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Today we will be looking at Nigeria’s Top Prolific Public Speakers (UPDATED). The world over, Public speaking has become a very important profession. A career that thrives on influencing people positively and making them want to do more. Public speaking has become a veritable tool in impacting lives, destinies and purposes. Nigeria is blessed with a plethora of talented and influential speakers. Below are some of the country’s Most Prolific Public Speakers.

  • Ubong Essien

Nigeria’s Top Prolific Public Speakers (UPDATED)Ubong Essien is a household name in Nigeria. He is the First West African to be a Certified Speaking Professional.  He is also the Dean of The School of Eloquence. Essien is based in Lagos. A very influential and passionate public speaker, Essien convened the first International Speakers Summit in Nigeria. He has written several books which include: The Complete Speaking CourseDare to Dream and Succeed, and The Gateway to Riches.

  • Sam AdeyemiNigeria’s Top Prolific Public Speakers (UPDATED)Samuel Adeyemi is the Senior Pastor of Daystar Christian Centre, a fast growing, life changing church committed to “raising role models” based in Lagos. He is also the President of Success Power International, an NGO that among others things specializes in organizing financial, leadership and motivational seminars and is President of Daystar Leadership Academy, a leadership school for business owners and ministers of the Gospel.He is a dynamic Pastor, Teacher and Motivational speaker and host of the popular programme – SUCCESS POWER – which airs on radio and television stations within and outside Nigeria.
  • Fela Durotoye

Nigeria’s Top Prolific Public Speakers (UPDATED)Fela Durotoye is the Chief Executive Officer of Visible Impact; a social enterprise set up to tackle social and environmental challenges and limitations with the aim to build people into super-achievers and responsible leaders, build corporate organizations into global market leaders and responsible corporate citizens, as well as assist governments in developing blueprints and programs that create a desirable environment for their people to do great things.. He is a Motivational speaker and youth mobilize. In 2012, he entered the Guinness Book of Records by signing 10,000 of his books “17 Secrets of High Flying Students,” in 8 hours  49 minutes!!

  • Vincent Anigbogu

Nigeria’s Top Prolific Public Speakers (UPDATED)Vincent Anigbogu is one of the foremost Nigerian public speakers. He is a professor of Analytical Chemistry from Indiana University of Pennsylvania, Indiana, in Pennsylvania, USA. For over 20years, he taught Analytical Chemistry in 4 different universities in the USA before returning to Nigeria in 2006. He founded the Institute for National Transformation (INT) in Lagos Nigeria. The vision is to raise leaders of impeccable character to transform the fortunes of the nation. The institute has training centers in Nigeria, Uganda, Kenya, Rwanda, South Africa, Ivory Coast, Atlanta (USA), and London (UK).

  • Leke Alder

Nigeria’s Top Prolific Public Speakers (UPDATED)Leke Alder is the founder and principal of Alder Consulting, a Nigerian branding firm with offices in Lagos and London. He is credited with introducing branding as a discipline to Nigeria and has consulted on policy, politics and business at the highest levels locally and internationally. Leke has consulted on policy formulation for the federal government of Nigeria, the federal ministries of Information & Communication, Education, Foreign Affairs and Solid Minerals Development. He has also consulted on political strategy and communication campaigns at national and sub-national levels.

  • Patricia Omoqui

Nigeria’s Top Prolific Public Speakers (UPDATED)Patricia Omoqui is an executive coach and business consultant, She is the author of Clarify Your Purpose and Live It! She is sought highly after as an inspirational speaker, life coach and trainer, a Princeton Graduate. She is an American woman married to a Nigerian. Patricia is also known as The Thought Doctor. She also refers to herself as ‘A Naija Oyinbo’.

  • Temple Obike

Temple obike top speakers in Nigeria and Africa

Temple Obike is a young keynote speaker who has emerged in the horizons of the greats. His life of gangs and the street empowered him with a message for his generation and the upcoming ones who he fondly tells that he was called to speak to the “Already Motivated” as he was also on a journey of self-discovery. He is also a certified Life, Marriage and Family Therapist, counselor and author with a book titled “Soul Bodega” focused on everyday habits, vices, emotions and their effect on individuals, families, marriages and the nation at large. Over the years, he’s gradually become a trusted community, relationship, marriage, addiction recovery and psychotherapy name in Nigeria and across Africa under his Temple’s Counsel Brand. His bodega parable was something he built out of his cognitive behavioral approach to therapy. He has featured on notable International and local TV, radio and online platforms. Listeners for his monthly podcasts tagged the ” Needle-eye Series” has grown into the tens of thousands. He is one of the country’s top-notch EAP service providers training staff members working with major organizations.

  • Steve Harris

Nigeria’s Top Prolific Public Speakers (UPDATED)Steve HARRIS is regarded as Nigeria’s leading Life Strategist and one of the nation’s fast rising Motivational Speakers. In 2011, he authored his biography; ‘From College Dropout to Corporate Sellout’, where he shares his secrets to overcoming the ‘perceived impossible’ and achieving phenomenal success despite being a Two Time College Dropout.

  • Niyi Adesanya

Nigeria’s Top Prolific Public Speakers (UPDATED)Niyi Adesanya started his full professional career in 2005 with a motivational speech to the junior and senior staff of the Seven-up bottling company. He moved on to speak to the entire staff of Chevron Nigeria at the company’s diversity week in Lagos, Warri, Escraves and Portharcourt. He also spoke on work life balance for the I.T and account departments while the human resource department enjoyed his expertise in team building. For more than fifteen years, Niyi has devoted himself to the research and study of leadership, applying what he has learnt as a practitioner. He has spoken in over 65 tertiary institutions across the 6 geo-political zones of the country.

  • Joshua Awesome

Nigeria’s Top Prolific Public Speakers (UPDATED)

JOSHUA AWESOME is a certified public relations expert (by training), human performance consultant by profession and motivational speaker by vocation. He has over the last ten years delivered speeches at seminars, sessions & summits, aside emceeing/compere to several events locally and abroad and coaching over 100,000persons and professionals. Author of wisdom nuggets, stretching for success and personal grooming principles (both audio books and personal development resources) and his new book “Monday Morning Motivation, Your Work Week Starter”He has hosted, Monday morning motivation on NTA2 & Business day (patterned after his life mission) to inspire and inform individuals so they can be involved in life. Co-authored “Secret To Winning Big” With Brian Tracy and 38 other Consultant Colleagues which hit the “New York times Best Sellers List 2013”.

Having read the Top Influential Public Speakers in Nigeria, you can do well to acquaint yourself with them. You do not necessarily need to hear them speak. You can buy their books, download their podcasts and browse about them. Above all, these people are living their lives and dreams. You too can. Discover yourself today!!!

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HOW TO

How to save and invest with PiggyVest and get huge retunes

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How to save and invest with PiggyVest and get huge retunes

In those days the use of piggybank or kolo was what many of us to save our money, but as science and technology have improved along with saving and investment. One of the improved ways of saving and investing is PiggyVest.

In this way, I present How to save and invest with PiggyVest and get huge retunes.
Saving and investing is an important aspect any person who thinks of the future will engage in. In those days the use of kolo or Esusu to save money required discipline as emergency fund might come which will require the person to break the time period of saving his or her money or the person might be tempted to spend the money unnecessary.

PiggyVest provides you with the option to save your money in a strictly locked day to be released on your set date. It also provides you with the option to save either daily, weekly or on your desired day and amount. You can also join other people to save money on a fixed amount it could be towards the year ending or in a 5 month period.

In today’s world we have financial institutions such as the bank, fintech companies, and other saving and investing opportunities that can help you save your money toward setten goals it could be to start a business, pay for school fees, pay for house rents, travel abroad or something else, PiggyVest provides you with all these options and many more.

And fast forward to this present age you don’t need to be there physically to save and invest your money. They are online saving and investment opportunities that you can do comfortably online right now either with your Smartphone or laptop without being physically there. PiggyVest is a saving and investing app that gives you such advantages to save your money and also invest your money on profitable platform with added interest and bonus.

How to save and invest with PiggyVest and get huge retunes

What is Piggyvest?

PiggyVest is a registered online and App saving and investment platform. Founden by co founders Joshua Chibueze, Odunayo Eweniyi, and Somto Ifezue. Launched in 2016 formally known as piggybank.ng. PiggyVest is the first saving and investing platform in West Africa.

However piggybank.ng launched only as a saving platform in 2016 when it was known by its formal name Piggybank.ng, as at April 2019 they rebranded to PiggyVest making saving and investing accessible to its users.

Adding investment to its features, PiggyVest has been associated with different banks in West Africa making saving and investing with PiggyVest secure, available and easy for its users.

What does PiggyVest do?

PiggyVest helps its, users, to save their money and invest through the easiest method. What this means is that with PiggyVest you can save your money in form of daily contribution either daily, weekly or at your desired time with your own fixed price, it could be 500 naira daily or more or less while still having the option to redraw your money at your fixed time.

Simply if you want to save money for projects, business, school fees, to travel abroad or any others thing and you are not sure you can save it on your own without spending it. PiggyVest would help you do that while giving you interest, bonuses while you save your money.

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While in the investment platform PiggyVest gives you the opportunity to invest your money in Profitable platforms like farming, fishing, transportation and so on. With a starting of 5000 naira after the investment duration, you would be given back Your money along with 25% interest. While giving you the option of not Only saving but getting more than you save with their investment platform and you can also go for the mature plan for bigger interests.

How to create an account and register on PiggyVest

How to save and invest with PiggyVest

Step 1: Visit the PiggyVest official website https://www.piggyvest.com on your phone or PC.

Step 2: once on the home page, click on the create free account button.

Step 3: After that, you will be redirected to a form where you are required to fill in your details such as your full name, email address, phone number, and password. Click on the create account button when done. Take note of your email and password as it will be used regularly when using the app.

Step 4: Download the PiggyVest App, to download the PiggyVest App on playstore click here, if you are using an iPhone click here to download it on the App store.

Step 5: Login in to your PiggyVest account, click on the login option and type your phone number or email used in creating your PiggyVest account and type in your password in the next text box. Then click on the Login button.

Do I need to give my BVN to PiggyVest?

Yes, to begin investing and saving your money on PiggyVest you are required to give your BVN details reason being that with your BVN PiggyVest would be able to carry out a smooth transaction of the money you save to your bank account and also make saving faster and easier. Note that PiggyVest would also require you to give your bank account details.

What Licence does PiggyVest have?

PiggyVest is licenced by the NDIC and CBN to ensure security to all the funds deposited on the PiggyVest account.

Can PiggyVest be trusted?

PiggyVest can be trusted as it has helped millions of Nigerians gain wealth through saving and investing.

Is PiggyVest approved by CBN?

PiggyVest is approved by the CBN as a matter of fact PiggyVest is seen as a microfinance bank to help Nigerians save and invest.

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Is PiggyVest approved by NDIC?

PiggyVest is approved by NDIC, and have been recognized as a major fin Tech app in Nigeria and one of the First saving and investing platform in West Africa.

Can I use PiggyVest without BVN?

No, you can’t use PiggyVest without BVN, you are only required to give your BVN details once after that you wouldn’t be asked again. Every individual who has benefited From the PiggyVest platform have given their BVN details when registering.

How to verify your BVN on PiggyVest

To verify your BVN
Step 1:Select “My account” This option is located at the end of the page.
Step 2: Select My BVN setting
Step 3: Add your BVN number “11 digits” and verify it.
Step 4: PiggyVest would verify the BVN either by calling the number associated with it or through text message.
Step 5: Save your BVN, type in your password and select Save BVN.

Now that you have learned more about PiggyVest let drive into How to save and invest with PiggyVest and get huge retunes:

Saving on PiggyVest means you want to save setten amount of money in your account either daily, weekly, monthly, or on your custom day. Without using it until the desired period.

This can be a short, medium or long time saving. After you can redraw your money directly to your bank account and use it to your need. Bonuses and interest are added to the money you save on PiggyVest depending on your duration and saving option.

While investing on the other hand on PiggyVest means you want to invest your money into the investment platform provided by PiggyVest. After investing large interest would be paid to you alongside with your money when you want to redraw it.

You can both save and invest with PiggyVest, it is important to note that you must have saved some amount of money on PiggyVest account before you can start investing.

How to save on PiggyVest

To save on PiggyVest after logging in to your account. You will need to connect your bank account to your PiggyVest account. So that you can have the autosave option available which is you can set an amount you want to be credited to your PiggyVest account at a particular day or time. PiggyVest has a lot of saving option this option include:

1. Quick Save

This feature enable to save money on PiggyVest manually. This means that you type in how much you want to deposit to your Piggyvest account. PiggyVest quick save enable you to save money for as low 50 naira at a your desired time and as you want.

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With the quick save any amount you want daily or weekly, you can also set a desired day for saving. You can desired to save 500 naira daily to your PiggyVest account manually.

2. AutoSave

The Autosave option enables you to save your money automatically once you have linked your bank account details. This option help you to do either daily saying or weekly without doing it manually.
It can be done automatically once the feature is enabled. You can save your money to your PiggyVest or piggybank with just a tap and the rest day are automatic. This is good if you are interested in doing daily, or weekly saving. No amount is too small in PiggyVest.

3. SafeLock

What better way to save your money and only redraw it at a particular fixed day if not safe lock. With safelock you have the feature to save money directly to your safe lock account without redrawing it at your set date. Although you can. Break the rules but this will require PiggyVest to charge you. The longer your money stay in safelock the bigger the interest increase.

4. Target Saving

Treat saving enable to save for setten interest or goal along side with the option to save with other people or on your own with a fixed day to meet the target amount you want the save and the day you want to redraw. By meeting your target Amount you will be given interest and can redraw your money without any charges.

5. Flex dollar

Flex dollar is a PiggyVest feature that allows you to save your money in dollars and also redraw them. With flex dollar you have the option of saving your naira without any inflammation. You can also redraw your flex dollar in to your dormitory Bank account.

6. Flex naira

This is a saving wallet that saves of your interest from saving or performing one activity or the other on PiggyVest. You are given 8 per cent interest per year on the interest you save.

7. PiggyBank

PiggyBank enable you to save money to your PiggyVest account either manually or atomatically from your bank account. You can also deposit money through your unique account in any POS machine or bank account.
PiggyBank allows you to redraw your money 3 times a month and after you would be required to pay setten fee. Also redrawer free days are also available. The purpose of PiggyVest is to encourage saving and investing among it users.

How to invest on PiggyVest

How to save and invest with PiggyVest

PiggyVest provides a platform where you can invest setten amount of money and get your money back along with your interest and bonuses at setten date. This platform is called investify.

investify provide you with the option to invest in Profitable sectors such as farming, agriculture, cattle farming, transportation, crypto currency and so on. With 5 thousand naira you can start investing with PiggyVest and Also you also go into their mature plan where you invest a bigger amount of money.

Frequently asked questions about PiggyVest

How do I delete my PiggyVest account?

If you find that you no longer want to use PiggyVest you can contact PiggyVest support on their official website or mobile app make sure you are Login to contact them and send the your request to delete your PiggyVest account.

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Can I have 2 PiggyVest accounts?

No, you can’t have 2 PiggyVest account. Running two multiple accounts on PiggyVest is not possible because to use PiggyVest you need to make use of your BVN. Which PiggyVest only allow one user to one BVN.

How much interest does PiggyVest give?

The saving and investing platform available on PiggyVest gives 10% to 13% interest and can even go more. Depending on your commitment to saving and investing.

Why Choose PiggyVest over your usual Bank?

They are many reasons you should choose PiggyVest over your usual Bank account.
1. PiggyVest provide you with more discipline in saving, your usual Bank gives you access to save and redraw which is good but how many times have you actually saved? You may have a savings account but you found out that you keep spending your money unnecessarily. PiggyVest helps you improve your saving, which features like safelock and likes if others.

2. PiggyVest gives you higher and guaranteed interest, PiggyVest pays you interest of 6 to 15% while saving and more than 25% on investment. While bank pays you a maximum of 4% while still charging on ATM and alert usage.

3. PiggyVest gives you no charges such as maintenance fees, transaction fees and so on.

4 PiggyVest gives you access to save towards a goal and interest. Alongside you can join others to save and get motivated as they save towards similar goes.

Also read, How to send money abroad 6 easy ways

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FINANCE

How to Open a free bank account without BVN using Vpay app

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How to Open a free bank account without BVN

Have you been wondering, how to open a free bank account without BVN in Nigeria with zero balance, that can send and receive money in Nigeria worry no more! In this article am going to show you how to open a free bank account with BVN in Nigeria without needing any BVN, CAC, or voters card.

The good thing about this bank account is that you can use it as a Business account Registered with your business name, which is a wise choice for business owners and you can open this Bank account with just your phone, with Zero balance in 10 minutes online.
How to open a Free bank account without BVN in Nigeria:

Download the Vpay app

How to Open a free bank account without BVN

The very first thing you are to do is to go to your app store or playstore and search for the Vpay Marchant app and install the app on your phone.
After installing the Vpay Marchant app, you are to open the app and proceed to the next step.

Creating your bank account

Open the app and click on the create a free account, a form would pop out for you to fill in the requirements. Fill in the details correctly. Such details including first name, second name, password, your password should be 8 minimum characters length and should contain upper and lower case letters, email address, after that, you can click on the Register button.

Enter your Details

To fill in your business name, fill in your legal business name, select the industry category of your business. Fill in correctly your address such as your local government area when done click on the button below and you are done opening your free bank account without needing a BVN.

Login to your account

How to Open a free bank account without BVN

Once you are done creating your business bank account you are required to login into your dashboard with the email address you provided in the form and with the password you used in creating your account. Click on the login button when done.

 

How to know your Bank account details on the Vpay Marchant app

How to Open a free bank account without BVN

To know your Bank account details click on the profile icon located at the left top heading of the app. Click on it and your bank account details would appear.
With the bank account details, you can send and receive money transfers to the bank account from any bank.

How to make a transfer on the VFD Microfinance Bank

To make a transfer (if money is deposited) for the first time you need to set your transfer pin.
To set your transfer pin click on the home icon on the down menu and select the set transaction pin option.
Enter your new transaction pin, once done. You are required to input your pin whenever you are making transfers, paying bills and Airtime.

To receive money from other banks, you are to send your account number and the bank name to the individual who is making the transfer. The name of the bank is VFA MFB

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Note transaction limit is placed on every new account created with VFA MFB. The transfer limit is 50,000 naira to increase your account limit you have to contact them.

How to redraw your money from the VFA MFB bank account

To redraw your money, click on the redraw option on the home menu, enter the amount you want to redraw and your transfer pin. Type the account details of the bank you are sending the money to. Your redrawer fill is 20 naira per transection.

What to know about the VFA MFB bank account

    1. To increase your transfer limit you have to upgrade your account with your BVN or other required documents.
    2. It is meant for business accounts. meaning you can open the account with your business name.
    3. You can send and receive money using your VFA MFB bank account details.
    4. You can buy airtime and pay bills directly on the app.
    5. You can have multiple accounts with the app provided you use different phone numbers and email.
    6. The VFD Microfinance Bank is a CBN LICENCED MICROFINANCE BANK.

Read also, How to send money abroad 6 easy ways

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HOW TO

25 Ways to Make Money Online, Offline and At Home Without Borrowing

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This article was originally posted on Nerdwallet.com

Here are 25 Ways to Make Money Online, Offline and At Home Without Borrowing. Make money with a side gig and learn how long it will take to see the extra income, whether it’s freelancing online, driving passengers or selling your stuff.

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here’s how we make money.

Want to make money, but you’re not sure where to start? Don’t worry, we’ve got you covered.

NerdWallet rounded up 25 legitimate ways to make money — at home or out and about — and listed each option based on how fast you can get started and get paid. While most people prefer fast cash, don’t discount the “slow” gigs, as they may pay more in the long run.

How to make money online, offline or at home

1. Sell your gently used clothes

Selling clothes you no longer wear is a quick way to make some money. Start with local consignment shops for faster cash or use siteslike ThredUp and Poshmark to find buyers. If you go the online route, be sure to take clear, well-lit photos of your pieces and research similar items to set competitive prices. Get tips on how to sell your clothing.

2. Trade in old phones, electronics for cash

Have an old phone, iPad or gaming system lying around? Sell it on a site like Swappa or Gazelle. Check out Amazon’s trade-in program, which pays participants in Amazon gift cards — and eBay, too. If you’re in a rush, try an ecoATM kiosk, which offers cash on the spot for your device.

3. Become a dog walker or dog sitter

Love dogs? Make money by becoming a dog walker. Apps like Wag and Rover offer on-demand dog walking, so you can pick up walks when your schedule allows. If you have space (and your landlord’s permission, if you rent), you could offer overnight dog boarding. Read the fine print if you sign up for these services

4. Get a babysitting gig

Everyone from college students to recent retirees can make money by watching other people’s children. Word-of-mouth referrals from friends and family are still a great way to get started, but you can also create a profile for free on Care.com or Sittercity to expand your reach. Note any specialized skills, such as CPR certifications or experience with special needs children, to make yourself more marketable.

5. Sell unused gift cards

Make extra money by selling unused gift cards on a site like CardCash or GiftCash. These websites say they will pay you up to 92% of the card’s value. On CardCash, you can also trade in your card for one you’ll use. Read more about what to do with unwanted gift cards.

6. Pick up freelance work online

Make money online through websites such as Upwork, Fiverr and Freelancer.com. These sites offer opportunities to do a variety of freelance jobs, such as writing, programming, design, marketing, data entry and being a virtual assistant. Fluent in a second language? Check sites such as Gengo or One Hour Translation, or drum up business through a site of your own. No matter what kind of freelancing you do, keep track of the going rate for the kind of work you provide so you know if you’re charging too much or too little. Learn how to get started on Upwork.

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7. Test websites and apps

Another way to make money from home is on sites like UserTesting.com. You get paid for your thoughts on how well — or not so well — certain websites and apps worked. You’ll have to pass a short test to be accepted, then you’ll be paid $10 for each 20-minute test, which involves a recording and answering four follow-up written questions. Or you could earn up to $120 to participate in a video conversation with a customer after your test.

8. Pick up tasks on Amazon’s Mechanical Turk

Even in the age of automation, some jobs still require a human touch. Companies often outsource those jobs via services like Amazon’s Mechanical Turk. As a “worker,” the tasks you’ll be assigned can be tedious — tagging images, transcribing videos, classifying receipts — and can take anywhere from a few minutes to a few hours. Temporary employers or “requesters” set the price for each task and get to approve the finished product before paying you. That can leave room for scams, so do your research, and join a community like the MTurk Crowd forum, or the MTurk and Turker Nation subreddits, which can steer you away from shifty dealers. These communities and fellow “workers” can answer questions and give a realistic idea of how much money you can expect to make. Read more about Mechanical Turk as a way to make quick money online.

9. List your spare bedroom on Airbnb

Renting out your home or spare bedroom on vacation rental sites is another way to make extra money. Be prepared to spend some money to clean and keep up the property, replace home goods and pay toward service fees. And scrutinize your rental agreement before you get started. Learn how to become an Airbnb host.

10. Rent out your car

City-dwellers often don’t use their cars for days or weeks at a time. That idle time can translate to extra money with services like Getaround and Turo, which let you rent out your car by the hour or day. You take home the majority of those earnings, while Getaround or Turo takes a cut for protecting your car while it’s being rented.

11. Take surveys for money

You can make money from home by taking online surveys, but don’t expect to be rolling in the dough. Survey sites don’t typically offer a big payoff, and many sites are more useful for earning gift cards than cash. Some of the more popular survey sites include Swagbucks and Survey Junkie. Read our analysis of a dozen survey sites to find out which one is best suited for you.

12. Sign up for TaskRabbit

If you actually enjoy putting together Ikea furniture or standing in long lines, you may be cut out for doing tasks for others. Websites like TaskRabbit can connect you with people who need help with a variety of things, such as moving, cleaning, delivery and handyman services. The site also offers several virtual and online tasks, such as helping with a research project or data entry. Read about how to get started on TaskRabbit.

13. Sell your photography

Turn your photographs into cash via sites like Fine Art America, which lets you upload your images to sell as prints, T-shirts, phone cases and more. Other marketplaces for photographers include SmugMug, 500px and PhotoShelter. Some sites require a subscription but may provide features ranging from cloud storage to password-protected galleries and a customized website.

14. Become a private tutor

Parlay your math, science, foreign-language or test-prep expertise into a lucrative side gig by becoming a private tutor. You can tutor people online or in-person. What you charge can depend on your experience, expertise and what’s in demand. To get started, see what types of tutors are needed on Craigslist or create a profile on sites like Tutor.com or Care.com. You can also advertise your services at local schools and community centers.

15. Make money from your blog as an affiliate

If you’re a blogger who gets decent traffic, you could make money by joining an affiliate network. Affiliates (that’s you) get paid when someone clicks through from the website to the partner site and buys something there. Some bloggers make a lot of money this way. Read more about affiliate marketing and other ways bloggers can make money.

16. Sell your wares on Etsy

Have a penchant for woodworking, jewelry-making, embroidery or pottery? Sell your goods on Etsy, the go-to site for artisans selling home goods, art and knickknacks. Etsy boasts almost 82 million active buyers and grossed over $10 billion in merchandise sales in 2020, according to the website. Learn more about how to make money on Etsy.

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17. Get advertising revenue from your blog or YouTube channel

Turn your cat videos into cash videos. If your YouTube videos or blog posts draw a big audience, you may be able to make money from advertising. With Google AdSense, businesses pay to advertise around your content. The service is free, but there are requirements you must meet. Read more about how to make money on YouTube and Google AdSense.

18. Become an Instagram influencer

Companies are using Instagram influencers — people with large, dedicated followings on the platform — to rep their products. You can get in on the action by applying for opportunities via a marketing platform like Open Influence or AspireIQ, or by contacting the brands you want to work with. Read more about how to make money on Instagram.

19. Monetize your Twitch channel

Gaming could be a way to make money from home if you have a steady following on Twitch, the go-to site for gamers. Broadcasters can receive donations from viewers and even get a share of subscription and ad revenue if they reach Affiliate or Partner status. Learn more about how to make money on Twitch.

20. Drive for Uber, Lyft

Join Uber or Lyft (or both) and make money by driving passengers around. Just don’t forget to factor in gas and maintenance costs. You need an eligible car in good condition and must agree to a background check and a review of your driving history. Learn more about what it takes to drive for Uber and Lyft.

21. Make deliveries for Amazon, Uber Eats

Take advantage of the growing delivery trend and sign up for a service like Instacart, Uber Eats, Postmates, DoorDash or Amazon Flex. You get paid per delivery, in most cases, and can even earn tips. A car isn’t always required — Postmates and, in some cities, DoorDash, lets you use a bike or scooter to make deliveries. However, a background check almost always is part of the deal. Learn more about how to get started with Amazon Flex, Uber Eats and Instacart.

22. Find work as a housesitter

If you’re willing to watch someone’s home — and maybe feed the pets, water the plants and take out the garbage — become a housesitter. Tap your personal network for referrals or try out HouseSitter.com, which connects homeowners with housesitters. People often make $25 to $45 a day, according to the company’s website.

23. Sign up to be a mystery shopper

Businesses often want to know how they’re performing from a customer’s perspective. Sign up to be their eyes and ears. You can apply online via sites like IntelliShop, BestMark and Sinclair Customer Metrics. Just beware of scams and do thorough research before signing on.

24. Find seasonal work

Need a gig for a few months? Try something seasonal, like being a lifeguard, shoveling snow or working at a retailer during the holidays. Employers typically staff up a month or two ahead of their busy season, so plan ahead to get on their payroll. Check storefront windows, Craigslist and local classifieds for seasonal opportunities.

25. Put your drone to work

The market for drones is expanding. Companies hire out work like aerial inspection, photography and land mapping. So if you’re already a drone enthusiast, why not make extra money with your aircraft? You first need to register it with the Federal Aviation Administration and obtain certification from them for commercial use. Then, you can apply for gigs as a drone pilot. Learn how to make money with drones.

Watch out for scams

The internet is full of opportunities to make money online or from home, but many are questionable, if not outright scams. Be wary of any “opportunity” that asks for an upfront fee, wants you to pay for certification, or requests your Social Security number or any financial information, such as your credit card number.

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Still unsure if an opportunity is legit? Look for community forums, like those on Reddit, for unfiltered reviews and complaints. (Workers on TaskRabbit, Uber and Lyft, for example, each have their own subreddit.) Also, check if the company has a Better Business Bureau profile. The BBB assigns ratings based on reported complaints, business transparency and other factors.

This article was originally posted on Nerdwallet.com

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How To Register A Business Name In Nigeria online By Yourself

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How To Register A Business Name In Nigeria online By Yourself

Getting your business name registered can be expensive most especially when you are using a third party agent. In this article am going to show you ways How To Register A Business Name In Nigeria Online by yourself.
Before we drive in they are many reasons why you should register your business name with the Corporate Affairs Commission (CAC) of Nigeria. Except being recognized as a legal entity, you have so many other benefits which I would unfold below:
Benefits Of Registering Your Business Name in Nigeria with CAC

They are lot of  benefit on why you should register your business name in Nigeria with CAC, below are the following reason why you should:

1. Your Business would be recognized as a legal entity

What this means is that whatever causes your business may have done you would not be affected by it. This simply means if any industrial accident occurs leading to property damage or lost, you would not be held accountable for it as the business owner even if a petition is been sent.
But for business owners who have not registered their business name, would be greatly affected by any problem that arises during their business days.

2. Have access to loan Services

Registering your business name with the CAC gives you the opportunity to obtain loans from banks and also receive government loans.
Without Registering your business name financial institutions may not grant you loans or government grants so in other to benefits from these loans you need proof of business ownership which is obtained from registering your business name with CAC whereby you would be given a certificate of ownership.

3. Can Open Corporate Bank Account

All bank in Nigeria

Getting your business name registered to give you the opportunity to open a corporate bank account. As some customers may not feel alright paying to your personal bank account.
Using a corporate bank account increases your business credibility. This helps you to open a separate bank account with your business name which is registered.
If your business name is not registered you can’t open a corporate bank account which limits your business.

4. Access to Online Payment Integration

When you are selling services or products online that require buyers to make a deposit using an online payment system such as Paystack. You are mostly required to submit your business certification of incorporation which is obtained after registering your business name to enjoy the full benefits which if you don’t have you may not enjoy the services fully or have some limitations.

5. Social Media Business Account Verification

facebook verification barge

Verifying your business account on Facebook or any other social media requires you to submit your business certification of incorporation obtained by registering your name. This verification can help you gain strong social credibility and help keep your business account separate from other business accounts that have little difference with your business name.
In Facebook or Twitter for instance you would receive a blue thick mark after verifying your business profile which one of the requirements is to submit your business certification of incorporation.
People often trust businesses on social media which have a blue tick mark as it shows they have gone into a long process of getting their business verified.

6. Winning Government Contracts

Getting your business name registered gives you the opportunity to win and bid for government contracts.
This is a number one requirement before securing any Government Contracts. Playing deaf ears to this could make your business ineligible to bid or win Government Contracts.
So what are you waiting for grab the opportunity Now and follow this step by step guide on How To Register A Business Name In Nigeria By Yourself.
They are many benefits you can get from registering your business name with CAC. So let drive into the step by step guide on how to register a business name in Nigeria online by yourself.

How Much to Register a Business Name in Nigeria

How Much to Register a Business Name in Nigeria

The cost of registering a business name in Nigeria varies and depends if you are using third parties such as agents or lawyers. This can make you spend more money than the official price of Registering your business in Nigeria.

How Much to Register a Business Name in Nigeria

If you can register your business name by yourself it would be easier for you to determine the price. Which you would be guided step by step on how to register a business name online in Nigeria by yourself without any added fees or pay extra fees.
The Corporate affairs commission of Nigeria has official prices of registering your business name on their official website.
Price for the application forms
The price for the application form is ₦500.00.

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They are there (3) form obtainable to register your business and company in CAC these includes:

  • Form application for company registration
  • Form application for business name registration
  • Form application for incorporated trustee registration

The form needed to register your business name is the Form application for company registration and the Form application for company registration. Others go for big businesses. As a new business, all you need to pay Is ₦10,000.00 you can pay more if the need arises.

Requirements To Register Your Business Name In Nigeria

In 2020 the Company Allied and Matters Act (CAMA) where amend and a lot of requirements have been developed to register a business today in Nigeria which is:

  1. In other to register a business you must be at least 18 years except if you have 2 olders shareholders in the business.
  2. You must propose at least two names for the business name registration.
  3.  Your business objective must be started and must have one.
  4. Business Names that are already registered can’t be registered again and also business names related to government agencies would not be registered.
  5. The type of business you want to register must be stated it could be a private limited company, private unlimited company or a company limited by guarantee.
  6. The company must have a verified physical location address.
  7. If your business has a partner the share capital of each of the partners must be started.
  8. To register your business name you must have identification such as a voters card, driver license or international passport to register your Business.
  • In the old Company, Allied and Matters Act before any business must register the minimum partner was 2 persons. But the current Company Allied and Matters Act have made it possible for a single individual to Register his or her business. This is to encourage Small business owners around the country so that their business can grow.

How To Register A Business Name In Nigeria online By Yourself

Steps on how to register a business name in Nigeria online by yourself online

You can register your business online using the CAC official website which I would carefully guide you on.
And this gives you the advantage to avoid travelling to a nearby CAC office to register your business while you can do it at the comfort of your home.
The CAC has laughed a website where you can easily register your business online instead of visiting the CAC office for registration. Below are the steps to take:

1. Name Your Business

Naming is an important step to take towards registering your business, you should have a business name that represents your business. The CAC law allows you to create 2 minimum names for your business in which one would be chosen. This is done so if the other name is taken you can go with the other name.
When naming your business it is important you choose wisely if you are consulting naming services like
or think wisely if you are naming your business by yourself.

It is important your business name meet the niche business you are Registering this would also help you in Branding and marketing.
For example, if you look at the concept from these brands, Opay, Shoprite, Paystack you’ll observe that these brand names represent what their business is all about.
So you should consider naming your business according to your niches.
This would make your business name search engine friendly and recognisable.

2. Verify your Chosen Business Name

Verifying if your business is unique and not used elsewhere would help make your business name unique and help you get smooth registration on the CAC website.
To check your desired business name availability you can search the business name you have chosen on the CAC search Portal to see if your Chosen Business Name has been taken or not.

How Much to Register a Business Name in Nigeria
How To Check Your Business Name availability On The CACC Public Search Portal
To check your business name availability on the CACC public Search Portal type in your desired name for your business.
Which will state if the business is available or not.
If your business is not available and used by another company the information of the company would show. Which means that you can’t use the same because two different business can’t use the same name.
If your business name has been taken it has best to look for another name that is not taken and proceed to the next step.

3. Create an account on the CAC website

By creating an account allows you to register your business name online with the CAC website online.
To create an account on CAC sign up here. Or visit https://pre.cac.gov.ng/register

How to Register a Business Name in Nigeria

 

After clicking on the signup link you would be presented with a form to fill. which would request your personal information, which must fill to proceed to the next step.

Take note the email address you provided would be used to send a confirmation mail to you. So ensure you fill in the correct details to avoid any issue with registration.

How to Register a Business Name in Nigeria
Once you have successfully confirmed your registration through the email sent to your email address. You would be pointed with a successful congratulation message from there you can then proceed to the next step.

How to Register a Business Name in Nigeria

4. Reverse your Business Name

To reserve your business name select the reservation option on the dashboard through the menu bar.
Once the menu has load click on the New name reservation option.

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How to Register a Business Name in Nigeria

After clicking on the new page you would be redirected to a page where you will be given instructions to fill such as:

  • Choosing your business name and the type of your business.
  • Listing your business objectives.
  • Listing your presenter details.
  • Reviewing your application.
  • Making the payment.
  • Choosing your business name and the type of your business

For choosing your business “Name and Type”, check the image below and fill the form.

How to Register a Business Name in Nigeria

 

Make sure you read the instructions above the form before filling the form.
Once you have filled the form you can proceed to the next step Listing your business objectives.

Listing your business objectives

You are required to list your business objectives. On the list select the option that is most suitable for your business.
After that, you will be given a box where you will type short details describing your business.
Furthermore, you can now proceed to the next step.

List your presenter Details

The presenter details contain the information of the business owner or owners.
Ensure you cross-check the presenter details you have filled in.

Reviewing your application

This displays all the information you have filled in so far in respect to your application, including your:
Company information
Business Objectives
Presenter information
If you found any mistake you easily change it by selecting the tab where the information is and correct the mistake.
So if your information has been corrected or mistake you can now proceed to the next step and make payment.

Making Payment

How to Register a Business Name in Nigeria

The price for reservation of a business name is ₦500.
To make the payment, you are expected to use the Remita payment option by selecting the Remita button below.
After this, you’ll be redirected to the payment page of Remita automatically to make your payment.
After you had made the payment successfully, the application for your business name or company name reservation would be submitted for approval.
Take note after summiting your application you have 60days periods to reserve your business if not you would have to start again.

Generate Your Payment Receipt

After you have successfully completed the payment you are required to print out the receipt. This can be done by clicking on the print option on the website. If you have a printer connected you can easily print out the receipt if not you can just take a screenshot of the receipt and take it to a nearby printer and print it.

 

Take note after you have summited your application for verification. It can take some time to be verified. While waiting you don’t have any other thing to do order than to keep checking if your application is verified.

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5. Generate Your Availability Code For Your Business

The availability code is the code that’s used to register your business name. The code is generated by the CAC along with your name approval for your business sent in your email.
All you have to do is to ensure you have received the email and take note of the code and the business name.

6. Registration of your Company

Online-Company-Registration in nigeria

To register your company you need to login into the website of the CAC and select company registration which is found on the menu bar.
You can follow these steps for an easy guide:

Select here or https://pre.cac.gov.ng/login so that you can log in to your CAC account.
Once you have a login to your account, select the “Company Registration” option.
Once you have arrived on the next page you will find the “You have no company registration” option, Select it and Register a company using your availability code.

Input your business availability code in the form where the new company registration is stated.
A result would be shown which will contain your business name and personal information.

You will be needed to fill in this section as the same as registering your business name.

  • Your Presenter details
  • Your Business details
  • Nature of your business
  • Required Documents
  • Reviewing your application
  • Make Payment

Just as you did on the business name Registration you are required to pay with Remita, you also need to generate and print your receipt after making a successful payment.
10,000 naira would be a charge for Registering your business name.
Get your Business Certification
Once you have summited your application you will have to keep checking the CAC website to see if your application has been approved.
When approved an email would be sent to you on where to collect your documents.
This location would be the CAC beach where you chose when registering your company.

 

Conclusion

Hope this article has helped you on How To Register A Business Name In Nigeria online By Yourself, note that you don’t need to pay extra fees when you are not using third parties follow the step on How To Register A Business Name In Nigeria online By Yourself carefully and your business name registration would be done.

Also, read How to send money abroad 6 easy ways

 

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