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How to send money abroad 6 easy ways

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how to send money abroad internationally

Sending money abroad has been made easier than before, Their are people who wish they know How to send money abroad to relatives or friends living abroad with the advancement and development in today’s world sending money abroad have been made more easier and faster than it was before.

Below are 6 easy ways on How to send money abroad:

wise logo

1. Wise

Wise formally know as Transferwise is a fintech firm based in London and they are available worldwide, they are known to be one of the cheapest means to send money abroad internationally. In a ratio of 10, 9 people would prefer to use wise cause of Their fast time track, security, never monthly fees, and no minimum balance needed.

Advantages of Using wise

  1. Wise make use of real time exchange rate meaning the same rates that Google and other sources provide is what Wise use no delay of any kind.
  2. It is more cheaper than using banks to send money abroad or any other means out there.
  3. Wise is secured, licenced, and regulated.
  4. Over 3 million people uses Wise.

How to send money with Wise

Follow these steps to send money abroad internationally:

1. Create an account with wise:

  • To start you need to create an account by visiting their website click here to create an account with wise.
  • Creating an account with wise is Free and doesn’t have any hidden charges. The receiver does not need to have an account with wise to receive the sent money.
  • Verification is needed sometimes, it is easy to do and if you are asked for verification it takes a maximum of 2 days period.
  • You can register an account with wise as a Person you can also add your business if you wish.

2. Fill in the receiver details:

  •  After creating an account with wise and ready to send money abroad, you need to enter the details of the receiver. Money can be sent to friends, family, business partners, or even yourself if you are travelling abroad with wise.
  • Enter correctly your account number and other details. Your receiver do not need to have a Wise account to receive the money abroad.

3. Pay for the Transfer:

  •  After filling in the recipient details, you need to pay the transfer money, which is very easy to do. This can be paid through a debit or credit card you can also pay through a local bank transfer. They are multiple payment options widely available depends on where you are sending From.
  • It is better to pay with a credit or debit card as bank transfer would take more time for verification this is if you want to send the money quickly.

4. Enjoy:

  • After doing the above your payment is ready to get sent. If the recipient email is provided they would receive an email immediately concerning the transfer.

If you want to send money abroad with wise you can create an account here.

Wise is one of the easiest, fastest and cheapest ways to send money abroad and anyplace in the world.

2. Paypal

PayPal is one of the World most used online payment Platforms, used by businesses and individuals to send and receive money across the globe. It is used by over 100 million people regularly. You can also use PayPal to send money abroad to friends, business partners and relatives. Creating a PayPal account is very easy to do.

Advantages of using PayPal:

  •  The recipient would have access to use PayPal for shopping online without redrawing the funds.
  •  Using PayPal to send money to friends and family is cost free.
  • Interface is straightforward and easy to use.
  • Your bank, debit and credit card details are well encrypted and high level of security to help prevent fraud.

How to send money with PayPal

1. Create an account

 To create an account with PayPal is very easy go to PayPal or download the PayPal app from Playstore or Appstore and click on the signup option. If you are new to PayPal you are required to Fill in the details correctly and link your payment method before you can send money abroad. if you have PayPal before click on the sign-in option.

2. Add Money to your PayPal account

To add money to your PayPal from your bank account you need to have a PayPal cash account, it is totally free.

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To add money using your bank account you need to first request for Paypal cash card. You would be sent a PayPal cash card if details are correctly filled in.

Once you received your PayPal Cash card you can add funds to your PayPal cash card plus with just using your PayPal cash card in any of the retail shops located worldwide.

Once done, sign in to the PayPal app or Website click on the wallet option, select the transfer money option and add the money to your balance, select your bank and input the amount of money you want to send, same goes for the Apps. It usually takes 3-4 days do the money to get formed.

Benefits of using a PayPal cash card

  1.  you can make purchases online using your funds in your PayPal wallet, make purchases in physical stores and anywhere where the MasterCard is used.
  2. You can redraw money from your PayPal wallet balance from any MoneyPass ATM worldwide with no fees.
  3.  Protection from unauthorized payment sent from your PayPal account.
  4.  No monthly fees for maintenance is charged.
  5. You can signup to PayPal account here.

payoneer logo

3. Payoneer

Payoneer is a finance company that provides an easy way to send and receive money from anywhere in the world. They have over 10 million daily users. Payoneer has proven to be one of the top finance companies to use to send money abroad.

Advantages of Using Payoneer

  1.  Provide a quick and easy payment system to use.
  2. Have coverage to 200 countries.
  3. Schedule payments to more than 50 people at a time.
  4. Good customer care.

How to send money with Payoneer

1. Create an account with Payoneer: to create an account click here to signup for Payoneer. Ensure you fill in all your details required Such as attaching your government issued card it could be a passport or national identity card.

2. Once you have completed the registration, you will receive a mail that your card would be delivered. Once you have received the card, you have to activate it and you can now receive or send money anywhere in the world.

3. To start sending money you have to input your local account details and link them to Payoneer.

4. Note that Payoneer charges an annual service fee of $30.

You can start Creating your Payoneer account here.

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moneygram

4. MoneyGram

 Moneygram is an international finance company based in the United States, they allow you to send money abroad directly to the recipient’s bank account or recipients mobile wallet in selected Countries.

Advantages of using MoneyGram

1. Is the World second largest Money transfer company in the world.

2. Allows money to be sent directly to the recipient bank account.

3. You have huge options to send the money online, using their agent around the world, or with partner banks.

4. Fees vary depends on your location, amount and country.

How to send money with MoneyGram

Before sending money using MoneyGram they are some required information to provide.

1. issued ID by the government such as drivers license and passport.

2. You need to use the recipient issued name that matches the recipient identification.

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3. Recipient location should be provided.

4. Money to be sent to the bank require the recipient bank account and name.

5. If the recipient uses a mobile wallet, it requires the mobile number of the recipient.

One’s you have the above information you should find a local MoneyGram agent near you or a partner bank.

Complete your transactions with the desired agents, give the agent the money to be sent, and all the transfer fees. The transfer fee varies.

One’s done notify the recipient, and save your receipts, share the number of the reference with the recipient for easy pickup. If you are using a bank transfer method, recipient’s would receive money in their bank account directly.

western union logo

5. Western Union

Western Union is one of the safest and oldest finance companies to send and receive money from around the world and abroad. The sender can send money internationally to any recipient.

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Advantages of Western Union

1. Easy way to send money abroad.

2. No hidden charges, with the Western Union you can keep track of the charges and fees.

3. You can repeatedly send money abroad to the same recipient once you have input the person’s details previously.

4. Western Union is Universally accepted.

How to send money with Western Union

To send money abroad with Western Union you have 4 methods in person, online, through phone calls or the western Union mobile app. You can send a minimum of £1000 in 1-2 months before identity verification would be asked.

1. You can visit their website to carry out transactions online visit here, or visit the Western Union branch near you.

2. Verify the name and address of the recipient, this is important so you know the city to send the money to, and make sure you use the name used in their ID as this would be used for verification of fund to the Right recipient.

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3. Choose your preferred method for the transaction. You can send money through Western Union by Cash by visiting the Western Union branch near you or you can make use of a credit or debit card for bank to bank transactions, fees may vary depending on the bank card used

4. If you are using a bank to bank, you need the recipient bank account details such as International Bank Account Number, Bank Identifier Code and any needed details depends on the country you are sending to.

5. Save the MTCN details as it contains the tracking number and the recipient would be required to give these details to receive the money.

6. To send money abroad using the Western Union Website you have to visit their website to create an account, pay online and ensure you save the MTCN details you would be Given as this would be the tracking code for the recipient to receive the money.

7. To send money via phone call you have to call the Western Union agent and provide the necessary needed information of the recipient and you have to pay with a debit card or credit card.

8. MTCN details would be given and you have to save it to use the recipient to keep track of the money and collect it.

9. If you are using the Western Union app the mobile app is available on Android and iOS.

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xoom logo

6. Xoom

Xoom is a money transfer firm founded by PayPal that allows you to send money to your friends and loves ones abroad. Usually, money transfers are only allowed if you want to move your money from the US, UK, Europe, and Canada to over 130 countries across the world.

 One thing that set Xoom apart from other money transfer service provider is the recipient do not need to have a bank account as the money can be delivered as a cash payout, home delivery, Bank transfer and Topup ( depending o the location of the recipient).

Advantages of using Xoom

1. Money to be transferred can be funded by credit card, debit card, and bank transfer.

2. You can pay bills to your loved ones who reside in Colombia, Dominican Republic, Costa Rica, Honduras, Jamaica, Mexico, Panama, Nicaragua and other supported countries.

3. Support is available in Arabic, English, Spanish, French, and Italian.

4. Xoom transfers are Fast, as funds can reach the recipient location within minutes but it would cause you more.

How to send money abroad with Xoom

Xoom currently supports only the US, UK, Europe, and Canada to send money. While it supports other 100 Countries to send money. see the checklist of supported Countries here.

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To start sending money abroad with Xoom you need to do the following:

1. Create an account with Xoom on their website or sign up on their iOS or Android app.

2. You have to fill in your basic information correctly.

3. You have to verify your email address and your ID to start using your account.

4. Connect your bank account with your debit and credit card. Then you are good to go.

Caution

Always be sure of who you are sending money to and avoid any mistakes.

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Do not disclose your activities to someone you cannot trust.

The transaction method varies from country to country as some countries restrict some setten method of sending money abroad. 

Also, read How to Register a Business Name in Nigeria

 

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BUSINESS

Top 5 Political Campaigns in Nigeria

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The elections are here again and with the elections in full swing, things are heating up. Awesome ampaign agencies internationally such as Brand Envoy Africa, impact politics, Anttention Media have done amazing work that helped secure political positions for candidates and winning over the electorate.

Let’s take a peep down memory lane into the top 5 political campaigns we’ve seen (or read about) in Nigeria since the 1950’s.

1. Moshood Kashimawo Olawale Abiola, SDP 1993

Top 5 Political Campaigns in NigeriaThat year’s election is still regarded in many quarters as perhaps the freest and fairest election Nigeria has ever had. Chief Abiola campaigned on the slogan Hope ’93 and smarting from the Structural Adjustment Policy, SAP, of the Babangida regime that had sapped many Nigerians economically, Chief Abiola’s message rang a bell especially with that memorable jingle. The result was a resounding vote for the Social Democratic Party candidate.

2. Goodluck Ebele Jonathan, PDP 2011/2015

Top 5 Political Campaigns in NigeriaGEJ’s presidential campaign in 2011 was a big hit Promising a breath of fresh air, he played the role of the underdog to a hilt especially with that famous line “I had no shoes”. The African campaign agency “Brand Envoy Africa played a key role. His message resonated with the Nigerian masses as they lapped up to him. He gave many hope that ordinary people could rise to the top in Nigeria, he became the poster boy for the new Nigerian dream and despite some irregularities in the elections, he won. The rest as they say is history.

3. Peter Ayodele Fayose, 2014

Top 5 Political Campaigns in NigeriaImpeached in 2006 on charges of corruption, Governor Fayose was back in power in 2014, defeating the cerebral Kayode Fayemi in the process. Although his campaign didn’t have any clearly defined message, Fayose endeared himself to the electorates with a good mix of populist tokenism (or stomach infrastructure as he called it) and street smart. While his opponents hit it big on social media, Fayose ate pounded yam and drank palmwine with the ‘real’ voters and for all his troubles, he beat the incumbent in all the 16 local government areas of the state.

4. Babatunde Raji Fashola, ACN 2011

Top 5 Political Campaigns in NigeriaIn 2010, BRF as he’s popularly known was contesting to be re-elected as governor of Lagos, Nigeria’s economic nerve center and on the basis of his performance in his first term, his candidature was quite popular with the electorates. However, the SAN with a sound mind gave nothing to chance as he went all out, campaigning on the platform of continuity…’BRF is working’ his posters screamed. The result was a landslide victory at the polls, leaving the People’s Democratic Party candidate far behind in a cloud of dust.

5. Obafemi Jeremiah Oyeniyi Awolowo, AG 1959

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Top 5 Political Campaigns in NigeriaChief Awolowo’s Action Group was at the time regarded to have been the best organised political party in Nigeria with a clearly defined ideology and manifesto and he ran an equally efficient campaign in that year’s elections. Awo traversed the length and breadth of the nation in helicopters, reaching out to the commoners with a promise of improved welfare, free education and health as espoused by his political party. Although Awo’s party couldn’t secure enough votes beyond the western region to have enabled him become Nigeria’s first prime minister, his campaign was undoubtedly innovative and far ahead of its time. Some other time, some other clime perhaps history would have been different.

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Workplace Extramarital Office Affairs: How To End It maybe retain your job

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Workplace extramarital office affairs are more rampant than we think. In a work environment, sharing accomplishments, risk and intensity can open up new levels of intimacy between colleagues. The long hours put in at the office in close proximity with that colleague does not help either. If these situations aren’t handled properly it could trigger the budding of a work-place affair.

Office Extramarital Affair Facts You Should Know…

After understudying workplace affairs for a period, a pattern began to emerge. Facts that I believe everyone currently involved in or romanticizing with the idea of kicking off an office affair should know.

  • 39% of workers had relationships in the office at least once
  • 35% have kept office affairs hidden and tried to sort it out even though they knew it affected their work
  • 24% are attracted to someone of the opposite sex who had similar jobs
  • Office Affairs were most common  in the following sectors: Banking & Finance, Hospitality & Leisure, Information Technology, Healthcare, Media/Entertainment and Business Service

Only about 17% of these affairs end in marriage. The other 83% ends in personal, marital and professional problems with far reaching consequences that would be discussed in the real world by ex-colleagues many years later (when they see you). The decision to either continue with or end an extramarital office affair is something I totally leave up to you. However this article is for the latter group. The hardest part about having a workplace affair is seeing each other after you have decided to end things with an affair partner. However its not a totally lost cause because there are basic steps you could take to begin correcting this mess.

After being blessed enough to sit with individuals going through the issues associated with an office affair, i am going to give you the quickest way to end an office affair and MAYBE still get to keep your job.

Cut Down The Time Spent Together

You need to start creating some distance between yourself and this affair partner. What you will achieve with this is to gradually bring back the correct work ambience you both enjoyed before the fall (sorry, before the affair began). This is the point you need to start bringing food to the office so you don’t need to go to lunch together. When a task has been completed take your belongings and leave. When you end things quick, that is what is considered a real ending. These measures help you quickly bury the relationship. You know everywhere both of you used to bump into each other? the backroom, the cafeteria please avoid all those places when you know they would be there.

Do not expect that these evasion tact’s of yours would be welcome with an understanding nod. Harassment or blackmail might become something they resort to in a bid to get back at you for stopping something made in heaven and breaking their already broken heart. Your job at this point is to quietly gather all the messages, record conversations, take screenshots and then taking it to the company’s HR department. At this point, if your ex-affair partner is a drama king/queen who does not mind losing their job as long as they take you down with them, you have to make a quick decision to either get a new job or get transferred to another department/team. If their job is still important to them then you have to let them understand that your lawyer already has the fact file gathered and one other bleep from them would have you filing a harassment lawsuit.

 

Do Not Beat Around The Subject

Now you have done a good job at avoiding them but somehow they managed to corner you and want an explanation to what is happening. Directly tell them you are done. Do not say it in a way that makes them believe there is still hope of rekindling things with you. Inform them you want to work on your marriage and clearly state that you do not want them contacting you. This saves you loads of texts, chats, emails or phone calls on the subject. At this point, if your spouse has found out about this affair a well written break-up letter will help them stay in the loop on how things are going and shows your seriousness towards ending the affair.

Do not Allow Them Contact You Again (discard every memorabilia)

When you are having an affair Adrenaline and serotonin are two basic hormones pumping through your veins. One takes care of the pleasure and the other handles the edgy feel. This is somewhat similar to what keeps an addict constantly in a loop. This is the point you must inform your spouse that they tried to initiate contact. Having an accountability partner works at this point. If your spouse is not aware simply get a professional therapist bound by client confidentiality agreements to help you navigate this period. This is the point you limit contact via phone, personal email, social networks or otherwise, and also blocking future messages. If they got you anything burn it or give it away. This steps will help you break the urge to want to go back.

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Sort Out What’s Missing in Your Marriage

Now that you have been able to cut yourself off and maintain the discipline to sustain those decisions of yours, this is the time to work on your marriage with your spouse. My workbook on Affair recovery could help at this point because the thing your partner wants to know is not “How sorry you are”. They first want you to answer the question why. The time for apologies will come but its not the main thing. Communication must be worked on reflections around what you did wrong must happen. Then seek out a professional marriage therapist around you to assist the both of you at this point. If your partner on the other hand is not aware of the affair , then you have to make the big decision of informing your partner about what you did or not. If you finally decide not to tell your partner you have to be sure the reasons behind that decision is properly vetted because if it isn’t that could become the springboard for another affair.

Research has shown that when you confess to having had an affair a third of many relationships survive infidelity but when you have been caught it’s usually harder rebuilding trust and getting to the point of forgiveness.

To anyone out there struggling with similar issues my general advice is always this. If you feel an attraction to someone in your office, consider a transfer to a different department, a different position, or maybe you should quit. No job is more valuable than your marriage. Being honest with yourself is the first starting point. If you’re dressing real nice to catch the attention of a co-worker, you better stop before you lose it totally. Hanging around the office common areas hoping to bump into that person does not help either. Not only is it cheap especially if its just a fling for the other person its just downright wrong. If your spouse was there you would definitely not be doing all of that. That is your first boundary. Secondly if there are issues with you and your spouse and maybe you feel a bit justified doing what you’re doing, then use a spiritual boundary, If God was in front of you, would you be doing this? If this does not stop you either then my brother, my sister i drop my case. Whatever you have to hide or lie about, don’t do it at all.

This may not have been the most exciting of articles especially if you are caught up in a situation-ship as they call it at you workplace. However i just told you everything you need to help you navigate this affair and come out clean without losing your job or your home. If you’d like to let us know how this went for you, feel free to contact us via email.

Written by Obike Temple.
Temple Obike is a licensed marriage and family therapist, speaker, author and psychotherapist who has counseled over one thousand, two hundred clients comprising of couples, individuals, abuse victims (substance, physical, emotional and sexual) and grief-stricken clients. With over 70,000 in-counseling minutes (1,000+ hours) accrued in practice.
He runs his private psychotherapy & counseling practice out of Lagos, Nigeria and has counseling centers in Abuja and Port-Harcourt. His practice also provides options for both online and on-site services. His private practice has positively empowered lives through his online counseling, podcasts, free advisory services and free online materials.  
Readership of his articles also receive a growing number of visitors alongside subscriptions to his email newsletter at templeobike.com. His passion for empowering and uncovering the secrets to lifelong marriages and personal development led to his new book titled “Soul Bodega” available on amazon and across other online and traditional stores. Never give up on yourself! You are a journey happening through various destinations. Follow us on Facebook, Instagram, LinkedIn, and visit our website for more info!

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BUSINESS

20 Things You Can Export From Nigeria and Make Dollars

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Finding the right type of business to start up is one of the most difficult things many people have to face. As a result, 9 out of 10 businesses fail in 10 years, and most of the last ones standing do not survive the next 10 years that follow.

The same applies to finding the right type of commodity to export.

The export business in its own right is a highly lucrative business to venture into, but determining the right type of commodity to export depending on the profit margins you’re targeting can sometimes be a problem.

While some exporters are okay with netting profit margins of between 10-30% per non-oil transactions, many others are uncomfortable with that, especially as an export cycle in a country like Nigeria is about 45 days, and so, would want to make the most of the time and possibly make up to or more than 100% profit on the commodity exported.

If you’re looking for high-margin commodities that can take your export business from 0 to 100 in 45 days, here are 2 hot-selling commodities that you can export to make up to or more than 100% profits on every sale:

1. Ginger

Ginger is one of the most traded spices in the world which Nigeria happens to be among the largest producers. Why we are not exporting ginger in large quantity is beyond me. You can start a Trans-Sahara or Trans-Atlantic trade with this goods and be making dollars on regular basis. Garlic is also on top of the list of items you can export from Nigeria.

2. Palm Kernel Oil

Palm Kernel oil is the oil extracted from the pulp of palm fruit which is different from palm oil. Palm Kernel Oil is used for the manufacturing of various cosmetics, pharmaceutical products and confectioneries. The uses of this oil is broad and the mineral contents are said to be rich in protein for various uses. Nigeria has it quantum and makes dollars exporting it to other countries of the world.

3. Textiles and Garments

This industry alone generates close to $32bn as revenue from export from Nigeria. It is also a fact that unlike other products that battles with high strict rules of tests, Nigeria’s textiles enjoy duty free passage into United States where it has the largest market in the world because of its unique designs, ethnic African designs and quality.

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4. Cocoa Butter

This is the real sources of chocolates of all types. The fruits of Cocoa is used for the production of various skin care products, health products, and pharmaceutical products. The demand for Cocoa is very high in both America and UK and that is why cocoa farming is very essential in Nigeria.

5. Gallstone

This is a clay-like solid substance gotten from the gallbladder of matured cow and oxen. The size could be as big as chicken egg. Gallstone is a hotcake for foreign pharmaceuticals because they use it for medical purposes. If you could lay your hand a good quantity of well dried gallstone about 100g that is well packaged, ready buyers are waiting for it in either Asia or America.

6. Rubber

Nigeria has put in place proper Central Testing Laboratories to ensure that only certified products leave the country to Europe and America. Nigeria happens to be a significant producer of Rubber in Africa. A cubit meter of fine quality rubber goes for between $400 and $600 presently because of the instability of dollar rate in the market.

7. Sesame Seed

This may sound a bit strange if you are not from the area where it is produced in the country. Sesame seed can be found in quantity in places like Benue and Jigawa states in Nigeria. This product ranks second to cocoa in terms of export volume and foreign exchange earnings. Nigeria is the 5th largest producer of this commodity and shipping it into foreign countries brings dollars exchange.

8. Honey

Pure honey is another export commodity from Nigeria to other countries. Presently, a kilogram of honey costs above $150 in the international markets. Pure natural honey contains trace enzymes as sugar, mineral, vitamins and amino acids. A litre of honey can fetch good dollars in the foreign market.

9. Shrimps

The Niger Delta region in Nigeria is blessed with rich organic deposits of Shrimps. The demands for Shrimps is high in countries like Portugal, France, Belgium, Spain, and USA.

10. Garlic

Garlic is a cash crop which is grown under irrigation by farmers in the Savanna areas in Nigeria. With internationally certified good quantities of garlic, you are sure of foreign hard currencies.

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11. Yam Tubers

Nigeria is presently the highest producers of yam. In 2009 alone, yam export accounted for about US$450 million exchange. But due to low quality, it is saddening to know that the country is not maximizing its export potentials of this products. So there is need for prospective exporters of yam to foreign countries to adhere to quality regulations that is guarding the process. Yam farmers must take this into consideration and tap from this opportunity.

12. Charcoal

This is at the fore front in the international market. This product which is produced in good quantity in Nigeria with now perfected technology, has about 50% ROI.Even an individual can own a charcoal production outfit and have exporters shipping it for him. A large market for charcoal exists in ASIA, EU, and USA. A tonne of this product goes for about $1000.

13. Cotton

This sector recently received a boost from the National Cotton Association of Nigeria (NACOTAN) of N33 million to rehabilitate it. Cotton is the most natural sources of fiber and it is in demand internationally.

14. Cassava Flour

We already know that Cassava is food for all in Nigeria because of various methods of preparing it. There is need for this in the foreign markets as well. The demand for well processed cassava flour is increasing both in Europe, Middle East and in America.

15. Cashew Nuts

Almost every part of the country has the potential to produce this international commodity. Great quantity of unprocessed raw cashew nuts are exported to India, Brazil and Vietnam where they are processed into kernels and moved to the Northern America and Europe where they are sold for about $2 per pound. The demand is on the increase from these consuming countries.

16. Snail

If you can produce snails in good quantity, there is a ready market for you. Snails are hotcake in European and America. The good thing about this is that it is very easy to rear as it produces rapidly with close to nothing in expenditure for feeding.

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17. Chili Pepper

Nigeria is blessed with good weather which supports the proper growths and production of the internationally accepted pepper. If you can grow and source for the export opportunity, you are sure to get it.

18. Fruit Juice

It may sound somewhat strange to many that Nigeria provide export opportunity for fruit juice concentrates. Yes, we have it because Nigeria can boast of so many naturally grown fruits all over the country which provides the best of fruit juice products of great quality. The opportunity for Nigerian fruits concentrate export is huge in USA.

19. Poultry

Forget about the facts that some greedy Nigerians go about smuggling chicken into the country. When we talk about poultry, it involves all domestic birds, egg or meat.

Nigeria poultry farm products are still highly needed both within Africa and Western countries because Nigerian weather conditions for poultry farming still remains the best. Poultry products export from Nigeria is an avenue that is still highly untapped.

20. Cosmetics and Soap

Nigeria has grown in this very important area but the only challenge that is holding us back is procurement of good technology to produce cosmetics in great quantity to compete favorably with other developed countries.

Soap making, which extends to other toiletries, laundries and so on are already export opportunity waiting to be invested in. Nigerian cosmetics products can be exported to other African countries where they are badly needed.

Nigeria has big market in soap industry already which other neighboring countries travels thousands of kilometers to get in big quantities to sell in their countries for good profits. If that area is properly looked into, the investment opportunity there are still virgin. If well harnessed, could mean a huge opportunity for foreign exchange. This exchange will further improve the underused avenues of cosmetics and soap industry in the country.

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If the exporters from Nigeria could strictly follow the rules guiding export, more avenues can be opened up for others who are aspiring to join in making export from Nigeria available to other countries around the world.

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STRIKE: NAFDAC may lose WHO maturity level 3, ISO certifications

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Following the ongoing strike action embarked upon by the Medical and Health Workers Union of Nigeria (MHWUN), National Agency for Food and Drug Administration and Control (NAFDAC) branch, almost three weeks ago, the agency may lose all the certifications it got from the World Health Organisation (WHO) and other global bodies, The AUTHORITY has learnt.

It would be recalled that MHWUN NAFDAC branch began an indefinite strike on Wednesday, June 22, 2022, for many reasons including welfare. It would also be recalled that NAFDAC staff went on strike in 2014, 2015 and 2016 on the same issues.

NAFDAC achieved the ISO 9001 in June 2019, and also got the WHO High Maturity Level 3 in March, 2022.

With the Maturity Level 3 certification, it means that any product produced by NAFDAC will be recognized as meeting the WHO standard globally.

At a recent media briefing in Abuja, the Director General NAFDAC, Prof. Mojisola Adeyeye, disclosed that her agency had since commenced work to attain Maturity Level 4 status.

All these successes, our findings have shown, will go down to the drain due to the ongoing strike embarked upon by the workers of the agency.

Findings from a dependable top source at NAFDAC disclosed that before the WHO and other global bodies gave the ISO certification and the Maturity Level 3, three components were examined and considered before the approval.

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The top source who pleaded anonymity, disclosed that the three components that were considered include one; staff retention and sustainability, two;  staff welfare, three; there must be mentoring.

However, the source expressed concern that following the strike, all the three components can now be considered at zero.

The source explained that because of the prolonged strike: “The staff welfare is zero, staff retention and sustainability is zero and mentoring is zero.

“This strike has really shown that there is no welfare, no retention and sustainability.

“Today if the workers decide to write to the world regulatory bodies, they can withdraw all these approvals and certifications and NAFDAC  will have to start from the scratch.”

Following this development, a reliable source at the Federal Ministry of Health disclosed that the management of the ministry is not satisfied with the actions taken by Director General of the NAFDAC, Prof. Mojisola Adeyeye,  to resolve the issues so that the workers can go back to work.

The source who pleaded not to be named because she is not authorized to talk on the matter said that the ministry is worried that instead of making efforts to resolve the strike, the NAFDAC Director General decided to travel abroad.

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“NAFDAC is a very sensitive agency. Many things in the country including safety of foods and drugs will get bad within this period due to the strike.

“We are concerned that instead of her working day and night to resolve the issues, she decided to stay away. The last time we were looking for her, we were told that she is outside the country. Who is she expecting to go and resolve the issues for her?

“In fact, we are not happy with her. She is lucky that the current minister is a patient person if not that could have cause her that position. But who knows what may happen in the days ahead if she did not sit up,” the source said.

However, speaking with our correspondent on telephone, the Chairman of the MHWUN, NAFDAC branch, Anzuka Peters, said that the union tried to ensure that the strike is averted but that the management was not willing to resolve the issues.

Responding to a question on some of the issues under contention, Peters said: “One of the reasons why we are on strike is that we have promotion areas of five years including 2018, 2019, 2020, 2021 and now 2022.

“Secondly is the issue of salaries. NAFDAC workers currently have no salary scale. They migrated us from Consolidated Health Salary Structure (CONHESS) to Research and Allied Salary Structure (CONRASS) which is alien to NAFDAC. NAFDAC  is not a research institute. “That makes many workers to loose over N100,000 to N200,000. Others N50,000 depending on one’s rank. The least some people lose is 30,000 naira. That problem has not been solved.

“The federal government said they are ready to implement our Consolidated NAFDAC salary structure but that there was no money.

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“They therefore, advised us to go and look inward in our revenue whether we can get some allowances that will be in commensurate terms with the salary we are asking for.

“We sat and created regulatory allowance, hazard allowance which we increased from 10 per cent to 30 per cent and other allowances which we arrived at a conclusion and we all agreed. But the management seems not ready to implement any agreement.”

Responding on the possibility of losing the WHO certifications and the Maturity Level 3 due to the strike action, the NAFDAC Media Consultant, Sayo Akintola, said that the WHO Team that conducted the assessment using its  Global Benchmarking Tools that qualified NAFDAC for Maturity Level 3 commended the agency on the significant progress in the implementation of recommendations across the regulatory functions.

According to him: “Staff welfare was a key  WHO-GBT used in assessing NAFDAC. The ML3 rating for Nigeria is for medicines regulation and  vaccines.

“It’s impossible for the certification to be withdrawn over workers’ strike. Worker agitation for improved welfare is a global phenomenon.  It’s a legitimate demand and management of NAFDAC is on top of the situation as negotiations with the union leaders are ongoing and they are making progress.

“Staff welfare has been paramount on the heart of the DG and she’s doing everything humanly possible to enhance the welfare of her staff whom she always commends for the milestones she has been able to achieve in the agency.”

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