

Xoom is a money transfer firm founded by PayPal that allows you to send money to your friends and loves ones abroad. Usually, money transfers are only allowed if you want to move your money from the US, UK, Europe, and Canada to over 130 countries across the world.

 One thing that set Xoom apart from other money transfer service provider is the recipient do not need to have a bank account as the money can be delivered as a cash payout, home delivery, Bank transfer and Topup ( depending o the location of the recipient).

Advantages of using Xoom

1. Money to be transferred can be funded by credit card, debit card, and bank transfer.

2. You can pay bills to your loved ones who reside in Colombia, Dominican Republic, Costa Rica, Honduras, Jamaica, Mexico, Panama, Nicaragua and other supported countries.

3. Support is available in Arabic, English, Spanish, French, and Italian.

4. Xoom transfers are Fast, as funds can reach the recipient location within minutes but it would cause you more.

How to send money abroad with Xoom

Xoom currently supports only the US, UK, Europe, and Canada to send money. While it supports other 100 Countries to send money. see the checklist of supported Countries here.

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To start sending money abroad with Xoom you need to do the following:

1. Create an account with Xoom on their website or sign up on their iOS or Android app.

2. You have to fill in your basic information correctly.

3. You have to verify your email address and your ID to start using your account.

4. Connect your bank account with your debit and credit card. Then you are good to go.

Caution

Always be sure of who you are sending money to and avoid any mistakes.

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Do not disclose your activities to someone you cannot trust.

The transaction method varies from country to country as some countries restrict some setten method of sending money abroad. 

Also, read How to Register a Business Name in Nigeria

 

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BUSINESS

100 investment ideas in 2022 you should not miss. Start with Less than $100

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100 investment ideas you can begin with less than $100. Have you ever dreamed of starting your own business? What’s holding you back?

If the answer is not having enough money to get started, then here’s some excellent news: You can start countless businesses with less than $100.

People do many odd jobs to pay the bills, and no matter what your skills are, there are ways to put them to work. It doesn’t matter if you’re a handyman or an online marketing expert — you can still make extra money on the side.

Here are 100 business ideas to get you started.

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Table of Contents

Direct sales representative

Being a local sales representative for companies like Avon, Mary Kay, and Pampered Chef requires you to spread the word about their products by hosting a party or selling them online. Most starter kits cost around $100 and provide you with everything you need to become a sales rep.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Consulting

If you already have the knowledge or experience in a specific area, such as providing legal advice or showing business how to become more eco-friendly, then you can easily start your own consulting agency. The main costs involved are marketing your business and networking, so invest in a website and business cards. Here is an example consulting guide.

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Senior home companion

In 2016, there were more than 49 million people in the U.S. alone aged 65 years or older. That figure is expected to grow to around 98 million in 2060. That means that there are lot of seniors who looking for someone to keep them company or families looking for advice on how to care for their loved ones.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Tutor

There are a lot of students who need assistance in every subject, ranging from elementary school to college. If you have this knowledge, then starting your own tutoring service can be an appealing business idea that requires almost no capital. After all, the students already have the learning materials with them.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Freelancing

Whether you’re a writer or web developer, freelancing can be a lucrative business idea that pretty much requires nothing more than your talent, laptop and internet connection. Thanks to the numerous websites that post freelance gigs, you should have no problem starting out. Here is a freelancer guide that will help you every step of the way.

 

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Vlog with YouTube

Since every laptop, tablet, and smartphone comes equipped with a built-in camera, anyone can start creating videos and posting them to YouTube. If you have knowledge you want to share, or are just incredibly charismatic, then you can start profiting from your vlog through ads.

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Auto repair/detailing

If you have a garage, tools and knowledge, then why not start your own auto repair shop? Even if you don’t have a garage, you could start a mobile auto repair business where you go to the broken-down vehicle.

If you like the idea of working with vehicles but you aren’t a mechanic, then consider washing and detailing cars. (I had a former colleague who did this on the side, and eventually, he was able to make this into a full-time gig through word-of-mouth recommendations at work.)

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Sharing economy rentals

Thanks to the “sharing economy,” more and more people are opting to rent items instead of purchasing them. You can rent out things ranging from your parking space to your furniture. Try starting with a niche and slowly working your way up. For example, you could start renting out yard equipment like rakes, shovels or leaf blowers. If you don’t already own them, you can purchase them for less than $100.

 

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Managing web design

There are countless sites out there that teach you basic web design. Learn a new skill today. Even if you aren’t a web designer, you could find a designer affordably and still charge less than professional web design firms. They key here is managing the process — most businesses don’t want to do this and are willing to pay.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Handyman

If you’re able to make minor household repairs, like switching out a broken electrical outlet or sealing a pipe under the kitchen sink, then this is another in-demand business that doesn’t cost much to launch. You could even consider starting out on TaskRabbit, a marketplace platform for small jobs.

100 investment ideas in 2022 you should not miss. Start with Less than 0storyblocks

Menu planning

Plenty of people are indecisive when it comes to their food. That’s why they’re willing to hire someone to help them plan out their meals. This is a low-cost idea for anyone who enjoys working with food but doesn’t have the resources to prepare and serve it.

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House-sitter/pet-sitter

This idea essentially requires no initial investment. You can start asking your family, friends and neighbors if they need someone to watch their home or pet when they go out of town.

 

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Lawn care

If you have a green thumb, enjoy being outside and have the tools to get started — like a lawnmower, weed-whacker or chainsaw — then this is a no-brainer of a business idea. The only main cost is advertising and marketing your business.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Homemade gourmet foods

Whether if it’s soup mixes, jellies or chocolates, people love gourmet food products. And since you probably already have a kitchen, you just need cooking supplies, packaging and basic marketing materials to get started.

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Professional organizer

We live in a materialistic world, and it’s easy to start getting overwhelmed by all the stuff that’s consuming our homes. Just look at the rising popularity of Marie Kondo. Professional organizers can help people get their homes back in order for no more than $20 or so on classified ads.

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Green cleaning service

Cleaning services are a dime a dozen. You can stand out from the competition by offering a green cleaning service that uses eco-friendly and natural products. You may even be able to make some of them yourself and sell them for extra cash.

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Grocery delivery

Some major grocery stores offer delivery services, but not all of them do. There’s a chance your local supermarket doesn’t, either. That’s when you can charge customers to have you go to the store for them and then deliver groceries to their homes.

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Personal concierge

A personal concierge takes care of everything from taking clients to the airport, bringing the dog to the vet or managing schedules. It’s essentially being someone’s personal assistant.

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Creating information products

If you have experience with a specific niche, then you can start selling your knowledge by creating products like eBooks or instructional videos. The cost is usually no more than your time, domain name and web hosting.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Blogging

If you’re familiar with a specific topic, then you can launch a blog where you share your knowledge. You can earn money by selling ad space, becoming an affiliate or starting a subscription service. Here’s a resource to getting started with blogging. (I followed its tips and was able to personally create a solid four-figure income within around 12 months.)

Related: 10 Keys to Make Millions Blogging

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyboards

Window-cleaning

Window-cleaning is many people’s least favorite household chore, and a window-cleaning service doesn’t require much capital to become profitable.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Interior designer

Both homeowners and business owners are looking for people to design comfortable, organized and productive spaces.

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Flier distribution

Local businesses still hire people companies to hand out fliers or place them under windshield wipers. You essentially just need to make a lot of copies, and that’s not a major investment.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Programming

Learning how to program or code, such as with the object-oriented dynamic programming language known as Ruby, is one of the most lucrative business out there. Here’s a guide to starting a developer business to help get you started.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Virtual assistant

This job is similar to being a personal assistant — answering phone calls, responding to emails and keeping your client’s schedule. The difference? You do this remotely.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Social-media consultant

Businesses and individuals are always on the lookout for people to manage and maintain their social channels for them, and many businesses will pay $500 or more a month for these services.

100 investment ideas in 2022 you should not miss. Start with Less than 0

Project management

Believe it or not, not all businesses have in-house project managers, which means that projects can quickly get off-track. Companies are often willing to hire outside project managers to keep their teams focused.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Secretarial services

There are a lot of small businesses and individuals who need services like typing, transcribing and proofreading. As long as you’ve got a computer, a printer and the necessary skills, your business should be good to go.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Catering

If you’re an outstanding cook but don’t want to invest in a restaurant, then you can start your own catering business directly from your own kitchen.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Mobile repair

Want to put your own spin on a repair service? Start one that involves you going to the client. Whether if it’s fixing a mobile phone, a computer or a piece of furniture, this idea doesn’t require more than a vehicle, marketing and your own expertise.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyboards

Resume-writing service

A lot of people have difficulty writing amazing resumes, and that may cause them to lose out on a job they’ve been eyeing. If you have knack for composing resumes, it can become a profitable business. (I personally have paid $100 several times for people to get my resume in shape.)

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyboards

Holiday decorator

Everyone wants their home or office to look festive for an upcoming holiday, but not everyone can make that happen. If you can pull off that holiday cheer, then this is another business that doesn’t require much capital.

Related: Spreading Holiday Cheer as a Christmas Decor Franchisee

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Domain name-buying

You can buy a domain on the cheap — sometimes for less than $1. If a business comes along and needs that domain, sometimes they’ll be willing to pay top-dollar for it.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Flipping websites

Using a site like Flippa, you can purchase a website, build it up and sell it. You can turn this into a lucrative business. (I personally have been able to make around $25,000 to $30,000 flipping websites each year.)

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Cleaning dryer ducts

Dryers get jammed with lint, and if too much builds up, you could have a house fire on your hands. Since this is an area that’s often overlooked, you can start a dryer duct-cleaning business with just a vacuum and some basic marketing.

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Tour guide

If you know your area like the back of your hand, then you can start charging tourists for a personalized tour of your hometown.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Affiliate marketing

If you have a blog with a significant amount of followers, then you can become an affiliate. Essentially, this means that whenever you recommend ther people’s products or services, you can use your own special affiliate link that you’ve requested from the company (or a marketplace like Amazon). Whenever a visitor clicks on that link and makes a purchase, you’ll receive a commission.

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Dropshipping

Dropshipping is selling products for companies on sites like eBay. Whenever the product is sold, the company handles everything else, such as shipping.

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Snow removal

If you have snow shovels and maybe even a plow, then this business idea can make you serious cash. However, it’s completely dependent on the weather. (When I lived in Utah, I paid a neighbor $25 every time it snowed to shovel my driveway and walkway, and it only took him half an hour.)

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Pet grooming

If you enjoy being around pets and can bathe them, cut their nails and give them a decent haircut, then this can be a serious money-maker without much of an investment.

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Pooper scooper

It’s definitely not the most glamorous job, but you’d be doing something that most people dread so much that they’d pay someone else to do it for them.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Event or party planner

If you’re organized and a planner, then taking care of the arrangements for birthdays, retirements or weddings can be a profitable business.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Computer repair and maintenance provider

Think of all the computers out there that crash or need updates. Do you think that each owner has the technical knowledge to handle any troubleshooting problems? Consider starting your own service.

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Life coach or mentor

Many people hire coaches or mentors to help them with things like losing weight or finding happiness. (I’ve found that most life coaches charge $50 to $250 an hour.)

Related: The 10 Best Cities For Starting a Life-Coaching Practice

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Bookkeeper

It’s important for both businesses and individuals to keep their files neat and tidy, but not all of them have the time to do so. That’s when they hire someone to keep their books in order for them. (I pay my bookkeeper $30 an hour, and I found her on a local website with a classified listing that she paid $50 per month for.)

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Tax preparation

Preparing taxes is another necessity, but most of us don’t have the time or knowledge to take care of this task. If you’re up-to-date on the latest tax regulations and enjoy crunching numbers, this can be a lucrative business during tax season.

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Book-writing

Did you know that both Amazon and Apple have book-publishing arms? Whether you write an instructional book, cookbook or sci-fi adventure, you can now publish it at almost no cost.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Flooring business

Installing your own flooring may sound easy, but it can get tricky. That’s when you can save the day by installing floors for others. Best of all, you don’t need to worry about inventory — you’d only be focused on installation.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Painting addresses on curbs

Many office and residential customers would gladly pay you to spray-paint their address on the curb. You’d just need some spray paint and an address kit to get started.

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Parking lot striping

There are plenty of parking lots that need new stripes. You can start off with a straightedge tool and spray paint. As you earn more money, you can purchase professional equipment.

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Business planning

If you’ve already created a successful business, then you can actually turn that knowledge and experience into a new business. New business owners will pay for someone to help guide them in developing their own successful business plan.

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Homemade natural soaps and beauty products

Selling natural products is a thriving business. Even if you don’t feel comfortable making your own natural soaps and beauty products, you can dropship for companies that do.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Logo design

If you’re a creative individual, then designing logos is a relatively easy business to start. You can do anything from designing unique logos to customizing ideas from templates. Here’s a guide to starting a design business that should help you every step of the way.

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Translator

Businesses are desperately in need of individuals who can speak the language of whatever market they’re entering.

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Restore/upcycle furniture

If you’re handy and spot a used piece of furniture that needs some TLC, you could make the repairs and resell. That’s pretty much all profit.

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eBay seller

People have been making a living for years off of eBay by selling their old junk, reselling items and dropshipping.

Related: Why It’s Nearly Impossible To Stop This Amazon and eBay Scheme

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App developer

With the mobile revolution in full swing, the demand for apps has never been higher. Even if you don’t have programming skills, you can still hire someone to make your app a reality.

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Personal chef

Unlike catering, which may only keep you busy a couple of days per week, personal chefs are responsible for cooking breakfast, lunch and/or dinner for clients. However, you can spend most of your time preparing meals that just need to be reheated. That allows you to take on more clients.

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Personal trainer

Even though health is a priority for most of us, it can be challenge to not only stay on track but also make sure that you exercise correctly without injuring yourself. By becoming a personal trainer, you can motivate and monitor people while they exercise.

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Beautify products

If you don’t have the tools or skills to build something from scratch, you can always modify or beautify an existing product. Take mosquito nets, for example — they’re bland, but you could decorate them with ribbon or beads to create a unique product.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Photographer

There’s always a demand for photographers at special events like weddings. Here’s a guide to starting a photography business to get you started.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Framing

After procuring tools like a sander, a matte-cutter, a glass-cutter, tape, clamps, saws, miter boxes, picture-hangers, a stapler and glue, all you need for this business is marketing.

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Flea market-vending

Flea markets are still thriving, and you can usually rent out a spot for the day for just $20. You can sell anything from the junk laying around your house to the produce you grew in your backyard to handmade crafts. In many areas, there are multiple flea markets taking place throughout any given week, so this can easily become a frequent gig.

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Online content producer

Businesses need lots of content today. If they don’t have an in-house team to create and produce content, they often hire talented outside individuals to do it for them. (There are businesses that pay $50 per blog post, such as mine — here’s my own content marketing guide to help you in your journey.)

Related: 4 Things Editors Are Looking When They Read Your Pitch

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Website developer

Everyone should have a website these days, and for the people who don’t have the time or knowledge, you can develop their website for them.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyboards

Selling plants online

If you have a green thumb and the space, then you can sell plants online. It’s actually a growing niche since people are becoming more concerned about where their plants originated from, and you can probably charge less the big box stores.

100 investment ideas in 2022 you should not miss. Start with Less than 0

Calligrapher

If you’ve got above-average penmanship, then you can charge people to create handwritten invitations.

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Selling crafts

If you can make handmade crafts, like jewelry and furniture, then you can sell those products on sites like Etsy.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Home daycare

You’ll definitely need to get the proper licenses and permits, but this is a business that you can start at home. In some areas, daycare costs around $15 an hour, so this can be a very lucrative business.

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Cleaning out foreclosed homes

Whenever a bank forecloses on a home, they have to hire someone to clean the place out. If you don’t mind getting a little dirty, you don’t need much to start this kind of business.

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Recycling scrap metal

Some people drive around and take junk, such as broken dryers, off of people’s hands full-time. Why? Because they can scrap that metal. Just keep in mind that the more valuable metals are aluminum and copper.

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Internet security consultant

Security is a major concern for businesses and individuals. Besides expertise and some marketing, it doesn’t cost much to start a business protecting others’ hardware and software.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Freelance bartender

If you can make a mean Manhattan, Cosmopolitan and other oft-ordered drinks, try marketing yourself as a freelance bartender for private parties and events.

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Training dogs

Consider yourself to be the next Cesar Millan? This is another low-cost business idea with the potential for high profits.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Referral service

Whether a new business or family just moved into town, you can can refer them to the right vendors, babysitters or restaurants. Your only cost would be networking and marketing yourself to the community.

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Packing service

No one likes the hassle of packing up for a move. That’s why they’ll hire other people to pack and load their belongings up. You really don’t need to purchase anything without reimbursement, since boxes and tape will be included in your final price. You’ll probably still be a cheaper option than professional movers.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Writing and/or recording a song

If you have the musical chops, you can make a career out of writing your own music. And it doesn’t have to be the latest Taylor Swift single — you could write jingles for podcasts or local businesses.

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Concert and show promotion

If you have some experience in marketing and are passionate about spreading the word about upcoming events, then you can start working with artists, venues and labels to generate buzz with essentially no investment on your part.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Tester or reviewer

Companies are often looking for individuals to test and review their products. You can also start your own blog where you review products in a certain niche.

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Fashion design

Sites like Etsy now make it accessible for you to sell your unique fashion designs. Even if you’re not into high fashion, you can start creating your own T-shirts and produce through sites like CafePress.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Importing products

You can purchase products from overseas in bulk and start selling them at a markup. That’s how Pura Vida started.

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Makeup artist

Whether if it’s for a special occasion like a wedding or for Halloween, people often pay a significant amount for someone to do their makeup.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Hairstylist

If you’re up-to-date on the current styles and can cut hair, then you can start your own salon from your home.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Selling snacks and drinks

Have you ever left a sporting event or concert thirsty and starving? We’ve all been there. That’s why you see people selling bottles of water and hot dogs after an event. Unlike investing in a food truck or cart, you can start off with just a cooler.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Voice-over artist

Now that businesses are creating their own content, such as videos and podcasts, they’re looking for golden voices. If that’s something that you possess, then you could turn it into a lucrative career.

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Brewer

You can buy a beer kit for less than $100 and start tinkering around with brewing your own beer. (I have a family friend who did this with friends and now has his own microbrewery.)

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyboards

Winemaking

You don’t need a vineyard to start making wine. You can start by growing some of your own grapes or purchasing juice. If your small batch of wine turns out well and you start making some cash, you could eventually start your own vineyard or winery.

Related: How Craft Brewing Inspired This Denver Winemaker

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Selling eggs

Farm-fresh eggs are a big business right now. You can get in on the action by purchasing a couple of hens and building your own chicken coop.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Baking bread

The size of the market for home-baked bread might surprise you. (I know woman who makes her own bread by working just a couple of days a week, and people line up to purchase it.)

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Creating customized care packages

Many people enjoy customized care packages that they can give out as gifts. To begin, you need to find a niche, like holiday packages, and start filling baskets with goodies.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Instructor

You can sell lessons teaching people to play an instrument, cook a meal or even work out. You essentially just need your own knowledge and marketing to get started.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Airbnb host

If you have an extra room or home, consider renting it out on Airbnb instead of letting it sit there vacant. (I personally was able to make around $3,000 a month last year renting out a section of my home.)

Related: Learn From These 3 Ways Airbnb Won the Trust It Needed to Succeed

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Property management

Landlords can’t always check in on their properties or maintain them via cleaning and mowing. A property management company takes care of these tasks for busy landlords.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Laundry/ironing service

Almost everyone has clothes that need to be cleaned or ironed, and oftentimes they don’t have the patience or time to handle these chores on our own. That’s why many people pay others to do it for them.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Clothing alteration service

If you know how to sew or replace buttons or zippers, then you’ve got a new business idea for people who can’t part with their favorite pieces of clothing. It’s also inexpensive to launch this type of business.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Online dating consultant

More and more people are turning to online dating to find a match, but it can be overwhelming when just starting out. If you have experience in the area, then some people are willing to pay for advice.

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Sourcing service

You can find products or services for local businesses and resell them at a markup.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Travel agency

Even though there are hundreds of travel websites out there, most people don’t have the time or patience to compare the prices on flights and hotel rates. That’s why there’s still a need for people to do the legwork for them.

100 investment ideas in 2022 you should not miss. Start with Less than 0Storyblocks

Toy-making

Whether it’s carving a doll out of wood or making use of a 3D printer, making toys can be a lucrative business idea.

100 investment ideas in 2022 you should not miss. Start with Less than 0Shutterstock

Food-delivery service

Some people feel they can’t leave the office to pick up food, and others would rather not leave their homes. That’s when they’ll contact you to pick up and deliver food to their doors.

100 investment ideas in 2022 you should not miss. Start with Less than 0

 

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BUSINESS

France’s Axa doubles 2021 profit, raises financial goals

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Axa reported a profit on Thursday that more than doubled from last year, with the French insurer recovering from pandemic-related claims during the peak of the COVID-19 crisis.

The company, Europe’s second-biggest insurer after Allianz (ALVG.DE), said it expected underlying earnings per share to grow at the high end of its 3% to 7% target range by 2023, and cumulative cash to exceed its 14-billion-euros target during 2021 to 2023.

Axa’s net income jumped to 7.29 billion euros in 2021 from 3.16 billion euros a year earlier, beating analysts’ estimates of 6.72 billion euros, according to Refinitiv IBES data.

Full-year revenue rose 3% to 99.93 billion euros, slightly below estimates of 99.98 billion euros.

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AFRICA

Erdogan seeks to boost ties with Africa in four-day visit

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Turkey’s president has promised to boost relations with African countries as he visited the Senegalese capital Dakar during a four-day tour of Central and West Africa.

“We will continue to enhance our relations with African countries on the basis of sincerity and solidarity,” Recep Tayyip Erdogan said on Tuesday during a joint press conference with his Senegalese counterpart Macky Sall.

“We exchanged ideas on how we can further advance our relations in every area,” he said. “We once again gladly observed that we share the same determination to deepen our cooperation.”

In 2021, the volume of bilateral trade between Turkey and Senegal reached $540m. Erdogan has said the goal is to bring the figure to $1bn.

The Turkish Cooperation and Coordination Agency (TIKA), which “has since 2007 completed 186 projects in Senegal with a total value of $12m, is determined to maintain its activities,” he said.

Sall praised Turkish companies that have initiated various investment projects in the country and said investments between the two countries should increase even more.

The Turkish president is set to attend Wednesday’s opening ceremony of the Dakar Olympic Stadium, which was constructed by a Turkish company.

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Erdogan, who set out on Sunday for the tour, will also visit the Democratic Republic of the Congo and Guinea-Bissau.

In Dakar, the Turkish president noted that the 3rd Turkey-Africa Partnership Summit, held in Istanbul in December, set out a roadmap in Turkish relations with Africa for 2022 to 2026.

Leaders from more than a dozen African countries attended the summit, highlighting Turkey’s expanding influence on the continent.

Since its 2019 intervention in the Libyan civil war, Istanbul has steadily expanded its African footprint as it seeks to replace Western influence on the continent.

The European Union has sought to counter both Turkish and Chinese influence, positioning itself as “Africa’s partner of choice” during a summit with the African Union earlier this month.

“The European Union is the first trading partner and the first investor in Africa,” Ursula von der Leyen, president of the European Commission, said after the two-day summit, which drew to a close on February 18. “Indeed, we need a stronger partnership between us.”

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AFRICA

Tanzania: President Samia says Russia/Ukraine tension an opportunity for gas sales

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Speaking to The Africa Report in an exclusive interview, the President of Tanzania underlines efforts the country is making to secure new energy markets – and says that tensions provoked by Russian aggression in Ukraine is helping to generate European interest in Tanzania’s gas.

“We are looking for markets wherever”, President Samia Suluhu Hassan says. “Whether Africa or Europe or America, we are looking for markets. And fortunately we are working with companies from Europe. Total Energies for example is working in Tanzania.”

Tanzania’s gas reserves are estimated to be Africa’s sixth largest.

“We have three major points: Kilwa, Songo Songo and Mnazi in the south of Tanzania, and we have a deposit of about 57 trillion cubic feet”, says President Samia. “We believe we have other deposits in some other areas of the country. ”

The annexation of two Ukraine provinces by Russia on 21 February has sharpened the question of European energy supplies. Currently Russian gas makes up around 35% of Europe’s gas imports.

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