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USSD code for Recharging Airtime in Nigeria for all Banks

Recharging your phone has been made easy through the use of the USSD code for recharging airtime provided by various banks in Nigeria. To make recharging airtime more easy and accessible to many Nigerians.

Even at this, a lot of people have found it difficult to use USSD code and are not aware of how easy it is to recharge your phone directly from their desired bank accounts through their phone with just using a USSD code.

If you have ever needed airtime to make a call or to surf the internet and do not have any money with you or prefer not to go out. Sometimes it could be you need to make a call at night where shops around you have been closed.
Listed below are the easy ways for you to recharge your phone by dealing special USSD code for recharging airtime in Nigeria for all banks.

USSD CODE FOR RECHARGING AIRTIME IN NIGERIA FOR ALL BANKS

USSD code to buy airtime from Guarantee Trust Bank (GTB), is by dialling *737* amount #

USSD code to buy airtime from First Bank is by dialling *894* amount #

USSD code to buy airtime from Access Bank is by dialling *901* amount #

USSD code to buy airtime from Zenith Bank is by dialling *966* amount #

USSD code to buy airtime from United Bank of African (UBA), is by dialling *389*033* amount #

USSD code to buy airtime from Keystone Bank is by dialling *322*082* amount #

USSD code to buy airtime from Heritage Bank is by dialling *322*030* amount #

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USSD code to buy airtime from Diamond Bank is by dialling *322*215* amount #

USSD code to buy airtime from Guarantee Trust Bank (GTB), is by dialling *322*035* amount #

USSD code to buy airtime from First City Monument Bank (FCMB), is by dialling *322*214* amount #

USSD code to buy airtime from Stanbic Bank is by dialling *909* amount #

USSD code to buy airtime from Eco Bank is by dialling *326* amount #

USSD code to buy airtime from Sterling Bank is by dialling *822* amount #

USSD Code for Recharging Airtime from Guaranty Trust Bank (GTB)

The USSD code to buy airtime from Guaranty Trust Bank (GTB), is by dialling *737* amount # on your cellphone.
E.g *737*1000#

To send airtime to friends and family, you can dial *737* amount * friend or family number#
E.g *737*1000*09057489#

Take note the maximum amount of airtime you can buy is 5000 per day.

USSD Code for Recharging Airtime from First Bank

For First Bank account owners the USSD code to buy airtime from First Bank is by dialling *894* amount # on your cellphone.
E.g *894*1000#
To send airtime to friends and family, you can dial *737* amount * friend or family number#
E.g *894*1000*09057489#

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Take note the maximum amount of airtime you can buy is 3000 per day.

USSD Code for Airtime Recharge from Access Bank

For access bank account owners the USSD code to buy airtime from Access Bank is by dialling *901* amount # on your cellphone.
E.g *901*1000#
To send airtime to friends and family, you can dial *737* amount * friend or family number#
E.g *901*1000*09057489#

Take note the maximum amount of airtime you can buy is 5000 per day.

USSD Code for Recharging Airtime from Fidelity Bank

To recharge your phone Using your Fidelity account the USSD code to buy airtime from Fidelity Bank is by dialling *770* amount # on your cellphone.
E.g *770*1000#
To send airtime to friends and family, you can dial *770* amount * friend or family number#
E.g *770*1000*09057489#

Take note the maximum amount of airtime you can buy is 5000 per day.

USSD Code for Recharging Airtime from Zenith Bank

Zenith bank account holders USSD code to buy airtime from Zenith Bank is by dialling *966* amount # on your cellphone.
E.g *966*1000#
To send airtime to friends and family, you can dial *966* amount * friend or family number#
E.g *966*1000*09057489#

Take note the limit amount of airtime you can buy is 5000 per day.

USSD Code for Recharging Airtime from United Bank of African (UBA)

The USSD code to buy airtime from United Bank of African (UBA), is by dialling *389*033* amount # on your cellphone.
E.g *389*033*1000#
To send airtime to friends and family, you can dial *389* amount * friend or family number#
E.g *389*033*1000*09057489#

USSD Code for Recharging Airtime from Sterling Bank

For Sterling Bank account holders the USSD code to buy airtime from Sterling Bank is by dialling *822* amount # on your cellphone.
E.g *822*1000#
To send airtime to friends and family, you can dial *822* amount * friend or family number#
E.g *822*1000*09057489#

USSD Code for Recharging Airtime from Eco Bank

For Eco Bank account holders the USSD code to buy airtime from Eco Bank is by dialling *326* amount # on your cellphone.
E.g *326*1000#
To send airtime to friends and family, you can dial *326* amount * friend or family number#
E.g *326*1000*09057489#

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USSD Code for Recharging Airtime from Stanbic Bank

 

For Stanbic bank account holders, The USSD code to buy airtime from Stanbic Bank is by dialling *909* amount # on your cellphone.
E.g *909*1000#
To send airtime to friends and family, you can dial *909* amount * friend or family number#
E.g *909*1000*09057489#

Take note the maximum amount of airtime you can buy is 5000 per day.

USSD Code for Recharging Airtime from First City Monument Bank (FCMB)

For First City Monument Bank (FCMB) account holders the USSD code to buy airtime from First City Monument Bank (FCMB), is by dialling *322*214* amount # on your cellphone.
E.g *322*214*1000#
To send airtime to friends and family, you can dial *322*214* amount * friend or family number#
E.g *322*214*1000*09057489#

USSD Code for Recharging Airtime from Wema Bank

For Wema Bank account holders the USSD code to buy airtime from Wema Bank is by dialling *322*035* amount # on your cellphone.
E.g *322*035*1000#
To send airtime to friends and family, you can dial *322*035* amount * friend or family number#
E.g *737*1000*09057489#

USSD Code for Recharging Airtime from Diamond Bank

For Diamond Bank account holders the USSD code to buy airtime from Diamond Bank is by dialling *302* amount # on your cellphone.
E.g *302*1000#
To send airtime to friends and family, you can dial *302* amount * friend or family number#
E.g *302*1000*09057489#

For Diamond Yellow bank account holders *710*555*phone number*Amount*PIN#

USSD Code for Recharging Airtime from Unity Bank

For Unity Bank account holders the USSD code to buy airtime from Unity Bank is by dialling *322*215* amount # on your cellphone.
E.g *322*215*1000#
To send airtime to friends and family, you can dial *322*215* amount * friend or family number#
E.g *322*215*1000*09057489#

USSD Code for Recharging Airtime from Heritage Bank

For Heritage Bank account holders the USSD code to buy airtime from Heritage Bank is by dialling *322*030* amount # on your cellphone.
E.g *322*030*1000#
To send airtime to friends and family, you can dial *322*030* amount * friend or family number#
E.g *322*030*1000*09057489#

USSD Code for Recharging Airtime from Keystone Bank

For keystone account holders the USSD code to buy airtime from Keystone Bank is by dialling *322*082* amount # on your cellphone.
E.g *322*082*1000#
To send airtime to friends and family, you can dial *302* amount * friend or family number#
E.g *322*082*1000*09057489#

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Take note the maximum recharge is 3000 per day.

Also, read How to send money abroad in 6 easy ways

 

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BUSINESS

How To Register A Business Name In Nigeria online By Yourself

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How To Register A Business Name In Nigeria online By Yourself

Getting your business name registered can be expensive most especially when you are using a third party agent. In this article am going to show you ways How To Register A Business Name In Nigeria Online by yourself.
Before we drive in they are many reasons why you should register your business name with the Corporate Affairs Commission (CAC) of Nigeria. Except being recognized as a legal entity, you have so many other benefits which I would unfold below:
Benefits Of Registering Your Business Name in Nigeria with CAC

They are lot of  benefit on why you should register your business name in Nigeria with CAC, below are the following reason why you should:

1. Your Business would be recognized as a legal entity

What this means is that whatever causes your business may have done you would not be affected by it. This simply means if any industrial accident occurs leading to property damage or lost, you would not be held accountable for it as the business owner even if a petition is been sent.
But for business owners who have not registered their business name, would be greatly affected by any problem that arises during their business days.

2. Have access to loan Services

Registering your business name with the CAC gives you the opportunity to obtain loans from banks and also receive government loans.
Without Registering your business name financial institutions may not grant you loans or government grants so in other to benefits from these loans you need proof of business ownership which is obtained from registering your business name with CAC whereby you would be given a certificate of ownership.

3. Can Open Corporate Bank Account

All bank in Nigeria

Getting your business name registered to give you the opportunity to open a corporate bank account. As some customers may not feel alright paying to your personal bank account.
Using a corporate bank account increases your business credibility. This helps you to open a separate bank account with your business name which is registered.
If your business name is not registered you can’t open a corporate bank account which limits your business.

4. Access to Online Payment Integration

When you are selling services or products online that require buyers to make a deposit using an online payment system such as Paystack. You are mostly required to submit your business certification of incorporation which is obtained after registering your business name to enjoy the full benefits which if you don’t have you may not enjoy the services fully or have some limitations.

5. Social Media Business Account Verification

facebook verification barge

Verifying your business account on Facebook or any other social media requires you to submit your business certification of incorporation obtained by registering your name. This verification can help you gain strong social credibility and help keep your business account separate from other business accounts that have little difference with your business name.
In Facebook or Twitter for instance you would receive a blue thick mark after verifying your business profile which one of the requirements is to submit your business certification of incorporation.
People often trust businesses on social media which have a blue tick mark as it shows they have gone into a long process of getting their business verified.

6. Winning Government Contracts

Getting your business name registered gives you the opportunity to win and bid for government contracts.
This is a number one requirement before securing any Government Contracts. Playing deaf ears to this could make your business ineligible to bid or win Government Contracts.
So what are you waiting for grab the opportunity Now and follow this step by step guide on How To Register A Business Name In Nigeria By Yourself.
They are many benefits you can get from registering your business name with CAC. So let drive into the step by step guide on how to register a business name in Nigeria online by yourself.

How Much to Register a Business Name in Nigeria

How Much to Register a Business Name in Nigeria

The cost of registering a business name in Nigeria varies and depends if you are using third parties such as agents or lawyers. This can make you spend more money than the official price of Registering your business in Nigeria.

How Much to Register a Business Name in Nigeria

If you can register your business name by yourself it would be easier for you to determine the price. Which you would be guided step by step on how to register a business name online in Nigeria by yourself without any added fees or pay extra fees.
The Corporate affairs commission of Nigeria has official prices of registering your business name on their official website.
Price for the application forms
The price for the application form is ₦500.00.

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They are there (3) form obtainable to register your business and company in CAC these includes:

  • Form application for company registration
  • Form application for business name registration
  • Form application for incorporated trustee registration

The form needed to register your business name is the Form application for company registration and the Form application for company registration. Others go for big businesses. As a new business, all you need to pay Is ₦10,000.00 you can pay more if the need arises.

Requirements To Register Your Business Name In Nigeria

In 2020 the Company Allied and Matters Act (CAMA) where amend and a lot of requirements have been developed to register a business today in Nigeria which is:

  1. In other to register a business you must be at least 18 years except if you have 2 olders shareholders in the business.
  2. You must propose at least two names for the business name registration.
  3.  Your business objective must be started and must have one.
  4. Business Names that are already registered can’t be registered again and also business names related to government agencies would not be registered.
  5. The type of business you want to register must be stated it could be a private limited company, private unlimited company or a company limited by guarantee.
  6. The company must have a verified physical location address.
  7. If your business has a partner the share capital of each of the partners must be started.
  8. To register your business name you must have identification such as a voters card, driver license or international passport to register your Business.
  • In the old Company, Allied and Matters Act before any business must register the minimum partner was 2 persons. But the current Company Allied and Matters Act have made it possible for a single individual to Register his or her business. This is to encourage Small business owners around the country so that their business can grow.

How To Register A Business Name In Nigeria online By Yourself

Steps on how to register a business name in Nigeria online by yourself online

You can register your business online using the CAC official website which I would carefully guide you on.
And this gives you the advantage to avoid travelling to a nearby CAC office to register your business while you can do it at the comfort of your home.
The CAC has laughed a website where you can easily register your business online instead of visiting the CAC office for registration. Below are the steps to take:

1. Name Your Business

Naming is an important step to take towards registering your business, you should have a business name that represents your business. The CAC law allows you to create 2 minimum names for your business in which one would be chosen. This is done so if the other name is taken you can go with the other name.
When naming your business it is important you choose wisely if you are consulting naming services like
or think wisely if you are naming your business by yourself.

It is important your business name meet the niche business you are Registering this would also help you in Branding and marketing.
For example, if you look at the concept from these brands, Opay, Shoprite, Paystack you’ll observe that these brand names represent what their business is all about.
So you should consider naming your business according to your niches.
This would make your business name search engine friendly and recognisable.

2. Verify your Chosen Business Name

Verifying if your business is unique and not used elsewhere would help make your business name unique and help you get smooth registration on the CAC website.
To check your desired business name availability you can search the business name you have chosen on the CAC search Portal to see if your Chosen Business Name has been taken or not.

How Much to Register a Business Name in Nigeria
How To Check Your Business Name availability On The CACC Public Search Portal
To check your business name availability on the CACC public Search Portal type in your desired name for your business.
Which will state if the business is available or not.
If your business is not available and used by another company the information of the company would show. Which means that you can’t use the same because two different business can’t use the same name.
If your business name has been taken it has best to look for another name that is not taken and proceed to the next step.

3. Create an account on the CAC website

By creating an account allows you to register your business name online with the CAC website online.
To create an account on CAC sign up here. Or visit https://pre.cac.gov.ng/register

How to Register a Business Name in Nigeria

 

After clicking on the signup link you would be presented with a form to fill. which would request your personal information, which must fill to proceed to the next step.

Take note the email address you provided would be used to send a confirmation mail to you. So ensure you fill in the correct details to avoid any issue with registration.

How to Register a Business Name in Nigeria
Once you have successfully confirmed your registration through the email sent to your email address. You would be pointed with a successful congratulation message from there you can then proceed to the next step.

How to Register a Business Name in Nigeria

4. Reverse your Business Name

To reserve your business name select the reservation option on the dashboard through the menu bar.
Once the menu has load click on the New name reservation option.

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How to Register a Business Name in Nigeria

After clicking on the new page you would be redirected to a page where you will be given instructions to fill such as:

  • Choosing your business name and the type of your business.
  • Listing your business objectives.
  • Listing your presenter details.
  • Reviewing your application.
  • Making the payment.
  • Choosing your business name and the type of your business

For choosing your business “Name and Type”, check the image below and fill the form.

How to Register a Business Name in Nigeria

 

Make sure you read the instructions above the form before filling the form.
Once you have filled the form you can proceed to the next step Listing your business objectives.

Listing your business objectives

You are required to list your business objectives. On the list select the option that is most suitable for your business.
After that, you will be given a box where you will type short details describing your business.
Furthermore, you can now proceed to the next step.

List your presenter Details

The presenter details contain the information of the business owner or owners.
Ensure you cross-check the presenter details you have filled in.

Reviewing your application

This displays all the information you have filled in so far in respect to your application, including your:
Company information
Business Objectives
Presenter information
If you found any mistake you easily change it by selecting the tab where the information is and correct the mistake.
So if your information has been corrected or mistake you can now proceed to the next step and make payment.

Making Payment

How to Register a Business Name in Nigeria

The price for reservation of a business name is ₦500.
To make the payment, you are expected to use the Remita payment option by selecting the Remita button below.
After this, you’ll be redirected to the payment page of Remita automatically to make your payment.
After you had made the payment successfully, the application for your business name or company name reservation would be submitted for approval.
Take note after summiting your application you have 60days periods to reserve your business if not you would have to start again.

Generate Your Payment Receipt

After you have successfully completed the payment you are required to print out the receipt. This can be done by clicking on the print option on the website. If you have a printer connected you can easily print out the receipt if not you can just take a screenshot of the receipt and take it to a nearby printer and print it.

 

Take note after you have summited your application for verification. It can take some time to be verified. While waiting you don’t have any other thing to do order than to keep checking if your application is verified.

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5. Generate Your Availability Code For Your Business

The availability code is the code that’s used to register your business name. The code is generated by the CAC along with your name approval for your business sent in your email.
All you have to do is to ensure you have received the email and take note of the code and the business name.

6. Registration of your Company

Online-Company-Registration in nigeria

To register your company you need to login into the website of the CAC and select company registration which is found on the menu bar.
You can follow these steps for an easy guide:

Select here or https://pre.cac.gov.ng/login so that you can log in to your CAC account.
Once you have a login to your account, select the “Company Registration” option.
Once you have arrived on the next page you will find the “You have no company registration” option, Select it and Register a company using your availability code.

Input your business availability code in the form where the new company registration is stated.
A result would be shown which will contain your business name and personal information.

You will be needed to fill in this section as the same as registering your business name.

  • Your Presenter details
  • Your Business details
  • Nature of your business
  • Required Documents
  • Reviewing your application
  • Make Payment

Just as you did on the business name Registration you are required to pay with Remita, you also need to generate and print your receipt after making a successful payment.
10,000 naira would be a charge for Registering your business name.
Get your Business Certification
Once you have summited your application you will have to keep checking the CAC website to see if your application has been approved.
When approved an email would be sent to you on where to collect your documents.
This location would be the CAC beach where you chose when registering your company.

 

Conclusion

Hope this article has helped you on How To Register A Business Name In Nigeria online By Yourself, note that you don’t need to pay extra fees when you are not using third parties follow the step on How To Register A Business Name In Nigeria online By Yourself carefully and your business name registration would be done.

Also, read How to send money abroad 6 easy ways

 

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HOW TO

How to Block Annoying Spam Calls and Texts In Android

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How to Block Annoying Spam Calls and Texts In Android

Android wants to keep you and spammy callers as far away from each other as possible. When you block a number in Android’s settings, it’s blocked for all apps on your phone forever and without having to go through your network provider. While Google introduced the ability to block numbers on a few years ago in previous versions of Android, accessing and adding to your blocked numbers list has changed a bit, and there are now multiple ways to do so. Here are all the ways you can block numbers on Android.

How to Block Numbers Using the Google Dialer

If you have the Google dialer installed in your phone, it has one of the easiest ways to add a number to your block list. To block a number, follow these steps:

  1. Launch the Google Dialer app.
  2. Tap the menu button next to the microphone icon at the top of the app.
  3. Tap Settings
  4. Tap Blocked Numbers
  5. Tap Add a Number
  6. Enter the phone number you wish to block.

Alternatively, you can tap any number in your recent calls list and select “Block/report spam.” Reporting spam is an optional box that you can disable if you’d rather just block the number. You won’t hear from that number again, regardless of whether you choose to report spam. However, reporting it will send the number to Google and possibly to carriers to help make spam filters better.

We also suggest turning on Google Dialer’s “Caller ID & Spam” settings.
  1. Once again, tap the menu button next to the mic icon in Google Dialer.
  2. Go to Settings > Caller ID & Spam.
  3. Turn on both “Caller ID & Spam,” and “Filter spam calls.”

While these aren’t guaranteed to block every spam call or robocalls, they’ll be helpful for filtering out known spam numbers.

How to Block Numbers With Messenger

Google’s default SMS app, Android Messages, can also add numbers to your device’s master block list.

  1. Open Messenger
  2. Tap the menu button in the top-right corner
  3. Tap Blocked Contacts
  4. Tap Add a Number
  5. Enter the phone number you wish to block

You can also long-press any contact in your message list and tap the circular “Block” icon at the top right of your screen. Once again, you’ll be asked if you want to report spam along with blocking the number.

How to screen and block calls with Google Assistant

Gif: Google

If your device runs Android 9 or higher, you can have Google Assistant automatically screen incoming calls from numbers you don’t know (and from possible spam/robocalls). The AI will also add screened numbers to your blocked list.

  1. When your phone rings, tap the “screen call” button.
  2. Google Assistant will answer the call for you, and you will get a live transcription of the call on your screen. As the call goes on you have a few options: answering the call; hang up; have Google Assistant ask questions or give canned responses to the caller; report the call as spam.
  3. If the call ends up being spam, tap the “Report as spam” option. Google Assistant will request removal of your number from their call list on your behalf then end the call. The number and call information will be sent to Google for potential inclusion on its list of spam numbers and blocked on your phone.

What happens when I block a number in Android?

After blocking a number in Android, you will no longer receive incoming calls or text messages from that number. Your contact will not be notified, and any calls made will be sent directly to voicemail, while texts will appear as if they were successfully sent, but never read (this is only true for blocking numbers on Android, specifically; some carriers do send notifications to numbers that have been blocked and will treat blocked calls/texts differently).

Finding filtered texts and voicemail from blocked numbers

Even though you won’t see an incoming call or get missed call notifications from blocked numbers, filtered calls still show up in your call history. Blocked numbers can also still leave you voicemails. You won’t get a voicemail notification, but you can still listen by checking your voice mailbox. Similarly, filtered texts don’t show up in your Messages inbox and you won’t get notifications despite them still being sent to your phone—they’re just saved in a secondary Blocked messages inbox. Blocked texts can be found in the Messages app:

  1. Open the Messages app.
  2. Tap the Menu icon.
  3. Tap “Blocked Messages.”

From here you can read, delete, or send texts from blocked number to your inbox.

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