BUSINESS
How To Register A Business Name In Nigeria online By Yourself
Getting your business name registered can be expensive most especially when you are using a third party agent. In this article am going to show you ways How To Register A Business Name In Nigeria Online by yourself.
Before we drive in they are many reasons why you should register your business name with the Corporate Affairs Commission (CAC) of Nigeria. Except being recognized as a legal entity, you have so many other benefits which I would unfold below:
Benefits Of Registering Your Business Name in Nigeria with CAC
They are lot of benefit on why you should register your business name in Nigeria with CAC, below are the following reason why you should:
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1. Your Business would be recognized as a legal entity
What this means is that whatever causes your business may have done you would not be affected by it. This simply means if any industrial accident occurs leading to property damage or lost, you would not be held accountable for it as the business owner even if a petition is been sent.
But for business owners who have not registered their business name, would be greatly affected by any problem that arises during their business days.
2. Have access to loan Services
Registering your business name with the CAC gives you the opportunity to obtain loans from banks and also receive government loans.
Without Registering your business name financial institutions may not grant you loans or government grants so in other to benefits from these loans you need proof of business ownership which is obtained from registering your business name with CAC whereby you would be given a certificate of ownership.
3. Can Open Corporate Bank Account
Getting your business name registered to give you the opportunity to open a corporate bank account. As some customers may not feel alright paying to your personal bank account.
Using a corporate bank account increases your business credibility. This helps you to open a separate bank account with your business name which is registered.
If your business name is not registered you can’t open a corporate bank account which limits your business.
4. Access to Online Payment Integration
When you are selling services or products online that require buyers to make a deposit using an online payment system such as Paystack. You are mostly required to submit your business certification of incorporation which is obtained after registering your business name to enjoy the full benefits which if you don’t have you may not enjoy the services fully or have some limitations.
5. Social Media Business Account Verification
Verifying your business account on Facebook or any other social media requires you to submit your business certification of incorporation obtained by registering your name. This verification can help you gain strong social credibility and help keep your business account separate from other business accounts that have little difference with your business name.
In Facebook or Twitter for instance you would receive a blue thick mark after verifying your business profile which one of the requirements is to submit your business certification of incorporation.
People often trust businesses on social media which have a blue tick mark as it shows they have gone into a long process of getting their business verified.
6. Winning Government Contracts
Getting your business name registered gives you the opportunity to win and bid for government contracts.
This is a number one requirement before securing any Government Contracts. Playing deaf ears to this could make your business ineligible to bid or win Government Contracts.
So what are you waiting for grab the opportunity Now and follow this step by step guide on How To Register A Business Name In Nigeria By Yourself.
They are many benefits you can get from registering your business name with CAC. So let drive into the step by step guide on how to register a business name in Nigeria online by yourself.
How Much to Register a Business Name in Nigeria
The cost of registering a business name in Nigeria varies and depends if you are using third parties such as agents or lawyers. This can make you spend more money than the official price of Registering your business in Nigeria.
If you can register your business name by yourself it would be easier for you to determine the price. Which you would be guided step by step on how to register a business name online in Nigeria by yourself without any added fees or pay extra fees.
The Corporate affairs commission of Nigeria has official prices of registering your business name on their official website.
Price for the application forms
The price for the application form is ₦500.00.
They are there (3) form obtainable to register your business and company in CAC these includes:
- Form application for company registration
- Form application for business name registration
- Form application for incorporated trustee registration
The form needed to register your business name is the Form application for company registration and the Form application for company registration. Others go for big businesses. As a new business, all you need to pay Is ₦10,000.00 you can pay more if the need arises.
Requirements To Register Your Business Name In Nigeria
In 2020 the Company Allied and Matters Act (CAMA) where amend and a lot of requirements have been developed to register a business today in Nigeria which is:
- In other to register a business you must be at least 18 years except if you have 2 olders shareholders in the business.
- You must propose at least two names for the business name registration.
- Your business objective must be started and must have one.
- Business Names that are already registered can’t be registered again and also business names related to government agencies would not be registered.
- The type of business you want to register must be stated it could be a private limited company, private unlimited company or a company limited by guarantee.
- The company must have a verified physical location address.
- If your business has a partner the share capital of each of the partners must be started.
- To register your business name you must have identification such as a voters card, driver license or international passport to register your Business.
- In the old Company, Allied and Matters Act before any business must register the minimum partner was 2 persons. But the current Company Allied and Matters Act have made it possible for a single individual to Register his or her business. This is to encourage Small business owners around the country so that their business can grow.
How To Register A Business Name In Nigeria online By Yourself
Steps on how to register a business name in Nigeria online by yourself online
You can register your business online using the CAC official website which I would carefully guide you on.
And this gives you the advantage to avoid travelling to a nearby CAC office to register your business while you can do it at the comfort of your home.
The CAC has laughed a website where you can easily register your business online instead of visiting the CAC office for registration. Below are the steps to take:
1. Name Your Business
Naming is an important step to take towards registering your business, you should have a business name that represents your business. The CAC law allows you to create 2 minimum names for your business in which one would be chosen. This is done so if the other name is taken you can go with the other name.
When naming your business it is important you choose wisely if you are consulting naming services like
or think wisely if you are naming your business by yourself.
It is important your business name meet the niche business you are Registering this would also help you in Branding and marketing.
For example, if you look at the concept from these brands, Opay, Shoprite, Paystack you’ll observe that these brand names represent what their business is all about.
So you should consider naming your business according to your niches.
This would make your business name search engine friendly and recognisable.
2. Verify your Chosen Business Name
Verifying if your business is unique and not used elsewhere would help make your business name unique and help you get smooth registration on the CAC website.
To check your desired business name availability you can search the business name you have chosen on the CAC search Portal to see if your Chosen Business Name has been taken or not.
How To Check Your Business Name availability On The CACC Public Search Portal
To check your business name availability on the CACC public Search Portal type in your desired name for your business.
Which will state if the business is available or not.
If your business is not available and used by another company the information of the company would show. Which means that you can’t use the same because two different business can’t use the same name.
If your business name has been taken it has best to look for another name that is not taken and proceed to the next step.
3. Create an account on the CAC website
By creating an account allows you to register your business name online with the CAC website online.
To create an account on CAC sign up here. Or visit https://pre.cac.gov.ng/register
After clicking on the signup link you would be presented with a form to fill. which would request your personal information, which must fill to proceed to the next step.
Take note the email address you provided would be used to send a confirmation mail to you. So ensure you fill in the correct details to avoid any issue with registration.
Once you have successfully confirmed your registration through the email sent to your email address. You would be pointed with a successful congratulation message from there you can then proceed to the next step.
4. Reverse your Business Name
To reserve your business name select the reservation option on the dashboard through the menu bar.
Once the menu has load click on the New name reservation option.
After clicking on the new page you would be redirected to a page where you will be given instructions to fill such as:
- Choosing your business name and the type of your business.
- Listing your business objectives.
- Listing your presenter details.
- Reviewing your application.
- Making the payment.
- Choosing your business name and the type of your business
For choosing your business “Name and Type”, check the image below and fill the form.
Make sure you read the instructions above the form before filling the form.
Once you have filled the form you can proceed to the next step Listing your business objectives.
Listing your business objectives
You are required to list your business objectives. On the list select the option that is most suitable for your business.
After that, you will be given a box where you will type short details describing your business.
Furthermore, you can now proceed to the next step.
List your presenter Details
The presenter details contain the information of the business owner or owners.
Ensure you cross-check the presenter details you have filled in.
Reviewing your application
This displays all the information you have filled in so far in respect to your application, including your:
Company information
Business Objectives
Presenter information
If you found any mistake you easily change it by selecting the tab where the information is and correct the mistake.
So if your information has been corrected or mistake you can now proceed to the next step and make payment.
Making Payment
The price for reservation of a business name is ₦500.
To make the payment, you are expected to use the Remita payment option by selecting the Remita button below.
After this, you’ll be redirected to the payment page of Remita automatically to make your payment.
After you had made the payment successfully, the application for your business name or company name reservation would be submitted for approval.
Take note after summiting your application you have 60days periods to reserve your business if not you would have to start again.
Generate Your Payment Receipt
After you have successfully completed the payment you are required to print out the receipt. This can be done by clicking on the print option on the website. If you have a printer connected you can easily print out the receipt if not you can just take a screenshot of the receipt and take it to a nearby printer and print it.
Take note after you have summited your application for verification. It can take some time to be verified. While waiting you don’t have any other thing to do order than to keep checking if your application is verified.
5. Generate Your Availability Code For Your Business
The availability code is the code that’s used to register your business name. The code is generated by the CAC along with your name approval for your business sent in your email.
All you have to do is to ensure you have received the email and take note of the code and the business name.
6. Registration of your Company
To register your company you need to login into the website of the CAC and select company registration which is found on the menu bar.
You can follow these steps for an easy guide:
Select here or https://pre.cac.gov.ng/login so that you can log in to your CAC account.
Once you have a login to your account, select the “Company Registration” option.
Once you have arrived on the next page you will find the “You have no company registration” option, Select it and Register a company using your availability code.
Input your business availability code in the form where the new company registration is stated.
A result would be shown which will contain your business name and personal information.
You will be needed to fill in this section as the same as registering your business name.
- Your Presenter details
- Your Business details
- Nature of your business
- Required Documents
- Reviewing your application
- Make Payment
Just as you did on the business name Registration you are required to pay with Remita, you also need to generate and print your receipt after making a successful payment.
10,000 naira would be a charge for Registering your business name.
Get your Business Certification
Once you have summited your application you will have to keep checking the CAC website to see if your application has been approved.
When approved an email would be sent to you on where to collect your documents.
This location would be the CAC beach where you chose when registering your company.
Conclusion
Hope this article has helped you on How To Register A Business Name In Nigeria online By Yourself, note that you don’t need to pay extra fees when you are not using third parties follow the step on How To Register A Business Name In Nigeria online By Yourself carefully and your business name registration would be done.
Also, read How to send money abroad 6 easy ways
BUSINESS
100 investment ideas in 2022 you should not miss. Start with Less than $100
100 investment ideas you can begin with less than $100. Have you ever dreamed of starting your own business? What’s holding you back?
If the answer is not having enough money to get started, then here’s some excellent news: You can start countless businesses with less than $100.
People do many odd jobs to pay the bills, and no matter what your skills are, there are ways to put them to work. It doesn’t matter if you’re a handyman or an online marketing expert — you can still make extra money on the side.
Here are 100 business ideas to get you started.

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Direct sales representative
Being a local sales representative for companies like Avon, Mary Kay, and Pampered Chef requires you to spread the word about their products by hosting a party or selling them online. Most starter kits cost around $100 and provide you with everything you need to become a sales rep.

Consulting
If you already have the knowledge or experience in a specific area, such as providing legal advice or showing business how to become more eco-friendly, then you can easily start your own consulting agency. The main costs involved are marketing your business and networking, so invest in a website and business cards. Here is an example consulting guide.
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Senior home companion
In 2016, there were more than 49 million people in the U.S. alone aged 65 years or older. That figure is expected to grow to around 98 million in 2060. That means that there are lot of seniors who looking for someone to keep them company or families looking for advice on how to care for their loved ones.
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Tutor
There are a lot of students who need assistance in every subject, ranging from elementary school to college. If you have this knowledge, then starting your own tutoring service can be an appealing business idea that requires almost no capital. After all, the students already have the learning materials with them.

Freelancing
Whether you’re a writer or web developer, freelancing can be a lucrative business idea that pretty much requires nothing more than your talent, laptop and internet connection. Thanks to the numerous websites that post freelance gigs, you should have no problem starting out. Here is a freelancer guide that will help you every step of the way.
Vlog with YouTube
Since every laptop, tablet, and smartphone comes equipped with a built-in camera, anyone can start creating videos and posting them to YouTube. If you have knowledge you want to share, or are just incredibly charismatic, then you can start profiting from your vlog through ads.
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Auto repair/detailing
If you have a garage, tools and knowledge, then why not start your own auto repair shop? Even if you don’t have a garage, you could start a mobile auto repair business where you go to the broken-down vehicle.
If you like the idea of working with vehicles but you aren’t a mechanic, then consider washing and detailing cars. (I had a former colleague who did this on the side, and eventually, he was able to make this into a full-time gig through word-of-mouth recommendations at work.)

Sharing economy rentals
Thanks to the “sharing economy,” more and more people are opting to rent items instead of purchasing them. You can rent out things ranging from your parking space to your furniture. Try starting with a niche and slowly working your way up. For example, you could start renting out yard equipment like rakes, shovels or leaf blowers. If you don’t already own them, you can purchase them for less than $100.
Managing web design
There are countless sites out there that teach you basic web design. Learn a new skill today. Even if you aren’t a web designer, you could find a designer affordably and still charge less than professional web design firms. They key here is managing the process — most businesses don’t want to do this and are willing to pay.
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Handyman
If you’re able to make minor household repairs, like switching out a broken electrical outlet or sealing a pipe under the kitchen sink, then this is another in-demand business that doesn’t cost much to launch. You could even consider starting out on TaskRabbit, a marketplace platform for small jobs.

Menu planning
Plenty of people are indecisive when it comes to their food. That’s why they’re willing to hire someone to help them plan out their meals. This is a low-cost idea for anyone who enjoys working with food but doesn’t have the resources to prepare and serve it.
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House-sitter/pet-sitter
This idea essentially requires no initial investment. You can start asking your family, friends and neighbors if they need someone to watch their home or pet when they go out of town.
Lawn care
If you have a green thumb, enjoy being outside and have the tools to get started — like a lawnmower, weed-whacker or chainsaw — then this is a no-brainer of a business idea. The only main cost is advertising and marketing your business.

Homemade gourmet foods
Whether if it’s soup mixes, jellies or chocolates, people love gourmet food products. And since you probably already have a kitchen, you just need cooking supplies, packaging and basic marketing materials to get started.
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Professional organizer
We live in a materialistic world, and it’s easy to start getting overwhelmed by all the stuff that’s consuming our homes. Just look at the rising popularity of Marie Kondo. Professional organizers can help people get their homes back in order for no more than $20 or so on classified ads.
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Green cleaning service
Cleaning services are a dime a dozen. You can stand out from the competition by offering a green cleaning service that uses eco-friendly and natural products. You may even be able to make some of them yourself and sell them for extra cash.

Grocery delivery
Some major grocery stores offer delivery services, but not all of them do. There’s a chance your local supermarket doesn’t, either. That’s when you can charge customers to have you go to the store for them and then deliver groceries to their homes.
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Personal concierge
A personal concierge takes care of everything from taking clients to the airport, bringing the dog to the vet or managing schedules. It’s essentially being someone’s personal assistant.
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Creating information products
If you have experience with a specific niche, then you can start selling your knowledge by creating products like eBooks or instructional videos. The cost is usually no more than your time, domain name and web hosting.

Blogging
If you’re familiar with a specific topic, then you can launch a blog where you share your knowledge. You can earn money by selling ad space, becoming an affiliate or starting a subscription service. Here’s a resource to getting started with blogging. (I followed its tips and was able to personally create a solid four-figure income within around 12 months.)
Related: 10 Keys to Make Millions Blogging
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Window-cleaning
Window-cleaning is many people’s least favorite household chore, and a window-cleaning service doesn’t require much capital to become profitable.
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Interior designer
Both homeowners and business owners are looking for people to design comfortable, organized and productive spaces.

Flier distribution
Local businesses still hire people companies to hand out fliers or place them under windshield wipers. You essentially just need to make a lot of copies, and that’s not a major investment.
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Programming
Learning how to program or code, such as with the object-oriented dynamic programming language known as Ruby, is one of the most lucrative business out there. Here’s a guide to starting a developer business to help get you started.
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Virtual assistant
This job is similar to being a personal assistant — answering phone calls, responding to emails and keeping your client’s schedule. The difference? You do this remotely.

Social-media consultant
Businesses and individuals are always on the lookout for people to manage and maintain their social channels for them, and many businesses will pay $500 or more a month for these services.
Project management
Believe it or not, not all businesses have in-house project managers, which means that projects can quickly get off-track. Companies are often willing to hire outside project managers to keep their teams focused.
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Secretarial services
There are a lot of small businesses and individuals who need services like typing, transcribing and proofreading. As long as you’ve got a computer, a printer and the necessary skills, your business should be good to go.

Catering
If you’re an outstanding cook but don’t want to invest in a restaurant, then you can start your own catering business directly from your own kitchen.
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Mobile repair
Want to put your own spin on a repair service? Start one that involves you going to the client. Whether if it’s fixing a mobile phone, a computer or a piece of furniture, this idea doesn’t require more than a vehicle, marketing and your own expertise.
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Resume-writing service
A lot of people have difficulty writing amazing resumes, and that may cause them to lose out on a job they’ve been eyeing. If you have knack for composing resumes, it can become a profitable business. (I personally have paid $100 several times for people to get my resume in shape.)

Holiday decorator
Everyone wants their home or office to look festive for an upcoming holiday, but not everyone can make that happen. If you can pull off that holiday cheer, then this is another business that doesn’t require much capital.
Related: Spreading Holiday Cheer as a Christmas Decor Franchisee
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Domain name-buying
You can buy a domain on the cheap — sometimes for less than $1. If a business comes along and needs that domain, sometimes they’ll be willing to pay top-dollar for it.
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Flipping websites
Using a site like Flippa, you can purchase a website, build it up and sell it. You can turn this into a lucrative business. (I personally have been able to make around $25,000 to $30,000 flipping websites each year.)

Cleaning dryer ducts
Dryers get jammed with lint, and if too much builds up, you could have a house fire on your hands. Since this is an area that’s often overlooked, you can start a dryer duct-cleaning business with just a vacuum and some basic marketing.
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Tour guide
If you know your area like the back of your hand, then you can start charging tourists for a personalized tour of your hometown.
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Affiliate marketing
If you have a blog with a significant amount of followers, then you can become an affiliate. Essentially, this means that whenever you recommend ther people’s products or services, you can use your own special affiliate link that you’ve requested from the company (or a marketplace like Amazon). Whenever a visitor clicks on that link and makes a purchase, you’ll receive a commission.

Dropshipping
Dropshipping is selling products for companies on sites like eBay. Whenever the product is sold, the company handles everything else, such as shipping.
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Snow removal
If you have snow shovels and maybe even a plow, then this business idea can make you serious cash. However, it’s completely dependent on the weather. (When I lived in Utah, I paid a neighbor $25 every time it snowed to shovel my driveway and walkway, and it only took him half an hour.)
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Pet grooming
If you enjoy being around pets and can bathe them, cut their nails and give them a decent haircut, then this can be a serious money-maker without much of an investment.

Pooper scooper
It’s definitely not the most glamorous job, but you’d be doing something that most people dread so much that they’d pay someone else to do it for them.
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Event or party planner
If you’re organized and a planner, then taking care of the arrangements for birthdays, retirements or weddings can be a profitable business.
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Computer repair and maintenance provider
Think of all the computers out there that crash or need updates. Do you think that each owner has the technical knowledge to handle any troubleshooting problems? Consider starting your own service.

Life coach or mentor
Many people hire coaches or mentors to help them with things like losing weight or finding happiness. (I’ve found that most life coaches charge $50 to $250 an hour.)
Related: The 10 Best Cities For Starting a Life-Coaching Practice

Bookkeeper
It’s important for both businesses and individuals to keep their files neat and tidy, but not all of them have the time to do so. That’s when they hire someone to keep their books in order for them. (I pay my bookkeeper $30 an hour, and I found her on a local website with a classified listing that she paid $50 per month for.)
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Tax preparation
Preparing taxes is another necessity, but most of us don’t have the time or knowledge to take care of this task. If you’re up-to-date on the latest tax regulations and enjoy crunching numbers, this can be a lucrative business during tax season.

Book-writing
Did you know that both Amazon and Apple have book-publishing arms? Whether you write an instructional book, cookbook or sci-fi adventure, you can now publish it at almost no cost.
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Flooring business
Installing your own flooring may sound easy, but it can get tricky. That’s when you can save the day by installing floors for others. Best of all, you don’t need to worry about inventory — you’d only be focused on installation.
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Painting addresses on curbs
Many office and residential customers would gladly pay you to spray-paint their address on the curb. You’d just need some spray paint and an address kit to get started.

Parking lot striping
There are plenty of parking lots that need new stripes. You can start off with a straightedge tool and spray paint. As you earn more money, you can purchase professional equipment.
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Business planning
If you’ve already created a successful business, then you can actually turn that knowledge and experience into a new business. New business owners will pay for someone to help guide them in developing their own successful business plan.
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Homemade natural soaps and beauty products
Selling natural products is a thriving business. Even if you don’t feel comfortable making your own natural soaps and beauty products, you can dropship for companies that do.

Logo design
If you’re a creative individual, then designing logos is a relatively easy business to start. You can do anything from designing unique logos to customizing ideas from templates. Here’s a guide to starting a design business that should help you every step of the way.
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Translator
Businesses are desperately in need of individuals who can speak the language of whatever market they’re entering.
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Restore/upcycle furniture
If you’re handy and spot a used piece of furniture that needs some TLC, you could make the repairs and resell. That’s pretty much all profit.

eBay seller
People have been making a living for years off of eBay by selling their old junk, reselling items and dropshipping.
Related: Why It’s Nearly Impossible To Stop This Amazon and eBay Scheme
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App developer
With the mobile revolution in full swing, the demand for apps has never been higher. Even if you don’t have programming skills, you can still hire someone to make your app a reality.
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Personal chef
Unlike catering, which may only keep you busy a couple of days per week, personal chefs are responsible for cooking breakfast, lunch and/or dinner for clients. However, you can spend most of your time preparing meals that just need to be reheated. That allows you to take on more clients.

Personal trainer
Even though health is a priority for most of us, it can be challenge to not only stay on track but also make sure that you exercise correctly without injuring yourself. By becoming a personal trainer, you can motivate and monitor people while they exercise.
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Beautify products
If you don’t have the tools or skills to build something from scratch, you can always modify or beautify an existing product. Take mosquito nets, for example — they’re bland, but you could decorate them with ribbon or beads to create a unique product.
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Photographer
There’s always a demand for photographers at special events like weddings. Here’s a guide to starting a photography business to get you started.

Framing
After procuring tools like a sander, a matte-cutter, a glass-cutter, tape, clamps, saws, miter boxes, picture-hangers, a stapler and glue, all you need for this business is marketing.
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Flea market-vending
Flea markets are still thriving, and you can usually rent out a spot for the day for just $20. You can sell anything from the junk laying around your house to the produce you grew in your backyard to handmade crafts. In many areas, there are multiple flea markets taking place throughout any given week, so this can easily become a frequent gig.
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Online content producer
Businesses need lots of content today. If they don’t have an in-house team to create and produce content, they often hire talented outside individuals to do it for them. (There are businesses that pay $50 per blog post, such as mine — here’s my own content marketing guide to help you in your journey.)
Related: 4 Things Editors Are Looking When They Read Your Pitch

Website developer
Everyone should have a website these days, and for the people who don’t have the time or knowledge, you can develop their website for them.
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Selling plants online
If you have a green thumb and the space, then you can sell plants online. It’s actually a growing niche since people are becoming more concerned about where their plants originated from, and you can probably charge less the big box stores.
Calligrapher
If you’ve got above-average penmanship, then you can charge people to create handwritten invitations.

Selling crafts
If you can make handmade crafts, like jewelry and furniture, then you can sell those products on sites like Etsy.
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Home daycare
You’ll definitely need to get the proper licenses and permits, but this is a business that you can start at home. In some areas, daycare costs around $15 an hour, so this can be a very lucrative business.
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Cleaning out foreclosed homes
Whenever a bank forecloses on a home, they have to hire someone to clean the place out. If you don’t mind getting a little dirty, you don’t need much to start this kind of business.

Recycling scrap metal
Some people drive around and take junk, such as broken dryers, off of people’s hands full-time. Why? Because they can scrap that metal. Just keep in mind that the more valuable metals are aluminum and copper.
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Internet security consultant
Security is a major concern for businesses and individuals. Besides expertise and some marketing, it doesn’t cost much to start a business protecting others’ hardware and software.
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Freelance bartender
If you can make a mean Manhattan, Cosmopolitan and other oft-ordered drinks, try marketing yourself as a freelance bartender for private parties and events.

Training dogs
Consider yourself to be the next Cesar Millan? This is another low-cost business idea with the potential for high profits.
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Referral service
Whether a new business or family just moved into town, you can can refer them to the right vendors, babysitters or restaurants. Your only cost would be networking and marketing yourself to the community.
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Packing service
No one likes the hassle of packing up for a move. That’s why they’ll hire other people to pack and load their belongings up. You really don’t need to purchase anything without reimbursement, since boxes and tape will be included in your final price. You’ll probably still be a cheaper option than professional movers.

Writing and/or recording a song
If you have the musical chops, you can make a career out of writing your own music. And it doesn’t have to be the latest Taylor Swift single — you could write jingles for podcasts or local businesses.
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Concert and show promotion
If you have some experience in marketing and are passionate about spreading the word about upcoming events, then you can start working with artists, venues and labels to generate buzz with essentially no investment on your part.
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Tester or reviewer
Companies are often looking for individuals to test and review their products. You can also start your own blog where you review products in a certain niche.

Fashion design
Sites like Etsy now make it accessible for you to sell your unique fashion designs. Even if you’re not into high fashion, you can start creating your own T-shirts and produce through sites like CafePress.
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Importing products
You can purchase products from overseas in bulk and start selling them at a markup. That’s how Pura Vida started.
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Makeup artist
Whether if it’s for a special occasion like a wedding or for Halloween, people often pay a significant amount for someone to do their makeup.

Hairstylist
If you’re up-to-date on the current styles and can cut hair, then you can start your own salon from your home.
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Selling snacks and drinks
Have you ever left a sporting event or concert thirsty and starving? We’ve all been there. That’s why you see people selling bottles of water and hot dogs after an event. Unlike investing in a food truck or cart, you can start off with just a cooler.
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Voice-over artist
Now that businesses are creating their own content, such as videos and podcasts, they’re looking for golden voices. If that’s something that you possess, then you could turn it into a lucrative career.

Brewer
You can buy a beer kit for less than $100 and start tinkering around with brewing your own beer. (I have a family friend who did this with friends and now has his own microbrewery.)
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Winemaking
You don’t need a vineyard to start making wine. You can start by growing some of your own grapes or purchasing juice. If your small batch of wine turns out well and you start making some cash, you could eventually start your own vineyard or winery.
Related: How Craft Brewing Inspired This Denver Winemaker
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Selling eggs
Farm-fresh eggs are a big business right now. You can get in on the action by purchasing a couple of hens and building your own chicken coop.

Baking bread
The size of the market for home-baked bread might surprise you. (I know woman who makes her own bread by working just a couple of days a week, and people line up to purchase it.)
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Creating customized care packages
Many people enjoy customized care packages that they can give out as gifts. To begin, you need to find a niche, like holiday packages, and start filling baskets with goodies.
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Instructor
You can sell lessons teaching people to play an instrument, cook a meal or even work out. You essentially just need your own knowledge and marketing to get started.

Airbnb host
If you have an extra room or home, consider renting it out on Airbnb instead of letting it sit there vacant. (I personally was able to make around $3,000 a month last year renting out a section of my home.)
Related: Learn From These 3 Ways Airbnb Won the Trust It Needed to Succeed
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Property management
Landlords can’t always check in on their properties or maintain them via cleaning and mowing. A property management company takes care of these tasks for busy landlords.
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Laundry/ironing service
Almost everyone has clothes that need to be cleaned or ironed, and oftentimes they don’t have the patience or time to handle these chores on our own. That’s why many people pay others to do it for them.

Clothing alteration service
If you know how to sew or replace buttons or zippers, then you’ve got a new business idea for people who can’t part with their favorite pieces of clothing. It’s also inexpensive to launch this type of business.
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Online dating consultant
More and more people are turning to online dating to find a match, but it can be overwhelming when just starting out. If you have experience in the area, then some people are willing to pay for advice.
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Sourcing service
You can find products or services for local businesses and resell them at a markup.

Travel agency
Even though there are hundreds of travel websites out there, most people don’t have the time or patience to compare the prices on flights and hotel rates. That’s why there’s still a need for people to do the legwork for them.
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Toy-making
Whether it’s carving a doll out of wood or making use of a 3D printer, making toys can be a lucrative business idea.
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Food-delivery service
Some people feel they can’t leave the office to pick up food, and others would rather not leave their homes. That’s when they’ll contact you to pick up and deliver food to their doors.
BUSINESS
France’s Axa doubles 2021 profit, raises financial goals
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Axa reported a profit on Thursday that more than doubled from last year, with the French insurer recovering from pandemic-related claims during the peak of the COVID-19 crisis.
The company, Europe’s second-biggest insurer after Allianz (ALVG.DE), said it expected underlying earnings per share to grow at the high end of its 3% to 7% target range by 2023, and cumulative cash to exceed its 14-billion-euros target during 2021 to 2023.
Axa’s net income jumped to 7.29 billion euros in 2021 from 3.16 billion euros a year earlier, beating analysts’ estimates of 6.72 billion euros, according to Refinitiv IBES data.
Full-year revenue rose 3% to 99.93 billion euros, slightly below estimates of 99.98 billion euros.
AFRICA
Erdogan seeks to boost ties with Africa in four-day visit
Turkey’s president has promised to boost relations with African countries as he visited the Senegalese capital Dakar during a four-day tour of Central and West Africa.
“We will continue to enhance our relations with African countries on the basis of sincerity and solidarity,” Recep Tayyip Erdogan said on Tuesday during a joint press conference with his Senegalese counterpart Macky Sall.
“We exchanged ideas on how we can further advance our relations in every area,” he said. “We once again gladly observed that we share the same determination to deepen our cooperation.”
In 2021, the volume of bilateral trade between Turkey and Senegal reached $540m. Erdogan has said the goal is to bring the figure to $1bn.
The Turkish Cooperation and Coordination Agency (TIKA), which “has since 2007 completed 186 projects in Senegal with a total value of $12m, is determined to maintain its activities,” he said.
Sall praised Turkish companies that have initiated various investment projects in the country and said investments between the two countries should increase even more.
The Turkish president is set to attend Wednesday’s opening ceremony of the Dakar Olympic Stadium, which was constructed by a Turkish company.
Erdogan, who set out on Sunday for the tour, will also visit the Democratic Republic of the Congo and Guinea-Bissau.
In Dakar, the Turkish president noted that the 3rd Turkey-Africa Partnership Summit, held in Istanbul in December, set out a roadmap in Turkish relations with Africa for 2022 to 2026.
Leaders from more than a dozen African countries attended the summit, highlighting Turkey’s expanding influence on the continent.
Since its 2019 intervention in the Libyan civil war, Istanbul has steadily expanded its African footprint as it seeks to replace Western influence on the continent.
The European Union has sought to counter both Turkish and Chinese influence, positioning itself as “Africa’s partner of choice” during a summit with the African Union earlier this month.
“The European Union is the first trading partner and the first investor in Africa,” Ursula von der Leyen, president of the European Commission, said after the two-day summit, which drew to a close on February 18. “Indeed, we need a stronger partnership between us.”
AFRICA
Tanzania: President Samia says Russia/Ukraine tension an opportunity for gas sales
Speaking to The Africa Report in an exclusive interview, the President of Tanzania underlines efforts the country is making to secure new energy markets – and says that tensions provoked by Russian aggression in Ukraine is helping to generate European interest in Tanzania’s gas.
“We are looking for markets wherever”, President Samia Suluhu Hassan says. “Whether Africa or Europe or America, we are looking for markets. And fortunately we are working with companies from Europe. Total Energies for example is working in Tanzania.”
Tanzania’s gas reserves are estimated to be Africa’s sixth largest.
“We have three major points: Kilwa, Songo Songo and Mnazi in the south of Tanzania, and we have a deposit of about 57 trillion cubic feet”, says President Samia. “We believe we have other deposits in some other areas of the country. ”
The annexation of two Ukraine provinces by Russia on 21 February has sharpened the question of European energy supplies. Currently Russian gas makes up around 35% of Europe’s gas imports.